# Stewardship Financial Advisors, LLC

> Institutional holdings reported to the SEC as of Q1 2021 on Form 13F. CIK 1740729. Source: https://holderbook.com/funds/1740729-stewardship-financial-advisors-llc/

- Reported value: $287.7M
- Positions: 93
- Weight of the ten largest: 76.6%
- Filed: 2021-04-16

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $46.8M | 384,440 | 16.3% | 10 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $41.2M | 853,217 | 14.3% | 10 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $35.6M | 97,673 | 12.4% | 10 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $28.8M | 178,807 | 10.0% | 10 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $17.1M | 247,565 | 6.0% | 10 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $15.4M | 142,198 | 5.4% | 10 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $10.5M | 113,848 | 3.6% | 10 |
| ISHARES INC | [EEMV](https://holderbook.com/stocks/EEMV/) | $9.6M | 152,723 | 3.4% | 10 |
| ISHARES U S ETF TR | [NEAR](https://holderbook.com/stocks/NEAR/) | $8.6M | 170,361 | 3.0% | 10 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $6.9M | 94,394 | 2.4% | 10 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $6.5M | 27,623 | 2.3% | 10 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $6.4M | 89,207 | 2.2% | 10 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.5M | 26,639 | 1.2% | 10 |
| ISHARES TR | [SMMV](https://holderbook.com/stocks/SMMV/) | $3.0M | 80,756 | 1.0% | 5 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $2.8M | 10,264 | 1.0% | 10 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.7M | 12,796 | 1.0% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.7M | 1,316 | 0.9% | 10 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $2.5M | 18,717 | 0.9% | 10 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $2.5M | 8,072 | 0.9% | 10 |
| ZOETIS INC | [ZTS](https://holderbook.com/stocks/ZTS/) | $2.2M | 14,104 | 0.8% | 10 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $2.2M | 15,510 | 0.8% | 10 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $2.0M | 32,302 | 0.7% | 10 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $1.9M | 30,172 | 0.7% | 3 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $1.9M | 35,525 | 0.7% | 10 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $1.8M | 34,978 | 0.6% | 10 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.6M | 9,973 | 0.6% | 10 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $1.5M | 12,625 | 0.5% | 10 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.4M | 12,331 | 0.5% | 10 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.3M | 24,324 | 0.4% | 10 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.2M | 10,220 | 0.4% | 10 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.2M | 581 | 0.4% | 10 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $1.1M | 14,792 | 0.4% | 10 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $998.0K | 60,845 | 0.3% | 1 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $745.0K | 11,636 | 0.3% | 10 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $698.0K | 3,152 | 0.2% | 10 |
| ROCKWELL AUTOMATION INC | [ROK](https://holderbook.com/stocks/ROK/) | $672.0K | 2,532 | 0.2% | 10 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $671.0K | 4,956 | 0.2% | 10 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $611.0K | 4,011 | 0.2% | 8 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $505.0K | 16,681 | 0.2% | 10 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $490.0K | 2,223 | 0.2% | 8 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $382.0K | 1,196 | 0.1% | 4 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $379.0K | 1,992 | 0.1% | 4 |
| INSTALLED BLDG PRODS INC | [IBP](https://holderbook.com/stocks/IBP/) | $376.0K | 3,391 | 0.1% | 4 |
| NATIONAL VISION HLDGS INC | [EYE](https://holderbook.com/stocks/EYE/) | $338.0K | 7,722 | 0.1% | 4 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $336.0K | 6,021 | 0.1% | 10 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $331.0K | 1,946 | 0.1% | 4 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $330.0K | 3,656 | 0.1% | 9 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $325.0K | 5,579 | 0.1% | 4 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $322.0K | 4,084 | 0.1% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $298.0K | 752 | 0.1% | 3 |
| ISHARES TR | [IEUR](https://holderbook.com/stocks/IEUR/) | $262.0K | 4,848 | 0.1% | 3 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $255.0K | 1,381 | 0.1% | 2 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $249.0K | 3,232 | 0.1% | 10 |
| ISHARES TR | [XT](https://holderbook.com/stocks/XT/) | $238.0K | 4,023 | 0.1% | 3 |
| ALLSTATE CORP | [ALL](https://holderbook.com/stocks/ALL/) | $233.0K | 2,030 | 0.1% | 2 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $226.0K | 1,159 | 0.1% | 2 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $226.0K | 2,545 | 0.1% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $225.0K | 1,065 | 0.1% | 1 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $223.0K | 302 | 0.1% | 1 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $219.0K | 5,661 | 0.1% | 1 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $214.0K | 3,391 | 0.1% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $213.0K | 69 | 0.1% | 4 |
| WISDOMTREE TR | [DLN](https://holderbook.com/stocks/DLN/) | $204.0K | 1,776 | 0.1% | 1 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $201.0K | 610 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $150.0K | 583 | 0.1% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $149.0K | 374 | 0.1% | 10 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $127.0K | 1,952 | 0.0% | 3 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $108.0K | 600 | 0.0% | 10 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $95.0K | 717 | 0.0% | 3 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $90.0K | 370 | 0.0% | 10 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $72.0K | 618 | 0.0% | 3 |
| ISHARES TR | [IXN](https://holderbook.com/stocks/IXN/) | $62.0K | 201 | 0.0% | 10 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $62.0K | 369 | 0.0% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $58.0K | 222 | 0.0% | 10 |
| ISHARES U S ETF TR | [MEAR](https://holderbook.com/stocks/MEAR/) | $41.0K | 825 | 0.0% | 10 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $31.0K | 337 | 0.0% | 10 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $29.0K | 132 | 0.0% | 10 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $27.0K | 363 | 0.0% | 1 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $27.0K | 1,018 | 0.0% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $12.0K | 60 | 0.0% | 1 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $9.0K | 100 | 0.0% | 3 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $9.0K | 254 | 0.0% | 3 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $5.0K | 100 | 0.0% | 10 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $5.0K | 48 | 0.0% | 1 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $5.0K | 12 | 0.0% | 7 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $3.0K | 20 | 0.0% | 1 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $3.0K | 30 | 0.0% | 1 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $3.0K | 22 | 0.0% | 1 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $3.0K | 20 | 0.0% | 1 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $1.0K | 8 | 0.0% | 1 |
| ISHARES TR | [MCHI](https://holderbook.com/stocks/MCHI/) | $1.0K | 7 | 0.0% | 3 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $1.0K | 13 | 0.0% | 1 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $1.0K | 13 | 0.0% | 10 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2021 | +5.2% | +6.0% | -0.8% | 100% |
| Q4 2020 | +10.3% | +11.6% | -1.3% | 100% |
| Q3 2020 | +7.1% | +8.6% | -1.5% | 100% |
| Q2 2020 | +16.3% | +19.6% | -3.4% | 100% |
| Q1 2020 | -19.1% | -19.9% | +0.8% | 100% |
| Q4 2019 | +5.5% | +8.5% | -3.0% | 100% |
| Q3 2019 | +1.6% | +1.3% | +0.3% | 100% |
| Q2 2019 | +3.3% | +3.7% | -0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2021 | $287.7M | 93 |
| Q4 2020 | $273.5M | 92 |
| Q3 2020 | $241.5M | 78 |
| Q2 2020 | $227.5M | 74 |
| Q1 2020 | $196.2M | 64 |
| Q4 2019 | $274.0M | 91 |
| Q3 2019 | $236.9M | 73 |
| Q2 2019 | $231.4M | 67 |
| Q1 2019 | $217.0M | 69 |
| Q4 2018 | $194.9M | 61 |