# White Lighthouse Investment Management Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1727593. Source: https://holderbook.com/funds/1727593-white-lighthouse-investment-management-inc/

- Reported value: $802.3M
- Positions: 151
- Weight of the ten largest: 59.1%
- Filed: 2026-08-05

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $133.0M | 1,544,459 | 16.6% | 31 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $66.9M | 606,646 | 8.3% | 31 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $54.8M | 641,058 | 6.8% | 31 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $54.0M | 341,684 | 6.7% | 31 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $30.9M | 390,825 | 3.8% | 31 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $30.2M | 253,028 | 3.8% | 31 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $28.9M | 394,254 | 3.6% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $28.1M | 128,941 | 3.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $26.5M | 835,391 | 3.3% | 25 |
| ISHARES TR | [IGM](https://holderbook.com/stocks/IGM/) | $21.1M | 128,824 | 2.6% | 31 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $17.5M | 182,901 | 2.2% | 31 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $14.8M | 196,065 | 1.8% | 10 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $13.9M | 168,428 | 1.7% | 31 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $12.7M | 18,466 | 1.6% | 31 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $12.3M | 51,946 | 1.5% | 31 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $10.9M | 70,028 | 1.4% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $10.8M | 87,289 | 1.4% | 31 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $9.7M | 124,748 | 1.2% | 31 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $9.1M | 99,007 | 1.1% | 8 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $9.0M | 179,052 | 1.1% | 31 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $8.9M | 36,641 | 1.1% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $8.1M | 26,615 | 1.0% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $7.2M | 9,837 | 0.9% | 18 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $7.1M | 23,758 | 0.9% | 31 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $6.6M | 80,017 | 0.8% | 28 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $6.3M | 21,636 | 0.8% | 31 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $6.2M | 47,053 | 0.8% | 29 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $5.8M | 71,920 | 0.7% | 31 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $5.2M | 54,317 | 0.7% | 31 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $5.0M | 13,481 | 0.6% | 31 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $4.7M | 81,101 | 0.6% | 28 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $4.4M | 94,329 | 0.5% | 17 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $4.2M | 11,953 | 0.5% | 13 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $4.2M | 13,586 | 0.5% | 31 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $3.8M | 19,039 | 0.5% | 31 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $3.8M | 48,922 | 0.5% | 31 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $3.4M | 17,610 | 0.4% | 24 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.4M | 4,533 | 0.4% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $3.2M | 8,848 | 0.4% | 29 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.0M | 8,014 | 0.4% | 31 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $2.8M | 17,387 | 0.4% | 26 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $2.8M | 26,230 | 0.4% | 31 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $2.8M | 14,790 | 0.3% | 1 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $2.6M | 99,176 | 0.3% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.6M | 10,784 | 0.3% | 29 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $2.5M | 42,452 | 0.3% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.4M | 2,267 | 0.3% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $2.3M | 6,301 | 0.3% | 31 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $2.3M | 12,257 | 0.3% | 31 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $2.2M | 12,559 | 0.3% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $2.2M | 24,312 | 0.3% | 31 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $2.0M | 10,494 | 0.2% | 16 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $1.9M | 13,257 | 0.2% | 29 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $1.9M | 18,035 | 0.2% | 29 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.8M | 21,733 | 0.2% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.7M | 2,324 | 0.2% | 26 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.7M | 24,272 | 0.2% | 31 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $1.7M | 9,050 | 0.2% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.7M | 3,387 | 0.2% | 31 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $1.6M | 2,525 | 0.2% | 13 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.6M | 6,300 | 0.2% | 31 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.6M | 14,010 | 0.2% | 31 |
| ISHARES TR | [IXJ](https://holderbook.com/stocks/IXJ/) | $1.6M | 16,125 | 0.2% | 31 |
| VANGUARD WORLD FD | [VCR](https://holderbook.com/stocks/VCR/) | $1.6M | 3,990 | 0.2% | 16 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $1.5M | 14,500 | 0.2% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.5M | 8,532 | 0.2% | 31 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $1.5M | 8,229 | 0.2% | 16 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.4M | 1,166 | 0.2% | 2 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $1.4M | 14,127 | 0.2% | 31 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $1.3M | 13,903 | 0.2% | 12 |
| VANGUARD WHITEHALL FDS | [VWOB](https://holderbook.com/stocks/VWOB/) | $1.3M | 19,597 | 0.2% | 31 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.2M | 24,677 | 0.2% | 31 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $1.2M | 10,401 | 0.2% | 21 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $1.2M | 14,952 | 0.1% | 8 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $1.2M | 30,682 | 0.1% | 22 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $1.1M | 46,388 | 0.1% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.1M | 5,258 | 0.1% | 7 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $1.0M | 4,739 | 0.1% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.0M | 6,938 | 0.1% | 26 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $953.6K | 2,633 | 0.1% | 29 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $937.7K | 7,123 | 0.1% | 17 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $934.2K | 17,825 | 0.1% | 15 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $880.3K | 16,890 | 0.1% | 23 |
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $865.3K | 2,335 | 0.1% | 7 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $830.9K | 15,192 | 0.1% | 31 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $817.2K | 12,084 | 0.1% | 31 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $772.0K | 6,573 | 0.1% | 31 |
| GLOBAL X FDS | [GREK](https://holderbook.com/stocks/GREK/) | $752.7K | 9,970 | 0.1% | 1 |
| AFFIRM HLDGS INC | [AFRM](https://holderbook.com/stocks/AFRM/) | $745.4K | 9,140 | 0.1% | 11 |
| VANGUARD SCOTTSDALE FDS | [VCLT](https://holderbook.com/stocks/VCLT/) | $736.2K | 9,784 | 0.1% | 31 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $724.2K | 364 | 0.1% | 9 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $715.9K | 2,187 | 0.1% | 11 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $700.9K | 1,686 | 0.1% | 12 |
| VANGUARD INTL EQUITY INDEX F | [VPL](https://holderbook.com/stocks/VPL/) | $678.9K | 5,869 | 0.1% | 31 |
| VANECK ETF TRUST | [GDX](https://holderbook.com/stocks/GDX/) | $677.2K | 8,976 | 0.1% | 31 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $662.1K | 9,203 | 0.1% | 8 |
| EDWARDS LIFESCIENCES CORP | [EW](https://holderbook.com/stocks/EW/) | $642.9K | 7,107 | 0.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $630.5K | 18,633 | 0.1% | 15 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $629.3K | 6,058 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $611.7K | 1,779 | 0.1% | 18 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.9% | +14.8% | -5.0% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.7% | 100% |
| Q4 2025 | +1.9% | +2.4% | -0.5% | 100% |
| Q3 2025 | +6.4% | +7.8% | -1.4% | 100% |
| Q2 2025 | +7.5% | +10.5% | -2.9% | 100% |
| Q1 2025 | -1.7% | -4.6% | +2.8% | 100% |
| Q4 2024 | -0.3% | +2.1% | -2.5% | 100% |
| Q3 2024 | +5.4% | +5.4% | -0.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $802.3M | 151 |
| Q1 2026 | $720.8M | 145 |
| Q4 2025 | $716.4M | 150 |
| Q3 2025 | $656.0M | 139 |
| Q2 2025 | $614.8M | 138 |
| Q1 2025 | $560.0M | 133 |
| Q4 2024 | $569.2M | 133 |
| Q3 2024 | $557.4M | 131 |
| Q2 2024 | $518.3M | 121 |
| Q1 2024 | $492.3M | 120 |
| Q4 2023 | $456.9M | 121 |
| Q3 2023 | $411.9M | 118 |