# Matrix Trust Co

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1784277. Source: https://holderbook.com/funds/1784277-matrix-trust-co/

- Reported value: $687.6K
- Positions: 102
- Weight of the ten largest: 61.5%
- Filed: 2026-10-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [ILCV](https://holderbook.com/stocks/ILCV/) | $70.7K | 671,573 | 10.3% | 30 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $55.7K | 2,027,938 | 8.1% | 30 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $52.5K | 743,918 | 7.6% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $44.8K | 755,238 | 6.5% | 30 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $43.9K | 1,463,791 | 6.4% | 30 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $34.7K | 1,379,918 | 5.0% | 30 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $34.3K | 44,797 | 5.0% | 15 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $31.4K | 44,826 | 4.6% | 9 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $30.2K | 599,859 | 4.4% | 8 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $24.5K | 259,226 | 3.6% | 30 |
| ISHARES TR | [IMCV](https://holderbook.com/stocks/IMCV/) | $19.3K | 210,165 | 2.8% | 30 |
| ISHARES TR | [IMCG](https://holderbook.com/stocks/IMCG/) | $19.3K | 205,084 | 2.8% | 30 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $19.0K | 246,595 | 2.8% | 21 |
| ISHARES TR | [IMCB](https://holderbook.com/stocks/IMCB/) | $18.1K | 191,577 | 2.6% | 30 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $18.1K | 553,199 | 2.6% | 30 |
| ISHARES TR | [ISCV](https://holderbook.com/stocks/ISCV/) | $14.2K | 189,541 | 2.1% | 30 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $13.7K | 174,978 | 2.0% | 21 |
| ISHARES TR | [ISCG](https://holderbook.com/stocks/ISCG/) | $11.0K | 179,901 | 1.6% | 30 |
| T ROWE PRICE EXCHANGE-TRADED | [TFLR](https://holderbook.com/stocks/TFLR/) | $8.6K | 170,654 | 1.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $8.3K | 254,782 | 1.2% | 3 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $7.1K | 101,010 | 1.0% | 9 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $6.3K | 68,555 | 0.9% | 10 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $5.2K | 9,097 | 0.8% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.0K | 15,029 | 0.7% | 19 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $5.0K | 80,985 | 0.7% | 30 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $4.3K | 11,327 | 0.6% | 6 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $4.2K | 47,005 | 0.6% | 9 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $3.7K | 25,751 | 0.5% | 19 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.7K | 7,284 | 0.5% | 19 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $3.5K | 13,447 | 0.5% | 19 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $3.4K | 2,931 | 0.5% | 8 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.4K | 7,176 | 0.3% | 19 |
| FASTENAL CO | [FAST](https://holderbook.com/stocks/FAST/) | $2.3K | 46,269 | 0.3% | 8 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $2.3K | 12,253 | 0.3% | 19 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.1K | 2,347 | 0.3% | 19 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $2.1K | 19,236 | 0.3% | 11 |
|  | - | $2.0K | 23,171 | 0.3% | 1 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $2.0K | 20,038 | 0.3% | 19 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $1.9K | 14,909 | 0.3% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.9K | 5,457 | 0.3% | 19 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $1.9K | 19,041 | 0.3% | 2 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $1.8K | 9,721 | 0.3% | 8 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $1.8K | 5,436 | 0.3% | 4 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $1.7K | 1,931 | 0.3% | 5 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $1.7K | 18,960 | 0.2% | 15 |
| FRANKLIN TEMPLETON ETF TR | [FLJP](https://holderbook.com/stocks/FLJP/) | $1.7K | 40,724 | 0.2% | 2 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $1.6K | 19,392 | 0.2% | 15 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.6K | 6,753 | 0.2% | 9 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.5K | 5,281 | 0.2% | 19 |
| PRICE T ROWE GROUP INC | [TROW](https://holderbook.com/stocks/TROW/) | $1.5K | 14,405 | 0.2% | 19 |
| WEC ENERGY GROUP INC | [WEC](https://holderbook.com/stocks/WEC/) | $1.5K | 14,621 | 0.2% | 8 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $1.3K | 6,634 | 0.2% | 3 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $1.3K | 4,303 | 0.2% | 4 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.2K | 5,955 | 0.2% | 19 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.2K | 5,513 | 0.2% | 11 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $1.1K | 14,419 | 0.2% | 7 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.1K | 1,545 | 0.2% | 8 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $1.1K | 2,456 | 0.2% | 5 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $977 | 4,278 | 0.1% | 8 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $924 | 2,685 | 0.1% | 8 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $874 | 1,915 | 0.1% | 8 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $869 | 816 | 0.1% | 3 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $842 | 2,342 | 0.1% | 8 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $833 | 460 | 0.1% | 2 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $825 | 895 | 0.1% | 1 |
| MERCADOLIBRE INC | [MELI](https://holderbook.com/stocks/MELI/) | $792 | 458 | 0.1% | 8 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $789 | 1,430 | 0.1% | 8 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $780 | 3,132 | 0.1% | 8 |
| MOODYS CORP | [MCO](https://holderbook.com/stocks/MCO/) | $775 | 1,706 | 0.1% | 8 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $772 | 7,741 | 0.1% | 15 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $757 | 11,055 | 0.1% | 7 |
| INTERACTIVE BROKERS GROUP IN | [IBKR](https://holderbook.com/stocks/IBKR/) | $756 | 8,846 | 0.1% | 3 |
| APPLOVIN CORP | [APP](https://holderbook.com/stocks/APP/) | $752 | 2,589 | 0.1% | 7 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $708 | 4,349 | 0.1% | 1 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $682 | 3,721 | 0.1% | 1 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $626 | 12,426 | 0.1% | 13 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $542 | 6,035 | 0.1% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $540 | 6,355 | 0.1% | 8 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $537 | 3,138 | 0.1% | 10 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $395 | 3,794 | 0.1% | 12 |
| USCF ETF TR | [SDCI](https://holderbook.com/stocks/SDCI/) | $346 | 11,097 | 0.1% | 3 |
| HARBOR ETF TRUST | [HGER](https://holderbook.com/stocks/HGER/) | $342 | 9,712 | 0.0% | 10 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $338 | 2,872 | 0.0% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $173 | 3,436 | 0.0% | 1 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $127 | 778 | 0.0% | 1 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $91 | 122 | 0.0% | 2 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $72 | 140 | 0.0% | 3 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $60 | 164 | 0.0% | 3 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $57 | 665 | 0.0% | 3 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $40 | 150 | 0.0% | 19 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $40 | 273 | 0.0% | 3 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $37 | 1,496 | 0.0% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $30 | 37 | 0.0% | 3 |
| HALLIBURTON CO | [HAL](https://holderbook.com/stocks/HAL/) | $26 | 817 | 0.0% | 2 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $25 | 179 | 0.0% | 3 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $24 | 159 | 0.0% | 3 |
| T-MOBILE US INC | [TMUS](https://holderbook.com/stocks/TMUS/) | $24 | 145 | 0.0% | 3 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $21 | 379 | 0.0% | 2 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $20 | 432 | 0.0% | 11 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $19 | 196 | 0.0% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.9% | +14.8% | -5.0% | 100% |
| Q1 2026 | -0.2% | -4.6% | +4.4% | 100% |
| Q4 2025 | +1.6% | +2.4% | -0.8% | 100% |
| Q3 2025 | +5.6% | +7.8% | -2.2% | 100% |
| Q2 2025 | +5.3% | +10.5% | -5.1% | 100% |
| Q1 2025 | +0.2% | -4.6% | +4.8% | 100% |
| Q4 2024 | -3.1% | +2.1% | -5.2% | 100% |
| Q3 2024 | +7.0% | +5.4% | +1.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $687.6K | 102 |
| Q2 2026 | $689.5M | 101 |
| Q1 2026 | $602.1M | 178 |
| Q4 2025 | $605.9M | 215 |
| Q3 2025 | $638.8M | 249 |
| Q2 2025 | $628.2M | 255 |
| Q1 2025 | $592.8M | 254 |
| Q4 2024 | $575.4M | 251 |
| Q3 2024 | $534.8M | 239 |
| Q2 2024 | $442.9M | 170 |
| Q1 2024 | $442.1M | 83 |
| Q4 2023 | $427.5M | 70 |