# VeraBank, N.A.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1767297. Source: https://holderbook.com/funds/1767297-verabank-n-a/

- Reported value: $604.4M
- Positions: 167
- Weight of the ten largest: 54.3%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $50.2M | 970,684 | 8.3% | 14 |
| FLEXSHARES TR | [QDF](https://holderbook.com/stocks/QDF/) | $42.7M | 475,253 | 7.1% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $39.9M | 53,310 | 6.6% | 14 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $35.6M | 413,193 | 5.9% | 15 |
| BLUE BELL CREAMERIES INC. | - | $32.3M | 245 | 5.4% | 5 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $28.6M | 766,762 | 4.7% | 14 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $28.1M | 710,583 | 4.6% | 14 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $27.2M | 282,048 | 4.5% | 7 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $24.0M | 256,504 | 4.0% | 15 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $19.7M | 363,849 | 3.3% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $19.5M | 67,452 | 3.2% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $12.8M | 36,281 | 2.1% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.7M | 33,962 | 2.1% | 31 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $12.6M | 152,676 | 2.1% | 14 |
| FLEXSHARES TR | [TDTT](https://holderbook.com/stocks/TDTT/) | $11.2M | 466,494 | 1.8% | 31 |
| FLEXSHARES TR | [GUNR](https://holderbook.com/stocks/GUNR/) | $7.4M | 150,900 | 1.2% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $7.1M | 52,160 | 1.2% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $7.1M | 21,765 | 1.2% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $6.8M | 28,618 | 1.1% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.6M | 18,497 | 1.1% | 31 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $6.2M | 64,350 | 1.0% | 14 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $5.7M | 11,370 | 0.9% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $4.8M | 22,138 | 0.8% | 26 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $4.1M | 11,977 | 0.7% | 17 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $3.8M | 22,973 | 0.6% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.8M | 14,786 | 0.6% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $3.6M | 14,486 | 0.6% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $3.6M | 63,207 | 0.6% | 14 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.3M | 20,938 | 0.5% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.3M | 4,393 | 0.5% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.3M | 22,118 | 0.5% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $3.2M | 2,632 | 0.5% | 27 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.7M | 13,608 | 0.5% | 10 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $2.7M | 5,695 | 0.4% | 5 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $2.7M | 14,184 | 0.4% | 25 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $2.7M | 12,194 | 0.4% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.6M | 32,408 | 0.4% | 21 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.5M | 21,409 | 0.4% | 31 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $2.4M | 5,585 | 0.4% | 7 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $2.4M | 58,901 | 0.4% | 14 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $2.3M | 3,566 | 0.4% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.2M | 17,672 | 0.4% | 14 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.2M | 5,759 | 0.4% | 19 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.2M | 28,017 | 0.4% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $2.1M | 20,184 | 0.3% | 28 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $2.1M | 5,662 | 0.3% | 4 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.0M | 2,130 | 0.3% | 27 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $2.0M | 11,030 | 0.3% | 15 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.8M | 6,834 | 0.3% | 31 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $1.8M | 924 | 0.3% | 5 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.8M | 2,508 | 0.3% | 25 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.8M | 12,295 | 0.3% | 31 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $1.8M | 19,393 | 0.3% | 31 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.7M | 3,063 | 0.3% | 25 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.7M | 20,748 | 0.3% | 31 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $1.7M | 4,636 | 0.3% | 31 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $1.6M | 8,349 | 0.3% | 31 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.6M | 4,629 | 0.3% | 22 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.6M | 11,562 | 0.3% | 31 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $1.5M | 3,013 | 0.3% | 31 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $1.5M | 25,202 | 0.3% | 31 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.5M | 10,383 | 0.3% | 31 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.5M | 16,883 | 0.2% | 31 |
| SABINE RTY TR | [SBR](https://holderbook.com/stocks/SBR/) | $1.4M | 19,752 | 0.2% | 31 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $1.4M | 5,884 | 0.2% | 12 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.4M | 1,328 | 0.2% | 31 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $1.4M | 6,271 | 0.2% | 27 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $1.3M | 8,157 | 0.2% | 31 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $1.3M | 3,899 | 0.2% | 31 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.3M | 8,642 | 0.2% | 5 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.3M | 10,222 | 0.2% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.3M | 7,178 | 0.2% | 31 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $1.3M | 11,053 | 0.2% | 31 |
| GALLAGHER ARTHUR J & CO | [AJG](https://holderbook.com/stocks/AJG/) | $1.3M | 5,616 | 0.2% | 31 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $1.2M | 2,777 | 0.2% | 21 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $1.1M | 1,550 | 0.2% | 19 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $1.1M | 20,023 | 0.2% | 5 |
| GSK PLC | [GSK](https://holderbook.com/stocks/GSK/) | $1.1M | 20,501 | 0.2% | 5 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $1.1M | 3,380 | 0.2% | 31 |
| NUCOR CORP | [NUE](https://holderbook.com/stocks/NUE/) | $1.0M | 4,662 | 0.2% | 24 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $1.0M | 14,338 | 0.2% | 31 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $923.6K | 9,038 | 0.2% | 31 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $901.2K | 2,544 | 0.1% | 25 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $896.8K | 3,790 | 0.1% | 5 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $895.6K | 2,981 | 0.1% | 20 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $880.7K | 763 | 0.1% | 3 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $836.8K | 5,094 | 0.1% | 18 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $830.6K | 11,658 | 0.1% | 19 |
| CANADIAN PACIFIC KANSAS CITY | [CP](https://holderbook.com/stocks/CP/) | $823.2K | 9,500 | 0.1% | 13 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $726.3K | 5,738 | 0.1% | 25 |
| GLACIER BANCORP INC NEW | [GBCI](https://holderbook.com/stocks/GBCI/) | $697.7K | 13,526 | 0.1% | 3 |
| HCA HEALTHCARE INC | [HCA](https://holderbook.com/stocks/HCA/) | $692.8K | 1,777 | 0.1% | 31 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $689.5K | 28,634 | 0.1% | 31 |
| KRANESHARES TRUST | [KEMX](https://holderbook.com/stocks/KEMX/) | $672.5K | 12,817 | 0.1% | 5 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $669.4K | 2,695 | 0.1% | 16 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $665.6K | 2,447 | 0.1% | 24 |
| INTERCONTINENTAL EXCHANGE IN | [ICE](https://holderbook.com/stocks/ICE/) | $652.9K | 5,303 | 0.1% | 26 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $644.4K | 11,309 | 0.1% | 31 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $623.2K | 1,767 | 0.1% | 31 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $609.8K | 1,175 | 0.1% | 14 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.0% | +14.8% | -4.8% | 94% |
| Q1 2026 | -1.6% | -4.6% | +3.0% | 94% |
| Q4 2025 | +2.4% | +2.4% | +0.1% | 94% |
| Q3 2025 | +6.8% | +7.8% | -1.1% | 93% |
| Q2 2025 | +6.6% | +10.5% | -3.9% | 100% |
| Q1 2025 | -0.9% | -4.6% | +3.6% | 100% |
| Q4 2024 | -2.2% | +2.1% | -4.3% | 100% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $604.4M | 167 |
| Q1 2026 | $546.3M | 173 |
| Q4 2025 | $549.8M | 180 |
| Q3 2025 | $534.9M | 184 |
| Q2 2025 | $498.5M | 187 |
| Q1 2025 | $358.5M | 144 |
| Q4 2024 | $354.7M | 146 |
| Q3 2024 | $341.9M | 146 |
| Q2 2024 | $322.0M | 144 |
| Q1 2024 | $320.9M | 144 |
| Q4 2023 | $297.0M | 141 |
| Q3 2023 | $260.4M | 136 |