# Francis Financial, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1727514. Source: https://holderbook.com/funds/1727514-francis-financial-inc/

- Reported value: $610.4M
- Positions: 131
- Weight of the ten largest: 60.2%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $84.5M | 122,978 | 13.8% | 17 |
| TCW ETF TRUST | [FLXR](https://holderbook.com/stocks/FLXR/) | $49.8M | 1,271,353 | 8.2% | 6 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $48.1M | 626,906 | 7.9% | 17 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $34.6M | 767,312 | 5.7% | 15 |
| J P MORGAN EXCHANGE TRADED F | [JIRE](https://holderbook.com/stocks/JIRE/) | $32.7M | 396,161 | 5.4% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $30.8M | 358,024 | 5.1% | 4 |
| NEUBERGER BERMAN ETF TRUST | [NBSD](https://holderbook.com/stocks/NBSD/) | $24.9M | 493,314 | 4.1% | 2 |
| VANGUARD ADMIRAL FDS INC | [IVOO](https://holderbook.com/stocks/IVOO/) | $23.7M | 182,027 | 3.9% | 10 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $19.4M | 33,904 | 3.2% | 17 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $18.7M | 308,267 | 3.1% | 3 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $18.2M | 122,631 | 3.0% | 17 |
| VANGUARD NY TAX FREE FDS | [MUNY](https://holderbook.com/stocks/MUNY/) | $17.7M | 170,398 | 2.9% | 5 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $12.9M | 90,492 | 2.1% | 17 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $12.3M | 77,743 | 2.0% | 17 |
| ISHARES TR | [BGRN](https://holderbook.com/stocks/BGRN/) | $12.1M | 254,794 | 2.0% | 15 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $10.3M | 410,670 | 1.7% | 17 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $8.2M | 101,619 | 1.3% | 17 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $7.8M | 66,909 | 1.3% | 15 |
| FIRST TR EXCH TRADED FD III | [FSMB](https://holderbook.com/stocks/FSMB/) | $7.2M | 357,852 | 1.2% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $7.1M | 35,686 | 1.2% | 13 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.0M | 24,265 | 1.2% | 17 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $6.0M | 23,616 | 1.0% | 17 |
| VANGUARD WORLD FD | [VCEB](https://holderbook.com/stocks/VCEB/) | $5.6M | 88,722 | 0.9% | 4 |
| VANGUARD SCOTTSDALE FDS | [VONE](https://holderbook.com/stocks/VONE/) | $5.5M | 16,268 | 0.9% | 5 |
| DIMENSIONAL ETF TRUST | [DFSE](https://holderbook.com/stocks/DFSE/) | $5.3M | 109,210 | 0.9% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $4.8M | 13,031 | 0.8% | 14 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $4.3M | 11,951 | 0.7% | 17 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.9M | 17,870 | 0.6% | 5 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $3.8M | 35,514 | 0.6% | 12 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $3.7M | 93,491 | 0.6% | 13 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $3.3M | 37,925 | 0.5% | 5 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $3.1M | 14,374 | 0.5% | 17 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $3.0M | 52,825 | 0.5% | 14 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $2.9M | 24,073 | 0.5% | 5 |
| ISHARES TR | [XJH](https://holderbook.com/stocks/XJH/) | $2.7M | 52,629 | 0.4% | 9 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.7M | 9,829 | 0.4% | 17 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.6M | 3,426 | 0.4% | 17 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.6M | 6,452 | 0.4% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $2.5M | 41,917 | 0.4% | 17 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.8M | 5,171 | 0.3% | 13 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $1.7M | 30,552 | 0.3% | 17 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.6M | 3,244 | 0.3% | 17 |
| ISHARES TR | [NYF](https://holderbook.com/stocks/NYF/) | $1.5M | 28,660 | 0.3% | 11 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.4M | 3,777 | 0.2% | 9 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.4M | 1,829 | 0.2% | 15 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.3M | 4,114 | 0.2% | 11 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $1.3M | 28,692 | 0.2% | 9 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.2M | 4,716 | 0.2% | 6 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $1.2M | 14,400 | 0.2% | 9 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $1.2M | 11,475 | 0.2% | 1 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $1.2M | 3,482 | 0.2% | 4 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.2M | 3,864 | 0.2% | 17 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $1.1M | 1,111 | 0.2% | 11 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $1.1M | 1,926 | 0.2% | 4 |
| SCHWAB STRATEGIC TR | [SCMB](https://holderbook.com/stocks/SCMB/) | $1.1M | 42,330 | 0.2% | 5 |
| T ROWE PRICE EXCHANGE-TRADED | [TOUS](https://holderbook.com/stocks/TOUS/) | $1.0M | 26,593 | 0.2% | 5 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $990.7K | 826 | 0.2% | 11 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $986.8K | 3,651 | 0.2% | 17 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $969.0K | 3,446 | 0.2% | 12 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $942.0K | 7,586 | 0.2% | 9 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $929.2K | 805 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $901.6K | 30,634 | 0.1% | 9 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $878.7K | 16,654 | 0.1% | 9 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $800.2K | 2,269 | 0.1% | 14 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $760.2K | 18,429 | 0.1% | 15 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $699.6K | 2,308 | 0.1% | 17 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $687.4K | 5,751 | 0.1% | 1 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $647.1K | 1,493 | 0.1% | 4 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $643.0K | 4,675 | 0.1% | 11 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $633.3K | 876 | 0.1% | 2 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $624.2K | 2,535 | 0.1% | 11 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $582.1K | 1,384 | 0.1% | 9 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $561.7K | 1,503 | 0.1% | 6 |
| NUCOR CORP | [NUE](https://holderbook.com/stocks/NUE/) | $555.8K | 2,495 | 0.1% | 8 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $546.3K | 584 | 0.1% | 6 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $526.5K | 715 | 0.1% | 12 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $510.3K | 8,956 | 0.1% | 7 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $467.5K | 9,486 | 0.1% | 10 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $456.8K | 1,514 | 0.1% | 2 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $451.0K | 944 | 0.1% | 4 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $448.6K | 3,213 | 0.1% | 1 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $427.2K | 2,913 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $395.8K | 2,895 | 0.1% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $390.8K | 1,139 | 0.1% | 9 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $388.3K | 3,306 | 0.1% | 4 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $384.1K | 4,665 | 0.1% | 17 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $361.2K | 2,199 | 0.1% | 3 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $361.0K | 691 | 0.1% | 12 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $352.7K | 1,553 | 0.1% | 17 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $351.3K | 299 | 0.1% | 2 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $346.0K | 3,615 | 0.1% | 8 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $342.4K | 803 | 0.1% | 17 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $339.3K | 4,494 | 0.1% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $323.2K | 2,853 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $317.7K | 13,736 | 0.1% | 3 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $303.6K | 2,242 | 0.0% | 2 |
| GLOBAL X FDS | [COPX](https://holderbook.com/stocks/COPX/) | $303.1K | 3,938 | 0.0% | 1 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $292.5K | 458 | 0.0% | 1 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $290.9K | 1,229 | 0.0% | 15 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $287.5K | 836 | 0.0% | 13 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.2% | +14.8% | -5.6% | 100% |
| Q1 2026 | -2.6% | -4.6% | +2.1% | 100% |
| Q4 2025 | +0.9% | +2.4% | -1.5% | 90% |
| Q3 2025 | +5.0% | +7.8% | -2.8% | 96% |
| Q2 2025 | +9.1% | +10.5% | -1.4% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.9% | 111% |
| Q4 2024 | -0.4% | +2.1% | -2.6% | 98% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 98% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $610.4M | 131 |
| Q1 2026 | $539.4M | 112 |
| Q4 2025 | $512.1M | 108 |
| Q3 2025 | $562.4M | 127 |
| Q2 2025 | $435.1M | 92 |
| Q1 2025 | $412.4M | 87 |
| Q4 2024 | $395.0M | 90 |
| Q3 2024 | $379.3M | 90 |
| Q2 2024 | $330.4M | 78 |
| Q1 2024 | $310.2M | 69 |
| Q4 2023 | $233.0M | 59 |
| Q3 2023 | $191.6M | 49 |