# Total Wealth Planning, LLC

> Institutional holdings reported to the SEC as of Q4 2025 on Form 13F. CIK 1762997. Source: https://holderbook.com/funds/1762997-total-wealth-planning-llc/

- Reported value: $46.7M
- Positions: 39
- Weight of the ten largest: 64.8%
- Filed: 2026-02-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $5.1M | 216,518 | 10.8% | 29 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $4.3M | 8,837 | 9.2% | 29 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.9M | 20,187 | 8.2% | 29 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $3.3M | 100,344 | 7.1% | 14 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $3.3M | 41,054 | 7.0% | 29 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $2.2M | 45,087 | 4.8% | 15 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $2.2M | 45,965 | 4.8% | 16 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $2.2M | 64,589 | 4.7% | 12 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $2.0M | 62,215 | 4.4% | 15 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.8M | 9,877 | 3.7% | 29 |
| J P MORGAN EXCHANGE TRADED F | [JMEE](https://holderbook.com/stocks/JMEE/) | $1.6M | 25,295 | 3.5% | 5 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $1.3M | 4,329 | 2.8% | 29 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $1.2M | 5,862 | 2.7% | 29 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $1.1M | 4,016 | 2.4% | 29 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $1.1M | 32,598 | 2.3% | 15 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $798.3K | 30,217 | 1.7% | 12 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $747.8K | 22,926 | 1.6% | 29 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $737.8K | 16,094 | 1.6% | 29 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $590.9K | 7,672 | 1.3% | 15 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $541.9K | 10,248 | 1.2% | 16 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $507.2K | 5,992 | 1.1% | 29 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $499.3K | 1,055 | 1.1% | 29 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $496.5K | 6,703 | 1.1% | 29 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $478.2K | 16,150 | 1.0% | 29 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $464.5K | 6,521 | 1.0% | 14 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $439.5K | 7,381 | 0.9% | 16 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $415.0K | 5,266 | 0.9% | 9 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $396.3K | 4,479 | 0.8% | 29 |
| ISHARES TR | [IGF](https://holderbook.com/stocks/IGF/) | $370.4K | 6,037 | 0.8% | 29 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $339.1K | 4,373 | 0.7% | 16 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $315.3K | 5,047 | 0.7% | 16 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $301.1K | 3,366 | 0.6% | 9 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $279.7K | 1,029 | 0.6% | 16 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $269.7K | 2,645 | 0.6% | 14 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $250.0K | 2,028 | 0.5% | 29 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $248.8K | 2,735 | 0.5% | 29 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $235.4K | 2,547 | 0.5% | 29 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $222.4K | 1,952 | 0.5% | 14 |
| URANIUM ENERGY CORP | [UEC](https://holderbook.com/stocks/UEC/) | $116.8K | 10,000 | 0.2% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2025 | +2.8% | +2.4% | +0.4% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 100% |
| Q2 2025 | +6.3% | +10.5% | -4.1% | 100% |
| Q1 2025 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2024 | -3.1% | +2.1% | -5.3% | 100% |
| Q3 2024 | +6.3% | +5.4% | +0.9% | 96% |
| Q2 2024 | -0.2% | +4.0% | -4.3% | 100% |
| Q1 2024 | +4.1% | +10.0% | -6.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2025 | $46.7M | 39 |
| Q3 2025 | $864.2M | 109 |
| Q2 2025 | $791.3M | 105 |
| Q1 2025 | $653.7M | 91 |
| Q4 2024 | $642.1M | 93 |
| Q3 2024 | $640.8M | 90 |
| Q2 2024 | $609.5M | 89 |
| Q1 2024 | $581.8M | 91 |
| Q4 2023 | $551.5M | 89 |
| Q3 2023 | $489.5M | 87 |
| Q2 2023 | $480.4M | 81 |
| Q1 2023 | $453.4M | 81 |