# ESL Trust Services, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1785545. Source: https://holderbook.com/funds/1785545-esl-trust-services-llc/

- Reported value: $586.5M
- Positions: 266
- Weight of the ten largest: 91.2%
- Filed: 2026-08-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $151.6M | 202,449 | 25.8% | 27 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $77.0M | 843,691 | 13.1% | 4 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $66.7M | 748,227 | 11.4% | 17 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $50.3M | 564,751 | 8.6% | 2 |
| WISDOMTREE TR | [XSOE](https://holderbook.com/stocks/XSOE/) | $47.2M | 958,864 | 8.0% | 27 |
| FLEXSHARES TR | [GQRE](https://holderbook.com/stocks/GQRE/) | $39.0M | 609,395 | 6.6% | 27 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $37.5M | 486,270 | 6.4% | 27 |
| ISHARES TR | [FALN](https://holderbook.com/stocks/FALN/) | $33.8M | 1,241,649 | 5.8% | 22 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $25.5M | 171,804 | 4.3% | 27 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $6.5M | 85,005 | 1.1% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JMTG](https://holderbook.com/stocks/JMTG/) | $2.9M | 58,086 | 0.5% | 5 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $2.6M | 21,627 | 0.4% | 21 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.2M | 5,996 | 0.4% | 10 |
| ISHARES TR | [QLTA](https://holderbook.com/stocks/QLTA/) | $2.2M | 45,871 | 0.4% | 20 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $2.1M | 14,800 | 0.4% | 10 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.0M | 2,703 | 0.3% | 27 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.8M | 29,700 | 0.3% | 27 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $1.4M | 62,991 | 0.2% | 2 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.1M | 10,447 | 0.2% | 27 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $1.1M | 11,582 | 0.2% | 25 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.0M | 12,130 | 0.2% | 10 |
| SONY GROUP CORP | [SONY](https://holderbook.com/stocks/SONY/) | $862.6K | 43,000 | 0.1% | 7 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $854.9K | 3,040 | 0.1% | 10 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $834.0K | 2,548 | 0.1% | 10 |
| ATI INC | [ATI](https://holderbook.com/stocks/ATI/) | $788.4K | 4,000 | 0.1% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $787.3K | 3,100 | 0.1% | 14 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $722.5K | 1,937 | 0.1% | 27 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $690.0K | 5,557 | 0.1% | 26 |
| STEEL DYNAMICS INC | [STLD](https://holderbook.com/stocks/STLD/) | $688.4K | 3,000 | 0.1% | 7 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $659.3K | 1,764 | 0.1% | 7 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $654.2K | 8,050 | 0.1% | 10 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $636.3K | 15,500 | 0.1% | 7 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $520.9K | 2,000 | 0.1% | 9 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $510.3K | 693 | 0.1% | 7 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $493.4K | 420 | 0.1% | 7 |
| MASCO CORP | [MAS](https://holderbook.com/stocks/MAS/) | $488.2K | 6,000 | 0.1% | 7 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $469.0K | 4,000 | 0.1% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $423.2K | 1,200 | 0.1% | 9 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $415.2K | 1,435 | 0.1% | 25 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $409.8K | 2,997 | 0.1% | 10 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $391.0K | 4,048 | 0.1% | 11 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $384.5K | 2,686 | 0.1% | 10 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $382.8K | 4,000 | 0.1% | 9 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $377.8K | 1,200 | 0.1% | 9 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $372.3K | 542 | 0.1% | 10 |
| KEYCORP | [KEY](https://holderbook.com/stocks/KEY/) | $368.8K | 16,000 | 0.1% | 7 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $360.6K | 1,241 | 0.1% | 7 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $342.3K | 1,800 | 0.1% | 7 |
| TOPBUILD COR | [BLD](https://holderbook.com/stocks/BLD/) | $330.4K | 932 | 0.1% | 7 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $319.3K | 1,683 | 0.1% | 9 |
| ITT INC | [ITT](https://holderbook.com/stocks/ITT/) | $316.4K | 1,600 | 0.1% | 7 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $311.4K | 600 | 0.1% | 9 |
| SHELL PLC | [SHEL](https://holderbook.com/stocks/SHEL/) | $308.9K | 3,984 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $306.5K | 9,667 | 0.1% | 25 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $283.9K | 1,171 | 0.0% | 8 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $283.0K | 1,000 | 0.0% | 7 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $281.8K | 1,700 | 0.0% | 9 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $277.0K | 3,352 | 0.0% | 9 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $272.6K | 2,464 | 0.0% | 10 |
| AMETEK INC | [AME](https://holderbook.com/stocks/AME/) | $272.2K | 1,125 | 0.0% | 7 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $255.5K | 2,500 | 0.0% | 7 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $255.4K | 1,000 | 0.0% | 10 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $242.6K | 2,955 | 0.0% | 10 |
| TOMPKINS FINL CORP | [TMP](https://holderbook.com/stocks/TMP/) | $232.6K | 2,461 | 0.0% | 7 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $220.0K | 2,400 | 0.0% | 7 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $219.1K | 9,100 | 0.0% | 10 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $206.9K | 2,000 | 0.0% | 7 |
| MOTOROLA SOLUTIONS INC | [MSI](https://holderbook.com/stocks/MSI/) | $201.0K | 484 | 0.0% | 7 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $200.7K | 638 | 0.0% | 7 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $196.5K | 1,429 | 0.0% | 3 |
| LOUISIANA PAC CORP | [LPX](https://holderbook.com/stocks/LPX/) | $190.0K | 2,416 | 0.0% | 7 |
| PUBLIC SVC ENTERPRISE GROUP | [PEG](https://holderbook.com/stocks/PEG/) | $189.3K | 2,332 | 0.0% | 9 |
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $185.3K | 500 | 0.0% | 10 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $185.1K | 1,353 | 0.0% | 7 |
| WEYERHAEUSER CO | [WY](https://holderbook.com/stocks/WY/) | $181.6K | 7,584 | 0.0% | 7 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $176.5K | 1,500 | 0.0% | 9 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $174.4K | 1,774 | 0.0% | 10 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $171.0K | 753 | 0.0% | 1 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $167.5K | 562 | 0.0% | 10 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $166.8K | 555 | 0.0% | 10 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $162.8K | 900 | 0.0% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $159.4K | 1,087 | 0.0% | 10 |
| HUMANA INC | [HUM](https://holderbook.com/stocks/HUM/) | $158.9K | 400 | 0.0% | 7 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $154.2K | 1,200 | 0.0% | 10 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $154.0K | 357 | 0.0% | 7 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $144.4K | 823 | 0.0% | 10 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $143.9K | 2,000 | 0.0% | 10 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $138.7K | 1,780 | 0.0% | 8 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $137.8K | 390 | 0.0% | 10 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $134.3K | 850 | 0.0% | 10 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $129.5K | 800 | 0.0% | 7 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $128.8K | 1,420 | 0.0% | 10 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $127.0K | 470 | 0.0% | 10 |
| CONSTELLATION BRANDS INC | [STZ](https://holderbook.com/stocks/STZ/) | $125.2K | 900 | 0.0% | 7 |
| WENDYS CO | [WEN](https://holderbook.com/stocks/WEN/) | $123.2K | 14,866 | 0.0% | 7 |
| STANLEY BLACK & DECKER INC | [SWK](https://holderbook.com/stocks/SWK/) | $122.4K | 1,300 | 0.0% | 7 |
| GSK PLC | [GSK](https://holderbook.com/stocks/GSK/) | $121.8K | 2,323 | 0.0% | 10 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $117.5K | 1,000 | 0.0% | 10 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $110.0K | 1,500 | 0.0% | 7 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $105.5K | 898 | 0.0% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.5% | +14.8% | -3.4% | 100% |
| Q1 2026 | -0.0% | -4.6% | +4.6% | 100% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +5.6% | +7.8% | -2.2% | 100% |
| Q2 2025 | +7.4% | +10.5% | -3.1% | 100% |
| Q1 2025 | -1.1% | -4.6% | +3.5% | 100% |
| Q4 2024 | -2.9% | +2.1% | -5.0% | 100% |
| Q3 2024 | +7.2% | +5.4% | +1.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $586.5M | 266 |
| Q1 2026 | $523.6M | 258 |
| Q4 2025 | $521.0M | 256 |
| Q3 2025 | $509.6M | 308 |
| Q2 2025 | $489.4M | 219 |
| Q1 2025 | $443.1M | 312 |
| Q4 2024 | $448.7M | 332 |
| Q3 2024 | $441.6M | 233 |
| Q2 2024 | $410.6M | 258 |
| Q1 2024 | $382.0M | 133 |
| Q4 2023 | $346.5M | 22 |
| Q3 2023 | $313.7M | 22 |