# Human Investing LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1767513. Source: https://holderbook.com/funds/1767513-human-investing-llc/

- Reported value: $1.5B
- Positions: 110
- Weight of the ten largest: 73.9%
- Filed: 2026-07-20

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $414.0M | 644,161 | 28.4% | 21 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $164.6M | 2,431,536 | 11.3% | 26 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $80.7M | 1,115,331 | 5.5% | 31 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $75.8M | 495,198 | 5.2% | 25 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $71.7M | 917,500 | 4.9% | 31 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $71.7M | 317,497 | 4.9% | 25 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $61.9M | 1,283,873 | 4.2% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $54.8M | 78,192 | 3.8% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $41.5M | 304,463 | 2.8% | 31 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $39.8M | 517,497 | 2.7% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $39.1M | 686,559 | 2.7% | 26 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $38.7M | 663,335 | 2.7% | 23 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $36.6M | 299,965 | 2.5% | 23 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $30.4M | 316,079 | 2.1% | 25 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $24.6M | 270,413 | 1.7% | 25 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $17.0M | 49,627 | 1.2% | 18 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $15.3M | 44,180 | 1.0% | 20 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $14.2M | 44,325 | 1.0% | 18 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $12.1M | 157,034 | 0.8% | 31 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $10.7M | 145,909 | 0.7% | 20 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $9.2M | 34,015 | 0.6% | 31 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $8.9M | 96,201 | 0.6% | 31 |
| VANGUARD WORLD FD | [VCEB](https://holderbook.com/stocks/VCEB/) | $8.2M | 130,772 | 0.6% | 23 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $6.6M | 111,170 | 0.5% | 23 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $6.1M | 16,385 | 0.4% | 18 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $5.0M | 62,007 | 0.3% | 20 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $4.9M | 4,589 | 0.3% | 18 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $4.4M | 18,809 | 0.3% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $4.2M | 13,028 | 0.3% | 18 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $3.5M | 127,948 | 0.2% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $2.9M | 4 | 0.2% | 9 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.7M | 24,932 | 0.2% | 17 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $2.6M | 16,941 | 0.2% | 18 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $2.5M | 7,118 | 0.2% | 18 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $2.5M | 34,086 | 0.2% | 15 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.4M | 10,558 | 0.2% | 18 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $2.3M | 45,521 | 0.2% | 31 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $2.3M | 49,269 | 0.2% | 31 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $2.0M | 26,595 | 0.1% | 15 |
| ISHARES TR | [XVV](https://holderbook.com/stocks/XVV/) | $1.9M | 35,289 | 0.1% | 14 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.8M | 3,749 | 0.1% | 18 |
| BLOCK H & R INC | [HRB](https://holderbook.com/stocks/HRB/) | $1.8M | 52,274 | 0.1% | 31 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.8M | 19,136 | 0.1% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.8M | 6,357 | 0.1% | 12 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $1.8M | 28,313 | 0.1% | 20 |
| INTERDIGITAL INC | [IDCC](https://holderbook.com/stocks/IDCC/) | $1.8M | 6,000 | 0.1% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.7M | 9,099 | 0.1% | 8 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $1.7M | 36,439 | 0.1% | 13 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.6M | 6,386 | 0.1% | 18 |
| GLOBAL X FDS | [CATH](https://holderbook.com/stocks/CATH/) | $1.6M | 19,006 | 0.1% | 14 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.6M | 4,583 | 0.1% | 18 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.5M | 2,135 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $1.4M | 11,106 | 0.1% | 5 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.4M | 3,496 | 0.1% | 18 |
| NOVO-NORDISK A S | [NVO](https://holderbook.com/stocks/NVO/) | $1.4M | 32,323 | 0.1% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.3M | 4,205 | 0.1% | 13 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.3M | 19,150 | 0.1% | 3 |
| ISHARES TR | [IGRO](https://holderbook.com/stocks/IGRO/) | $1.2M | 14,142 | 0.1% | 11 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.2M | 1,350 | 0.1% | 8 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $1.2M | 7,574 | 0.1% | 31 |
| SPDR SERIES TRUST | [SPYX](https://holderbook.com/stocks/SPYX/) | $1.2M | 20,276 | 0.1% | 3 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.1M | 3,901 | 0.1% | 18 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $1.1M | 12,989 | 0.1% | 15 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $1.1M | 47,603 | 0.1% | 11 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $991.5K | 10,150 | 0.1% | 31 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $961.7K | 3,901 | 0.1% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $880.9K | 5,092 | 0.1% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $829.2K | 6,663 | 0.1% | 31 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $802.2K | 3,064 | 0.1% | 18 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $795.3K | 3,668 | 0.1% | 11 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $792.8K | 2,551 | 0.1% | 8 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $746.3K | 7,839 | 0.1% | 31 |
| TOAST INC | [TOST](https://holderbook.com/stocks/TOST/) | $727.8K | 26,792 | 0.0% | 2 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $661.8K | 1,333 | 0.0% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $650.4K | 998 | 0.0% | 5 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $636.6K | 1,404 | 0.0% | 3 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $630.1K | 24,078 | 0.0% | 3 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $614.1K | 6,341 | 0.0% | 18 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $585.3K | 1,474 | 0.0% | 4 |
| ISHARES TR | [DMXF](https://holderbook.com/stocks/DMXF/) | $577.2K | 7,213 | 0.0% | 5 |
| HP INC | [HPQ](https://holderbook.com/stocks/HPQ/) | $533.6K | 25,953 | 0.0% | 31 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $528.3K | 4,223 | 0.0% | 10 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $500.6K | 3,409 | 0.0% | 10 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $499.6K | 5,215 | 0.0% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $488.6K | 3,174 | 0.0% | 2 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $481.0K | 14,202 | 0.0% | 4 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $480.2K | 2,505 | 0.0% | 8 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $473.3K | 833 | 0.0% | 5 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $457.2K | 605 | 0.0% | 1 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $453.5K | 2,368 | 0.0% | 5 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $446.9K | 9,413 | 0.0% | 2 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $424.5K | 587 | 0.0% | 1 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $419.4K | 1,914 | 0.0% | 10 |
| INFOSYS LTD | [INFY](https://holderbook.com/stocks/INFY/) | $380.5K | 31,608 | 0.0% | 31 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $306.8K | 1,017 | 0.0% | 1 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $295.7K | 509 | 0.0% | 1 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $286.5K | 126 | 0.0% | 1 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $251.9K | 394 | 0.0% | 1 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $244.7K | 216 | 0.0% | 1 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $244.4K | 1,233 | 0.0% | 18 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.8% | +14.8% | -4.0% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.8% | 100% |
| Q4 2025 | +1.9% | +2.4% | -0.5% | 100% |
| Q3 2025 | +5.7% | +7.8% | -2.1% | 100% |
| Q2 2025 | +7.6% | +10.5% | -2.9% | 100% |
| Q1 2025 | -1.6% | -4.6% | +3.0% | 100% |
| Q4 2024 | -1.6% | +2.1% | -3.8% | 100% |
| Q3 2024 | +6.1% | +5.4% | +0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.5B | 110 |
| Q1 2026 | $686.6M | 96 |
| Q4 2025 | $708.1M | 95 |
| Q3 2025 | $676.8M | 91 |
| Q2 2025 | $634.9M | 96 |
| Q1 2025 | $567.9M | 91 |
| Q4 2024 | $563.9M | 329 |
| Q3 2024 | $552.8M | 99 |
| Q2 2024 | $514.4M | 93 |
| Q1 2024 | $497.9M | 93 |
| Q4 2023 | $463.2M | 93 |
| Q3 2023 | $429.4M | 95 |