# Spectrum Planning & Advisory Services Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1725394. Source: https://holderbook.com/funds/1725394-spectrum-planning-advisory-services-inc/

- Reported value: $223.5M
- Positions: 120
- Weight of the ten largest: 47.3%
- Filed: 2026-07-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $15.6M | 177,442 | 7.0% | 22 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $14.5M | 158,068 | 6.5% | 7 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $12.9M | 127,682 | 5.8% | 5 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $11.2M | 221,477 | 5.0% | 5 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $9.7M | 70,464 | 4.3% | 11 |
| BLACKROCK ETF TRUST | [CORO](https://holderbook.com/stocks/CORO/) | $9.3M | 253,825 | 4.2% | 2 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $9.1M | 134,007 | 4.1% | 9 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $8.9M | 179,021 | 4.0% | 2 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $7.7M | 76,633 | 3.5% | 2 |
| BLACKROCK ETF TRUST | [BLCV](https://holderbook.com/stocks/BLCV/) | $6.9M | 167,230 | 3.1% | 2 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $5.9M | 16,049 | 2.6% | 5 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $5.6M | 246,181 | 2.5% | 22 |
| BLACKROCK ETF TRUST II | [BRTR](https://holderbook.com/stocks/BRTR/) | $5.1M | 101,406 | 2.3% | 6 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $4.5M | 84,801 | 2.0% | 5 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $4.2M | 50,566 | 1.9% | 13 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $3.8M | 23,763 | 1.7% | 7 |
| WOODWARD INC | [WWD](https://holderbook.com/stocks/WWD/) | $3.5M | 8,338 | 1.6% | 22 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $3.5M | 46,017 | 1.6% | 3 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $3.4M | 147,971 | 1.5% | 17 |
| BLACKROCK ETF TRUST | [IALT](https://holderbook.com/stocks/IALT/) | $3.2M | 115,305 | 1.4% | 1 |
| SPDR SERIES TRUST | [SPMB](https://holderbook.com/stocks/SPMB/) | $3.2M | 142,862 | 1.4% | 6 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $3.1M | 25,561 | 1.4% | 6 |
| BLACKROCK ETF TRUST | [BLCR](https://holderbook.com/stocks/BLCR/) | $2.9M | 57,298 | 1.3% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.9M | 11,963 | 1.3% | 22 |
| GLOBAL X FDS | [SHLD](https://holderbook.com/stocks/SHLD/) | $2.8M | 47,637 | 1.3% | 4 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $2.8M | 52,610 | 1.2% | 9 |
| BLACKROCK ETF TRUST | [THRO](https://holderbook.com/stocks/THRO/) | $2.6M | 61,315 | 1.2% | 5 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.5M | 5,074 | 1.1% | 22 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.3M | 6,220 | 1.0% | 22 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $2.3M | 29,634 | 1.0% | 21 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $2.3M | 46,652 | 1.0% | 5 |
| ISHARES TR | [TLH](https://holderbook.com/stocks/TLH/) | $1.7M | 17,295 | 0.8% | 5 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $1.6M | 18,486 | 0.7% | 11 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $1.5M | 6,961 | 0.7% | 13 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $1.5M | 31,503 | 0.7% | 20 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.4M | 4,788 | 0.6% | 22 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $1.4M | 11,088 | 0.6% | 22 |
| SSGA ACTIVE TR | [XLSR](https://holderbook.com/stocks/XLSR/) | $1.3M | 20,263 | 0.6% | 12 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.3M | 1,857 | 0.6% | 13 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 5,824 | 0.5% | 9 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $1.1M | 14,573 | 0.5% | 6 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $1.1M | 21,454 | 0.5% | 12 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $1.0M | 10,050 | 0.5% | 10 |
| ALNYLAM PHARMACEUTICALS INC | [ALNY](https://holderbook.com/stocks/ALNY/) | $1.0M | 3,350 | 0.5% | 22 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $965.9K | 4,254 | 0.4% | 9 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $900.9K | 21,746 | 0.4% | 5 |
| CARNIVAL CORP LTD | [CCL](https://holderbook.com/stocks/CCL/) | $803.5K | 28,124 | 0.4% | 1 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $734.6K | 2,912 | 0.3% | 14 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $712.5K | 13,761 | 0.3% | 9 |
| AMERICAN AIRLINES GROUP INC | [AAL](https://holderbook.com/stocks/AAL/) | $703.8K | 38,951 | 0.3% | 1 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $670.2K | 7,091 | 0.3% | 22 |
| BONDBLOXX ETF TRUST | [XTEN](https://holderbook.com/stocks/XTEN/) | $615.1K | 13,495 | 0.3% | 6 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $604.7K | 821 | 0.3% | 10 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $547.0K | 6,888 | 0.2% | 7 |
| INVESCO EXCHANGE TRADED FD T | [XLG](https://holderbook.com/stocks/XLG/) | $544.0K | 8,885 | 0.2% | 6 |
| BLACKROCK ETF TRUST | [LCTU](https://holderbook.com/stocks/LCTU/) | $535.3K | 6,678 | 0.2% | 13 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $527.5K | 522 | 0.2% | 5 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $499.9K | 10,544 | 0.2% | 8 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $492.9K | 1,172 | 0.2% | 12 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $479.1K | 9,472 | 0.2% | 2 |
| GRAYSCALE BITCOIN TRUST ETF | [GBTC](https://holderbook.com/stocks/GBTC/) | $466.5K | 10,249 | 0.2% | 9 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $460.5K | 1,342 | 0.2% | 7 |
| ISHARES U S ETF TR | [COMT](https://holderbook.com/stocks/COMT/) | $459.7K | 15,135 | 0.2% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $459.5K | 615 | 0.2% | 5 |
| ISHARES TR | [HEFA](https://holderbook.com/stocks/HEFA/) | $451.6K | 9,624 | 0.2% | 6 |
| VANECK MERK GOLD ETF | [OUNZ](https://holderbook.com/stocks/OUNZ/) | $450.3K | 11,670 | 0.2% | 14 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $442.1K | 2,701 | 0.2% | 22 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $441.4K | 784 | 0.2% | 12 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $419.3K | 7,271 | 0.2% | 5 |
| ISHARES TR | [TFLO](https://holderbook.com/stocks/TFLO/) | $407.1K | 8,041 | 0.2% | 3 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $382.0K | 408 | 0.2% | 9 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $380.5K | 1,077 | 0.2% | 4 |
| BLACKROCK ETF TRUST II | [CLOA](https://holderbook.com/stocks/CLOA/) | $378.5K | 7,291 | 0.2% | 2 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $375.7K | 904 | 0.2% | 5 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $374.8K | 2,632 | 0.2% | 10 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $370.7K | 4,217 | 0.2% | 12 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $359.7K | 338 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $352.2K | 6,676 | 0.2% | 2 |
| ISHARES TR | [SYSB](https://holderbook.com/stocks/SYSB/) | $346.1K | 3,901 | 0.2% | 3 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $342.8K | 14,807 | 0.2% | 8 |
| BLACKROCK ETF TRUST | [INRO](https://holderbook.com/stocks/INRO/) | $332.4K | 9,058 | 0.1% | 6 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $327.2K | 1,835 | 0.1% | 11 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $325.5K | 1,282 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $323.5K | 874 | 0.1% | 14 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $312.1K | 1,442 | 0.1% | 5 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $304.5K | 4,508 | 0.1% | 8 |
| ABRDN SILVER ETF TRUST | [SIVR](https://holderbook.com/stocks/SIVR/) | $298.4K | 5,308 | 0.1% | 3 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $297.2K | 2,909 | 0.1% | 1 |
| ISHARES TR | [USXF](https://holderbook.com/stocks/USXF/) | $291.7K | 4,200 | 0.1% | 10 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $290.8K | 814 | 0.1% | 4 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $285.3K | 763 | 0.1% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $281.8K | 235 | 0.1% | 3 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $278.4K | 1,994 | 0.1% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $276.4K | 784 | 0.1% | 5 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $263.6K | 352 | 0.1% | 5 |
| BLACKROCK ETF TRUST | [CSHP](https://holderbook.com/stocks/CSHP/) | $261.1K | 2,621 | 0.1% | 2 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $261.0K | 8,650 | 0.1% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $258.4K | 789 | 0.1% | 5 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $254.9K | 754 | 0.1% | 5 |
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $248.7K | 671 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.7% | +14.8% | -6.1% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.7% | 96% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +5.4% | +7.8% | -2.4% | 100% |
| Q2 2025 | +10.0% | +10.5% | -0.4% | 100% |
| Q1 2025 | -1.8% | -4.6% | +2.7% | 100% |
| Q4 2024 | +0.3% | +2.1% | -1.8% | 100% |
| Q3 2024 | +4.4% | +5.4% | -1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $223.5M | 120 |
| Q1 2026 | $202.1M | 114 |
| Q4 2025 | $194.4M | 113 |
| Q3 2025 | $177.2M | 105 |
| Q2 2025 | $154.6M | 95 |
| Q1 2025 | $120.1M | 64 |
| Q4 2024 | $115.2M | 61 |
| Q3 2024 | $104.0M | 56 |
| Q2 2024 | $103.6M | 54 |
| Q4 2023 | $70.6M | 50 |
| Q3 2023 | $63.4M | 44 |
| Q2 2023 | $66.8M | 41 |