# Financial & Tax Architects, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1758543. Source: https://holderbook.com/funds/1758543-financial-tax-architects-llc/

- Reported value: $474.3M
- Positions: 110
- Weight of the ten largest: 37.2%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $24.1M | 528,955 | 5.1% | 1 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $22.5M | 338,845 | 4.7% | 4 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $22.4M | 215,339 | 4.7% | 15 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $20.8M | 27,859 | 4.4% | 14 |
| ABRDN ETFS | [BCI](https://holderbook.com/stocks/BCI/) | $20.5M | 917,652 | 4.3% | 4 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $20.2M | 220,325 | 4.3% | 18 |
| GOLDMAN SACHS ETF TR | [GBIL](https://holderbook.com/stocks/GBIL/) | $14.4M | 143,348 | 3.0% | 22 |
| SPDR SERIES TRUST | [CWB](https://holderbook.com/stocks/CWB/) | $11.6M | 107,263 | 2.4% | 2 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $10.6M | 211,203 | 2.2% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $9.6M | 9,062 | 2.0% | 22 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $9.6M | 78,760 | 2.0% | 22 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $8.9M | 89,492 | 1.9% | 22 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $8.7M | 34,555 | 1.8% | 22 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $8.4M | 33,269 | 1.8% | 22 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $8.3M | 29,366 | 1.7% | 22 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $8.0M | 98,828 | 1.7% | 22 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $8.0M | 70,512 | 1.7% | 22 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $7.8M | 54,139 | 1.6% | 4 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $7.6M | 22,203 | 1.6% | 12 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $7.6M | 21,513 | 1.6% | 4 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $7.5M | 85,355 | 1.6% | 22 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $7.4M | 33,170 | 1.6% | 19 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $7.3M | 80,248 | 1.5% | 22 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $7.2M | 91,508 | 1.5% | 22 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $7.1M | 32,220 | 1.5% | 22 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $7.1M | 48,372 | 1.5% | 22 |
| PROSHARES TR | [NOBL](https://holderbook.com/stocks/NOBL/) | $7.0M | 124,448 | 1.5% | 22 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $7.0M | 50,978 | 1.5% | 1 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $6.9M | 41,724 | 1.5% | 22 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $6.8M | 34,192 | 1.4% | 22 |
| S&P GLOBAL INC | [SPGI](https://holderbook.com/stocks/SPGI/) | $6.8M | 16,702 | 1.4% | 22 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $6.7M | 24,782 | 1.4% | 22 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $6.6M | 48,509 | 1.4% | 22 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $6.5M | 94,607 | 1.4% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $5.7M | 8,308 | 1.2% | 1 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $5.7M | 41,460 | 1.2% | 1 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $5.0M | 52,290 | 1.1% | 1 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $5.0M | 51,718 | 1.1% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.6M | 15,929 | 1.0% | 22 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $4.3M | 115,423 | 0.9% | 12 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $4.2M | 55,682 | 0.9% | 14 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $4.1M | 56,277 | 0.9% | 5 |
| PIMCO ETF TR | [HYS](https://holderbook.com/stocks/HYS/) | $4.1M | 43,808 | 0.9% | 14 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $4.1M | 51,066 | 0.9% | 11 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $3.6M | 33,111 | 0.8% | 22 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.4M | 9,012 | 0.7% | 22 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $3.2M | 1,615 | 0.7% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.6M | 10,903 | 0.5% | 22 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.6M | 7,354 | 0.5% | 22 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.4M | 2,541 | 0.5% | 17 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.3M | 6,167 | 0.5% | 18 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $2.3M | 11,575 | 0.5% | 22 |
| ISHARES INC | [EWO](https://holderbook.com/stocks/EWO/) | $2.3M | 53,526 | 0.5% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $2.2M | 3,876 | 0.5% | 22 |
| SPDR SERIES TRUST | [TIPX](https://holderbook.com/stocks/TIPX/) | $2.2M | 113,911 | 0.5% | 4 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $2.0M | 27,644 | 0.4% | 8 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $1.9M | 6,249 | 0.4% | 2 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $1.9M | 18,453 | 0.4% | 5 |
| ISHARES INC | [EWT](https://holderbook.com/stocks/EWT/) | $1.8M | 16,539 | 0.4% | 1 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $1.4M | 7,568 | 0.3% | 14 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $1.4M | 31,753 | 0.3% | 9 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $1.4M | 7,608 | 0.3% | 15 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $1.3M | 26,506 | 0.3% | 4 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $1.3M | 8,342 | 0.3% | 3 |
| VANECK MERK GOLD ETF | [OUNZ](https://holderbook.com/stocks/OUNZ/) | $1.3M | 34,200 | 0.3% | 8 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $1.3M | 51,701 | 0.3% | 6 |
| ISHARES TR | [IYR](https://holderbook.com/stocks/IYR/) | $1.2M | 12,109 | 0.3% | 4 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $1.2M | 14,882 | 0.3% | 2 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $1.2M | 23,021 | 0.3% | 4 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $1.2M | 10,406 | 0.3% | 13 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $1.2M | 6,264 | 0.2% | 13 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $1.1M | 29,488 | 0.2% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $861.0K | 5,486 | 0.2% | 2 |
| AUTOZONE INC | [AZO](https://holderbook.com/stocks/AZO/) | $703.1K | 220 | 0.1% | 2 |
| TORONTO DOMINION BK ONT | [TD](https://holderbook.com/stocks/TD/) | $672.1K | 5,535 | 0.1% | 3 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $657.0K | 1,131 | 0.1% | 3 |
| ROYAL BK CDA | [RY](https://holderbook.com/stocks/RY/) | $626.5K | 3,027 | 0.1% | 2 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $603.0K | 11,124 | 0.1% | 5 |
| MANULIFE FINL CORP | [MFC](https://holderbook.com/stocks/MFC/) | $577.8K | 14,263 | 0.1% | 2 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $570.9K | 11,338 | 0.1% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $528.9K | 718 | 0.1% | 8 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $524.7K | 1,011 | 0.1% | 1 |
| RESTAURANT BRANDS INTL INC | [QSR](https://holderbook.com/stocks/QSR/) | $513.9K | 7,087 | 0.1% | 1 |
| VODAFONE GROUP PLC | [VOD](https://holderbook.com/stocks/VOD/) | $513.6K | 38,835 | 0.1% | 3 |
| TFI INTERNATIONAL INC | [TFII](https://holderbook.com/stocks/TFII/) | $511.1K | 3,560 | 0.1% | 1 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $490.5K | 4,104 | 0.1% | 1 |
| EXCHANGE TRADED CONCEPTS TRU | [THNQ](https://holderbook.com/stocks/THNQ/) | $489.4K | 5,366 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $476.6K | 1,288 | 0.1% | 14 |
| TOTALENERGIES SE | [TTE](https://holderbook.com/stocks/TTE/) | $456.7K | 5,873 | 0.1% | 1 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $456.2K | 631 | 0.1% | 2 |
| IMPERIAL OIL LTD | [IMO](https://holderbook.com/stocks/IMO/) | $452.1K | 4,036 | 0.1% | 1 |
| FIRST TR EXCHANGE TRADED FD | [NXTG](https://holderbook.com/stocks/NXTG/) | $446.1K | 2,909 | 0.1% | 1 |
| ISHARES TR | [EPU](https://holderbook.com/stocks/EPU/) | $422.1K | 5,055 | 0.1% | 1 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $409.2K | 7,181 | 0.1% | 6 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $394.5K | 4,171 | 0.1% | 10 |
| VANGUARD WORLD FD | [VDE](https://holderbook.com/stocks/VDE/) | $383.4K | 2,554 | 0.1% | 22 |
| ISHARES TR | [KXI](https://holderbook.com/stocks/KXI/) | $364.7K | 5,400 | 0.1% | 1 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $360.8K | 868 | 0.1% | 9 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $342.6K | 930 | 0.1% | 6 |
| INTERDIGITAL INC | [IDCC](https://holderbook.com/stocks/IDCC/) | $301.8K | 1,066 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +4.5% | +14.8% | -10.3% | 100% |
| Q1 2026 | +1.8% | -4.6% | +6.4% | 100% |
| Q4 2025 | +0.5% | +2.4% | -1.9% | 100% |
| Q3 2025 | +4.1% | +7.8% | -3.8% | 100% |
| Q2 2025 | +2.3% | +10.5% | -8.2% | 100% |
| Q1 2025 | +2.3% | -4.6% | +6.8% | 100% |
| Q4 2024 | -4.1% | +2.1% | -6.2% | 100% |
| Q3 2024 | +7.5% | +5.4% | +2.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $474.3M | 110 |
| Q1 2026 | $448.4M | 108 |
| Q4 2025 | $445.0M | 103 |
| Q3 2025 | $453.1M | 104 |
| Q2 2025 | $411.7M | 93 |
| Q1 2025 | $398.4M | 101 |
| Q4 2024 | $392.6M | 103 |
| Q3 2024 | $389.0M | 95 |
| Q2 2024 | $373.0M | 82 |
| Q1 2024 | $363.4M | 85 |
| Q4 2023 | $338.0M | 92 |
| Q3 2023 | $322.0M | 82 |