# Bedel Financial Consulting, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1730511. Source: https://holderbook.com/funds/1730511-bedel-financial-consulting-inc/

- Reported value: $1.1B
- Positions: 307
- Weight of the ten largest: 61.3%
- Filed: 2026-07-29

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $415.7M | 328,198 | 39.0% | 31 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $65.3M | 1,582,438 | 6.1% | 16 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $35.6M | 703,574 | 3.3% | 17 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $32.2M | 801,558 | 3.0% | 20 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $24.3M | 84,110 | 2.3% | 31 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $18.4M | 178,867 | 1.7% | 4 |
| ISHARES TR | [IMCG](https://holderbook.com/stocks/IMCG/) | $16.5M | 167,366 | 1.5% | 18 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $15.5M | 124,600 | 1.5% | 17 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $14.8M | 19,763 | 1.4% | 31 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $14.0M | 297,114 | 1.3% | 16 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.6M | 33,756 | 1.2% | 31 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $10.4M | 264,075 | 1.0% | 17 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $10.4M | 31,680 | 1.0% | 31 |
| INNOVATOR ETFS TRUST | [PAPR](https://holderbook.com/stocks/PAPR/) | $10.0M | 235,808 | 0.9% | 29 |
| FIRST TR EXCHANGE-TRADED ALP | [FYC](https://holderbook.com/stocks/FYC/) | $9.9M | 78,032 | 0.9% | 17 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $9.5M | 19,036 | 0.9% | 31 |
| ISHARES TR | [IMCV](https://holderbook.com/stocks/IMCV/) | $8.9M | 97,819 | 0.8% | 18 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $8.2M | 22,888 | 0.8% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $8.0M | 10,722 | 0.8% | 31 |
| AMERICAN CENTY ETF TR | [FLV](https://holderbook.com/stocks/FLV/) | $7.7M | 95,018 | 0.7% | 17 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $7.1M | 89,970 | 0.7% | 16 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $6.7M | 18,045 | 0.6% | 31 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $6.3M | 90,713 | 0.6% | 16 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $6.3M | 8,677 | 0.6% | 31 |
| ISHARES TR | [IMCB](https://holderbook.com/stocks/IMCB/) | $6.2M | 63,707 | 0.6% | 14 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $5.8M | 16,537 | 0.5% | 31 |
| ISHARES TR | [ISCF](https://holderbook.com/stocks/ISCF/) | $5.3M | 121,298 | 0.5% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $5.2M | 7 | 0.5% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $5.2M | 25,990 | 0.5% | 31 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $5.1M | 7,171 | 0.5% | 31 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $4.9M | 44,786 | 0.5% | 31 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $4.8M | 77,445 | 0.5% | 16 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $4.7M | 87,003 | 0.4% | 17 |
| JANUS DETROIT STR TR | [VNLA](https://holderbook.com/stocks/VNLA/) | $4.3M | 87,175 | 0.4% | 24 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $3.9M | 17,903 | 0.4% | 25 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.9M | 5,652 | 0.4% | 31 |
| VANGUARD WELLINGTON FD | [VTES](https://holderbook.com/stocks/VTES/) | $3.9M | 38,035 | 0.4% | 5 |
| GLOBAL X FDS | [PFFV](https://holderbook.com/stocks/PFFV/) | $3.7M | 169,993 | 0.4% | 16 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $3.5M | 11,795 | 0.3% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.5M | 14,710 | 0.3% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.3M | 13,084 | 0.3% | 31 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $3.2M | 27,560 | 0.3% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.2M | 23,438 | 0.3% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $3.1M | 8,413 | 0.3% | 31 |
| INNOVATOR ETFS TRUST | [IJUL](https://holderbook.com/stocks/IJUL/) | $3.1M | 85,469 | 0.3% | 9 |
| AMERICAN CENTY ETF TR | [QGRO](https://holderbook.com/stocks/QGRO/) | $3.0M | 25,275 | 0.3% | 16 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $3.0M | 21,239 | 0.3% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $3.0M | 11,757 | 0.3% | 31 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $2.9M | 50,980 | 0.3% | 13 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $2.8M | 26,890 | 0.3% | 31 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $2.7M | 24,144 | 0.3% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.5M | 32,421 | 0.2% | 31 |
| INNOVATOR ETFS TRUST | [BUFB](https://holderbook.com/stocks/BUFB/) | $2.4M | 61,726 | 0.2% | 16 |
| HARBOR ETF TRUST | [HGER](https://holderbook.com/stocks/HGER/) | $2.4M | 82,434 | 0.2% | 1 |
| TIDAL TRUST I | [GSPY](https://holderbook.com/stocks/GSPY/) | $2.4M | 58,197 | 0.2% | 16 |
| VANGUARD MUN BD FDS | [VSDM](https://holderbook.com/stocks/VSDM/) | $2.3M | 30,560 | 0.2% | 1 |
| FIRST TR EXCHANGE-TRADED ALP | [FNX](https://holderbook.com/stocks/FNX/) | $2.3M | 15,700 | 0.2% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.3M | 18,197 | 0.2% | 31 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $2.2M | 15,315 | 0.2% | 31 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $2.2M | 29,434 | 0.2% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $2.2M | 25,658 | 0.2% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.0M | 1,904 | 0.2% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $2.0M | 23,849 | 0.2% | 31 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $2.0M | 24,034 | 0.2% | 31 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $2.0M | 5,533 | 0.2% | 31 |
| PACER FDS TR | [CALF](https://holderbook.com/stocks/CALF/) | $1.9M | 37,345 | 0.2% | 17 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.9M | 6,974 | 0.2% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.9M | 31,326 | 0.2% | 31 |
| INNOVATOR ETFS TRUST | [POCT](https://holderbook.com/stocks/POCT/) | $1.8M | 38,542 | 0.2% | 27 |
| ISHARES TR | [IBHF](https://holderbook.com/stocks/IBHF/) | $1.8M | 77,356 | 0.2% | 6 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.7M | 3,097 | 0.2% | 31 |
| SIMON PPTY GROUP INC NEW | [SPG](https://holderbook.com/stocks/SPG/) | $1.7M | 7,718 | 0.2% | 31 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $1.7M | 10,294 | 0.2% | 31 |
| T ROWE PRICE EXCHANGE-TRADED | [TCHP](https://holderbook.com/stocks/TCHP/) | $1.6M | 32,409 | 0.2% | 17 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.6M | 11,060 | 0.2% | 31 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.6M | 11,961 | 0.2% | 31 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.6M | 3,830 | 0.2% | 31 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $1.6M | 32,938 | 0.2% | 28 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $1.6M | 15,520 | 0.1% | 31 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $1.6M | 13,082 | 0.1% | 31 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $1.5M | 2,576 | 0.1% | 14 |
| INNOVATOR ETFS TRUST | [UOCT](https://holderbook.com/stocks/UOCT/) | $1.5M | 36,171 | 0.1% | 31 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $1.5M | 17,731 | 0.1% | 16 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.5M | 8,775 | 0.1% | 31 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $1.4M | 4,250 | 0.1% | 31 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $1.4M | 15,539 | 0.1% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.4M | 16,434 | 0.1% | 31 |
| J P MORGAN EXCHANGE TRADED F | [HELO](https://holderbook.com/stocks/HELO/) | $1.4M | 20,569 | 0.1% | 10 |
| HUNTINGTON BANCSHARES INC | [HBAN](https://holderbook.com/stocks/HBAN/) | $1.4M | 77,944 | 0.1% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.4M | 4,557 | 0.1% | 31 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $1.3M | 5,469 | 0.1% | 31 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $1.3M | 3,245 | 0.1% | 31 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $1.3M | 5,815 | 0.1% | 31 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $1.3M | 9,354 | 0.1% | 5 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $1.3M | 8,614 | 0.1% | 7 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $1.3M | 13,229 | 0.1% | 31 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.3M | 3,310 | 0.1% | 13 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.2M | 5,734 | 0.1% | 13 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.2M | 6,466 | 0.1% | 25 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,212 | 0.1% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +17.0% | +14.8% | +2.2% | 98% |
| Q1 2026 | -6.3% | -4.6% | -1.6% | 100% |
| Q4 2025 | +14.4% | +2.4% | +12.1% | 100% |
| Q3 2025 | +3.5% | +7.8% | -4.3% | 100% |
| Q2 2025 | +2.2% | +10.5% | -8.2% | 102% |
| Q1 2025 | +1.8% | -4.6% | +6.3% | 95% |
| Q4 2024 | -5.8% | +2.1% | -8.0% | 100% |
| Q3 2024 | +2.5% | +5.4% | -2.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.1B | 307 |
| Q1 2026 | $888.1M | 293 |
| Q4 2025 | $929.3M | 289 |
| Q3 2025 | $783.3M | 285 |
| Q2 2025 | $733.2M | 273 |
| Q1 2025 | $697.9M | 260 |
| Q4 2024 | $720.1M | 266 |
| Q3 2024 | $708.7M | 258 |
| Q2 2024 | $682.4M | 250 |
| Q1 2024 | $637.5M | 252 |
| Q4 2023 | $545.7M | 244 |
| Q3 2023 | $493.9M | 235 |