# FINANCIAL LIFE ADVISORS

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1730813. Source: https://holderbook.com/funds/1730813-financial-life-advisors/

- Reported value: $351.7M
- Positions: 60
- Weight of the ten largest: 71.4%
- Filed: 2026-07-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $46.4M | 337,681 | 13.2% | 31 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $37.0M | 162,970 | 10.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $36.4M | 1,573,243 | 10.3% | 16 |
| SPDR SERIES TRUST | [SPMB](https://holderbook.com/stocks/SPMB/) | $29.0M | 1,300,999 | 8.3% | 14 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $20.8M | 306,406 | 5.9% | 9 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $17.5M | 229,096 | 5.0% | 16 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $17.1M | 309,813 | 4.9% | 6 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $17.1M | 369,768 | 4.9% | 16 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $15.6M | 261,862 | 4.4% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $14.1M | 163,801 | 4.0% | 31 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $12.4M | 99,828 | 3.5% | 16 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $10.6M | 48,200 | 3.0% | 11 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $7.4M | 140,257 | 2.1% | 2 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $7.0M | 32,079 | 2.0% | 31 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $6.1M | 24,153 | 1.7% | 14 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $5.2M | 48,143 | 1.5% | 15 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $5.0M | 20,433 | 1.4% | 4 |
| BLACKROCK ETF TRUST | [BLCR](https://holderbook.com/stocks/BLCR/) | $4.4M | 88,069 | 1.3% | 2 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $4.0M | 77,002 | 1.1% | 10 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $4.0M | 78,989 | 1.1% | 15 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $3.8M | 10,448 | 1.1% | 11 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $3.4M | 43,332 | 1.0% | 6 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $3.2M | 63,091 | 0.9% | 6 |
| INVESCO EXCH TRADED FD TR II | [PZA](https://holderbook.com/stocks/PZA/) | $2.4M | 103,740 | 0.7% | 2 |
| COLUMBIA ETF TR II | [XCEM](https://holderbook.com/stocks/XCEM/) | $1.5M | 28,896 | 0.4% | 6 |
| ISHARES TR | [SYSB](https://holderbook.com/stocks/SYSB/) | $1.5M | 16,482 | 0.4% | 1 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $1.4M | 19,031 | 0.4% | 6 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.4M | 19,743 | 0.4% | 31 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $1.3M | 12,401 | 0.4% | 11 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $1.1M | 33,702 | 0.3% | 24 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $1.1M | 9,119 | 0.3% | 1 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $919.9K | 7,697 | 0.3% | 23 |
| ENCOMPASS HEALTH CORP | [EHC](https://holderbook.com/stocks/EHC/) | $885.2K | 8,757 | 0.3% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $854.0K | 3,583 | 0.2% | 14 |
| SPDR SERIES TRUST | [TFI](https://holderbook.com/stocks/TFI/) | $820.0K | 17,905 | 0.2% | 11 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $811.0K | 1,086 | 0.2% | 24 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $536.2K | 716 | 0.2% | 14 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $523.5K | 1,527 | 0.1% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $507.5K | 1,754 | 0.1% | 11 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $480.4K | 5,799 | 0.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $462.3K | 15,708 | 0.1% | 24 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $461.8K | 4,787 | 0.1% | 31 |
| ISHARES TR | [TLH](https://holderbook.com/stocks/TLH/) | $441.0K | 4,395 | 0.1% | 11 |
| SPDR SERIES TRUST | [SPTL](https://holderbook.com/stocks/SPTL/) | $386.5K | 14,736 | 0.1% | 1 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $378.2K | 3,231 | 0.1% | 14 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $320.4K | 907 | 0.1% | 3 |
| PROSPERITY BANCSHARES INC | [PB](https://holderbook.com/stocks/PB/) | $311.8K | 4,270 | 0.1% | 1 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $310.5K | 3,137 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $303.0K | 2,216 | 0.1% | 18 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $282.0K | 2,715 | 0.1% | 10 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $269.7K | 2,537 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $269.4K | 728 | 0.1% | 10 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $260.4K | 5,562 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $241.3K | 2,995 | 0.1% | 3 |
| ISHARES TR | [HEFA](https://holderbook.com/stocks/HEFA/) | $230.1K | 4,903 | 0.1% | 9 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $222.1K | 1,110 | 0.1% | 1 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $211.9K | 1,429 | 0.1% | 1 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $211.3K | 993 | 0.1% | 1 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $205.3K | 2,663 | 0.1% | 1 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $204.6K | 8,727 | 0.1% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.2% | +14.8% | -5.7% | 100% |
| Q1 2026 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.8% | 100% |
| Q3 2025 | +5.6% | +7.8% | -2.3% | 100% |
| Q2 2025 | +7.1% | +10.5% | -3.4% | 100% |
| Q1 2025 | -1.2% | -4.6% | +3.4% | 100% |
| Q4 2024 | -1.8% | +2.1% | -4.0% | 100% |
| Q3 2024 | +4.8% | +5.4% | -0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $351.7M | 60 |
| Q1 2026 | $321.0M | 52 |
| Q4 2025 | $324.3M | 53 |
| Q3 2025 | $311.3M | 47 |
| Q2 2025 | $292.3M | 48 |
| Q1 2025 | $268.3M | 51 |
| Q4 2024 | $266.2M | 46 |
| Q3 2024 | $264.7M | 48 |
| Q2 2024 | $246.4M | 57 |
| Q1 2024 | $239.0M | 60 |
| Q4 2023 | $232.4M | 58 |
| Q3 2023 | $232.4M | 55 |