# tru Independence LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1785445. Source: https://holderbook.com/funds/1785445-tru-independence-llc/

- Reported value: $228.7M
- Positions: 108
- Weight of the ten largest: 64.4%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $23.7M | 534,791 | 10.4% | 15 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $21.1M | 260,568 | 9.2% | 20 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $19.8M | 435,727 | 8.7% | 10 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $18.7M | 199,170 | 8.2% | 22 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $16.0M | 387,793 | 7.0% | 22 |
| WISDOMTREE TR | [QGRW](https://holderbook.com/stocks/QGRW/) | $12.9M | 196,015 | 5.7% | 10 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $10.6M | 223,661 | 4.6% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.3M | 35,424 | 4.5% | 27 |
| HARBOR ETF TRUST | [HGER](https://holderbook.com/stocks/HGER/) | $7.2M | 246,510 | 3.2% | 6 |
| WISDOMTREE TR | [XC](https://holderbook.com/stocks/XC/) | $6.9M | 218,648 | 3.0% | 6 |
| FIRST TR EXCHANGE TRADED FD | [AIRR](https://holderbook.com/stocks/AIRR/) | $6.9M | 51,864 | 3.0% | 9 |
| FIDELITY COVINGTON TRUST | [FESM](https://holderbook.com/stocks/FESM/) | $5.9M | 122,579 | 2.6% | 5 |
| COLUMBIA ETF TR II | [INCO](https://holderbook.com/stocks/INCO/) | $5.4M | 91,235 | 2.4% | 6 |
| FIRST TR EXCHANGE-TRADED FD | [HISF](https://holderbook.com/stocks/HISF/) | $3.4M | 76,080 | 1.5% | 10 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $3.1M | 25,996 | 1.4% | 20 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.0M | 4,017 | 1.3% | 25 |
| JANUS DETROIT STR TR | [JAAA](https://holderbook.com/stocks/JAAA/) | $2.8M | 56,398 | 1.2% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.7M | 7,338 | 1.2% | 27 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.4M | 4,736 | 1.0% | 20 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $1.5M | 16,834 | 0.6% | 6 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.3M | 3,426 | 0.6% | 25 |
| FIRST TR EXCHANGE-TRADED FD | [FVD](https://holderbook.com/stocks/FVD/) | $1.3M | 26,030 | 0.5% | 23 |
| FIRST TR EXCHANGE-TRADED FD | [SDVY](https://holderbook.com/stocks/SDVY/) | $1.2M | 28,915 | 0.5% | 18 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 5,975 | 0.5% | 9 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.2M | 3,562 | 0.5% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 4,514 | 0.5% | 20 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.1M | 18,645 | 0.5% | 27 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $1.0M | 18,490 | 0.4% | 17 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.0M | 4,662 | 0.4% | 19 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $955.8K | 3,536 | 0.4% | 20 |
| CAPITAL GROUP CORE BALANCED | [CGBL](https://holderbook.com/stocks/CGBL/) | $955.2K | 25,162 | 0.4% | 8 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $890.7K | 10,752 | 0.4% | 25 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $863.8K | 6,281 | 0.4% | 20 |
| FIRST TR EXCHANGE-TRADED FD | [FDL](https://holderbook.com/stocks/FDL/) | $831.3K | 17,084 | 0.4% | 17 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $830.4K | 2,324 | 0.4% | 9 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $756.0K | 7,277 | 0.3% | 22 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $737.6K | 7,637 | 0.3% | 22 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $730.6K | 17,507 | 0.3% | 10 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $641.8K | 3,199 | 0.3% | 17 |
| CAPITAL GROUP CORE EQUITY ET | [CGUS](https://holderbook.com/stocks/CGUS/) | $636.1K | 14,301 | 0.3% | 14 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $623.6K | 18,014 | 0.3% | 14 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $622.8K | 1,106 | 0.3% | 13 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $608.1K | 885 | 0.3% | 20 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $589.6K | 14,664 | 0.3% | 14 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $580.8K | 1,538 | 0.3% | 5 |
| VANGUARD WORLD FD | [VIS](https://holderbook.com/stocks/VIS/) | $555.3K | 1,541 | 0.2% | 20 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $553.3K | 1,566 | 0.2% | 21 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $534.1K | 4,554 | 0.2% | 23 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $520.0K | 3,277 | 0.2% | 22 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $518.3K | 10,028 | 0.2% | 18 |
| FIRST TR EXCHANGE-TRADED FD | [QQEW](https://holderbook.com/stocks/QQEW/) | $514.7K | 3,225 | 0.2% | 15 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $507.4K | 5,891 | 0.2% | 20 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $490.2K | 5,946 | 0.2% | 27 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $485.5K | 3,689 | 0.2% | 20 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $476.8K | 398 | 0.2% | 10 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $469.3K | 2,206 | 0.2% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $463.8K | 630 | 0.2% | 2 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $461.5K | 2,491 | 0.2% | 20 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $457.7K | 1,934 | 0.2% | 16 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $452.4K | 888 | 0.2% | 11 |
| TUTOR PERINI CORP | [TPC](https://holderbook.com/stocks/TPC/) | $444.7K | 5,360 | 0.2% | 3 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $429.6K | 8,013 | 0.2% | 25 |
| PROSHARES TR | [REGL](https://holderbook.com/stocks/REGL/) | $427.1K | 4,664 | 0.2% | 23 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $424.3K | 864 | 0.2% | 10 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $414.8K | 1,648 | 0.2% | 9 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $413.4K | 3,023 | 0.2% | 9 |
| FIRST TR EXCHANGE-TRADED FD | [FDN](https://holderbook.com/stocks/FDN/) | $409.3K | 1,546 | 0.2% | 20 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $407.8K | 10,514 | 0.2% | 3 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $402.2K | 2,881 | 0.2% | 1 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $401.3K | 954 | 0.2% | 7 |
| FIRST TR EXCHANGE TRAD FD VI | [FTGC](https://holderbook.com/stocks/FTGC/) | $389.8K | 14,411 | 0.2% | 18 |
| CAPITAL GRP FIXED INCM ETF T | [CGCP](https://holderbook.com/stocks/CGCP/) | $377.2K | 16,922 | 0.2% | 13 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $376.0K | 7,631 | 0.2% | 15 |
| CELESTICA INC | [CLS](https://holderbook.com/stocks/CLS/) | $365.9K | 1,003 | 0.2% | 3 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $362.6K | 7,277 | 0.2% | 27 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $361.4K | 339 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $335.4K | 4,163 | 0.1% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $331.9K | 444 | 0.1% | 13 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $331.0K | 3,545 | 0.1% | 16 |
| FIRST TR EXCHANGE TRADED FD | [FPX](https://holderbook.com/stocks/FPX/) | $328.6K | 1,594 | 0.1% | 5 |
| FIRST TR EXCHANGE TRADED FD | [CIBR](https://holderbook.com/stocks/CIBR/) | $327.4K | 3,644 | 0.1% | 10 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $317.8K | 926 | 0.1% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $317.2K | 1,249 | 0.1% | 27 |
| EQT CORP | [EQT](https://holderbook.com/stocks/EQT/) | $289.4K | 5,443 | 0.1% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [TDIV](https://holderbook.com/stocks/TDIV/) | $288.2K | 2,509 | 0.1% | 5 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $283.9K | 2,909 | 0.1% | 5 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $282.2K | 1,718 | 0.1% | 4 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $262.5K | 3,648 | 0.1% | 2 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $260.0K | 1,370 | 0.1% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $252.8K | 2,153 | 0.1% | 1 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $246.2K | 1,945 | 0.1% | 8 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $243.5K | 2,150 | 0.1% | 4 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $237.4K | 1,735 | 0.1% | 3 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $235.0K | 1,829 | 0.1% | 27 |
| WEST PHARMACEUTICAL SVSC INC | [WST](https://holderbook.com/stocks/WST/) | $233.3K | 650 | 0.1% | 1 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $226.2K | 1,003 | 0.1% | 8 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $222.6K | 238 | 0.1% | 2 |
| FIRST TR EXCHANGE-TRADED FD | [FTGS](https://holderbook.com/stocks/FTGS/) | $222.3K | 6,009 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $220.1K | 5,971 | 0.1% | 1 |
| FIRST TR EXCHNG TRADED FD VI | [FFEB](https://holderbook.com/stocks/FFEB/) | $216.2K | 3,546 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.2% | +14.8% | -4.7% | 100% |
| Q1 2026 | +0.9% | -4.6% | +5.5% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 100% |
| Q3 2025 | +7.2% | +7.8% | -0.6% | 100% |
| Q2 2025 | +3.7% | +10.5% | -6.8% | 100% |
| Q1 2025 | -0.3% | -4.6% | +4.3% | 100% |
| Q4 2024 | +1.5% | +2.1% | -0.6% | 100% |
| Q3 2024 | +4.0% | +5.4% | -1.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $228.7M | 108 |
| Q1 2026 | $202.2M | 102 |
| Q4 2025 | $396.6M | 132 |
| Q3 2025 | $385.0M | 125 |
| Q2 2025 | $345.8M | 120 |
| Q1 2025 | $322.2M | 110 |
| Q4 2024 | $318.4M | 113 |
| Q3 2024 | $341.6M | 110 |
| Q2 2024 | $331.2M | 104 |
| Q1 2024 | $339.5M | 108 |
| Q4 2023 | $329.4M | 107 |
| Q3 2023 | $289.0M | 118 |