# HOWARD WEALTH MANAGEMENT, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1766286. Source: https://holderbook.com/funds/1766286-howard-wealth-management-llc/

- Reported value: $270.5M
- Positions: 156
- Weight of the ten largest: 34.3%
- Filed: 2026-07-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $18.9M | 119,863 | 7.0% | 27 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $18.5M | 214,780 | 6.8% | 27 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.7M | 36,980 | 4.0% | 27 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $10.0M | 32,826 | 3.7% | 27 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $6.2M | 26,188 | 2.3% | 16 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $5.9M | 304,444 | 2.2% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $5.9M | 302,354 | 2.2% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $5.8M | 283,380 | 2.1% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSCT](https://holderbook.com/stocks/BSCT/) | $5.6M | 300,074 | 2.1% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $5.3M | 34,061 | 2.0% | 16 |
| FIDELITY MERRIMACK STR TR | [FLDR](https://holderbook.com/stocks/FLDR/) | $5.1M | 102,249 | 1.9% | 5 |
| JANUS DETROIT STR TR | [JAAA](https://holderbook.com/stocks/JAAA/) | $5.1M | 100,177 | 1.9% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $5.0M | 6,735 | 1.9% | 27 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $5.0M | 6,672 | 1.8% | 16 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $5.0M | 7,229 | 1.8% | 27 |
| INVESCO EXCH TRD SLF IDX FD | [BSJQ](https://holderbook.com/stocks/BSJQ/) | $4.9M | 211,404 | 1.8% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $4.8M | 57,874 | 1.8% | 27 |
| INVESCO EXCH TRD SLF IDX FD | [BSJR](https://holderbook.com/stocks/BSJR/) | $4.7M | 209,291 | 1.7% | 8 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $4.7M | 8,025 | 1.7% | 7 |
| INVESCO EXCH TRD SLF IDX FD | [BSCU](https://holderbook.com/stocks/BSCU/) | $4.6M | 277,058 | 1.7% | 4 |
| INVESCO EXCH TRD SLF IDX FD | [BSJS](https://holderbook.com/stocks/BSJS/) | $4.5M | 208,429 | 1.7% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSJT](https://holderbook.com/stocks/BSJT/) | $4.4M | 207,945 | 1.6% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSJU](https://holderbook.com/stocks/BSJU/) | $4.2M | 160,988 | 1.5% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $4.1M | 80,736 | 1.5% | 6 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $4.0M | 29,406 | 1.5% | 27 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $4.0M | 34,210 | 1.5% | 23 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $3.9M | 10,834 | 1.4% | 27 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.3M | 14,920 | 1.2% | 27 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $3.0M | 34,587 | 1.1% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.9M | 12,279 | 1.1% | 27 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $2.9M | 39,349 | 1.1% | 25 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.8M | 7,904 | 1.0% | 27 |
| VANECK ETF TRUST | [FLTR](https://holderbook.com/stocks/FLTR/) | $2.7M | 104,932 | 1.0% | 16 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $2.6M | 3,574 | 1.0% | 16 |
| INVESCO EXCH TRADED FD TR II | [VRP](https://holderbook.com/stocks/VRP/) | $2.5M | 103,080 | 0.9% | 9 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $2.5M | 7,234 | 0.9% | 25 |
| SPDR SERIES TRUST | [CWB](https://holderbook.com/stocks/CWB/) | $2.5M | 22,921 | 0.9% | 16 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.4M | 6,492 | 0.9% | 27 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $1.8M | 35,731 | 0.7% | 25 |
| ISHARES TR | [IOO](https://holderbook.com/stocks/IOO/) | $1.6M | 11,967 | 0.6% | 16 |
| VANECK ETF TRUST | [PFXF](https://holderbook.com/stocks/PFXF/) | $1.6M | 89,663 | 0.6% | 13 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.6M | 5,297 | 0.6% | 16 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.6M | 4,207 | 0.6% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $1.5M | 26,887 | 0.6% | 11 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $1.5M | 6,234 | 0.6% | 16 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.4M | 1,532 | 0.5% | 14 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.4M | 7,113 | 0.5% | 11 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.4M | 4,271 | 0.5% | 16 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $1.4M | 5,674 | 0.5% | 16 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.4M | 14,056 | 0.5% | 16 |
| WISDOMTREE TR | [EES](https://holderbook.com/stocks/EES/) | $1.3M | 19,178 | 0.5% | 27 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.3M | 8,347 | 0.5% | 16 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $1.3M | 50,064 | 0.5% | 16 |
| VANECK ETF TRUST | [BIZD](https://holderbook.com/stocks/BIZD/) | $1.2M | 96,570 | 0.5% | 10 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.1M | 3,231 | 0.4% | 27 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $1.1M | 18,044 | 0.4% | 9 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.1M | 2,531 | 0.4% | 25 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.0M | 1,778 | 0.4% | 27 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $991.1K | 8,292 | 0.4% | 16 |
| INVESCO EXCHANGE TRADED FD T | [PWV](https://holderbook.com/stocks/PWV/) | $975.3K | 12,872 | 0.4% | 27 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $960.9K | 1,871 | 0.4% | 27 |
| PIMCO ETF TR | [HYS](https://holderbook.com/stocks/HYS/) | $955.5K | 10,216 | 0.4% | 16 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $941.3K | 3,132 | 0.3% | 16 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $913.1K | 3,595 | 0.3% | 27 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $908.0K | 29,780 | 0.3% | 27 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $864.1K | 6,565 | 0.3% | 16 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $800.1K | 10,376 | 0.3% | 27 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $769.2K | 641 | 0.3% | 10 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $735.3K | 2,084 | 0.3% | 27 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $707.2K | 1,353 | 0.3% | 16 |
| FIDELITY COMWLTH TR | [ONEQ](https://holderbook.com/stocks/ONEQ/) | $707.2K | 6,851 | 0.3% | 2 |
| GLOBAL X FDS | [QYLD](https://holderbook.com/stocks/QYLD/) | $695.0K | 37,708 | 0.3% | 10 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $663.0K | 6,382 | 0.2% | 27 |
| ALPS ETF TR | [AMLP](https://holderbook.com/stocks/AMLP/) | $658.9K | 12,708 | 0.2% | 11 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $658.5K | 12,518 | 0.2% | 8 |
| WISDOMTREE TR | [DNL](https://holderbook.com/stocks/DNL/) | $640.7K | 13,874 | 0.2% | 25 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $633.9K | 5,105 | 0.2% | 27 |
| INVESCO EXCH TRD SLF IDX FD | [BSMU](https://holderbook.com/stocks/BSMU/) | $622.3K | 28,390 | 0.2% | 3 |
| GLOBAL X FDS | [XYLD](https://holderbook.com/stocks/XYLD/) | $612.2K | 15,008 | 0.2% | 10 |
| INVESCO EXCH TRD SLF IDX FD | [BSMR](https://holderbook.com/stocks/BSMR/) | $608.3K | 25,730 | 0.2% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSMS](https://holderbook.com/stocks/BSMS/) | $607.2K | 25,905 | 0.2% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSMQ](https://holderbook.com/stocks/BSMQ/) | $605.9K | 25,735 | 0.2% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSMT](https://holderbook.com/stocks/BSMT/) | $604.8K | 26,262 | 0.2% | 8 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $595.2K | 4,353 | 0.2% | 16 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $591.5K | 4,236 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $589.6K | 7,317 | 0.2% | 16 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $585.9K | 8,206 | 0.2% | 15 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $538.8K | 3,632 | 0.2% | 27 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $525.9K | 4,092 | 0.2% | 16 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $510.2K | 3,000 | 0.2% | 2 |
| ISHARES TR | [SHYG](https://holderbook.com/stocks/SHYG/) | $503.0K | 11,860 | 0.2% | 6 |
| PUBLIC SVC ENTERPRISE GROUP | [PEG](https://holderbook.com/stocks/PEG/) | $501.1K | 6,174 | 0.2% | 24 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $496.0K | 6,000 | 0.2% | 7 |
| INVESCO ACTIVELY MANAGED EXC | [VRIG](https://holderbook.com/stocks/VRIG/) | $483.1K | 19,269 | 0.2% | 5 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $451.6K | 4,974 | 0.2% | 16 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $450.0K | 9,040 | 0.2% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $434.7K | 1,180 | 0.2% | 2 |
| WISDOMTREE TR | [DWM](https://holderbook.com/stocks/DWM/) | $411.1K | 5,615 | 0.2% | 15 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $394.5K | 963 | 0.1% | 16 |
| ATI INC | [ATI](https://holderbook.com/stocks/ATI/) | $390.5K | 1,981 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.6% | +14.8% | -6.2% | 100% |
| Q1 2026 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.6% | 97% |
| Q3 2025 | +6.4% | +7.8% | -1.5% | 100% |
| Q2 2025 | +6.7% | +10.5% | -3.7% | 100% |
| Q1 2025 | -3.0% | -4.6% | +1.6% | 100% |
| Q4 2024 | +1.5% | +2.1% | -0.6% | 100% |
| Q3 2024 | +6.4% | +5.4% | +1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $270.5M | 156 |
| Q1 2026 | $237.6M | 142 |
| Q4 2025 | $229.0M | 134 |
| Q3 2025 | $217.5M | 131 |
| Q2 2025 | $197.9M | 121 |
| Q1 2025 | $179.4M | 115 |
| Q4 2024 | $184.8M | 116 |
| Q3 2024 | $171.8M | 112 |
| Q2 2024 | $126.8M | 93 |
| Q1 2024 | $123.0M | 104 |
| Q4 2023 | $119.7M | 100 |
| Q3 2023 | $108.5M | 95 |