# FLC Capital Advisors

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1713697. Source: https://holderbook.com/funds/1713697-flc-capital-advisors/

- Reported value: $621.7M
- Positions: 229
- Weight of the ten largest: 46.5%
- Filed: 2026-07-20

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $47.1M | 216,102 | 7.6% | 15 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $45.0M | 1,862,911 | 7.2% | 31 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $44.1M | 1,788,067 | 7.1% | 22 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $39.5M | 1,168,501 | 6.4% | 15 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $25.2M | 908,606 | 4.0% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $23.1M | 72,246 | 3.7% | 31 |
| SPDR SERIES TRUST | [SPTL](https://holderbook.com/stocks/SPTL/) | $18.9M | 720,387 | 3.0% | 5 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $17.0M | 166,465 | 2.7% | 12 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $15.0M | 181,924 | 2.4% | 15 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $14.4M | 307,701 | 2.3% | 9 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $13.2M | 29,358 | 2.1% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $11.7M | 93,932 | 1.9% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $11.1M | 86,579 | 1.8% | 31 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $10.7M | 104,401 | 1.7% | 1 |
| SPDR SERIES TRUST | [XAR](https://holderbook.com/stocks/XAR/) | $9.5M | 33,637 | 1.5% | 12 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $9.1M | 33,926 | 1.5% | 31 |
| ISHARES TR | [SMLF](https://holderbook.com/stocks/SMLF/) | $9.1M | 102,093 | 1.5% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $8.1M | 21,751 | 1.3% | 31 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $7.9M | 27,920 | 1.3% | 29 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $7.6M | 21,382 | 1.2% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $7.4M | 32,532 | 1.2% | 27 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $7.3M | 5,638 | 1.2% | 31 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $7.2M | 43,313 | 1.2% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $6.7M | 8,890 | 1.1% | 26 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $5.9M | 7,709 | 1.0% | 15 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $5.7M | 128,638 | 0.9% | 5 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $5.6M | 175,514 | 0.9% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $5.5M | 40,088 | 0.9% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $5.3M | 16,124 | 0.8% | 31 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $4.8M | 8,639 | 0.8% | 25 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $4.8M | 88,286 | 0.8% | 31 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $4.6M | 19,233 | 0.7% | 31 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $4.3M | 55,402 | 0.7% | 24 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.3M | 7,579 | 0.7% | 31 |
| ENTERPRISE PRODS PARTNERS L | [EPD](https://holderbook.com/stocks/EPD/) | $4.1M | 111,463 | 0.7% | 31 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $4.0M | 53,418 | 0.7% | 6 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $3.8M | 23,256 | 0.6% | 26 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.7M | 32,657 | 0.6% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.4M | 13,403 | 0.5% | 31 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $3.0M | 36,335 | 0.5% | 15 |
| VANGUARD CALIF TAX FREE FDS | [VTEC](https://holderbook.com/stocks/VTEC/) | $2.9M | 28,339 | 0.5% | 9 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.7M | 35,607 | 0.4% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.6M | 5,201 | 0.4% | 31 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.6M | 7,031 | 0.4% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $2.5M | 13,904 | 0.4% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.5M | 30,841 | 0.4% | 15 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.4M | 2,617 | 0.4% | 29 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $2.4M | 41,891 | 0.4% | 31 |
| ABRDN PRECIOUS METALS BASKET | [GLTR](https://holderbook.com/stocks/GLTR/) | $2.2M | 12,333 | 0.4% | 31 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.2M | 18,901 | 0.4% | 30 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.2M | 20,424 | 0.3% | 25 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $2.1M | 23,529 | 0.3% | 31 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $2.0M | 2,820 | 0.3% | 17 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $1.9M | 6,420 | 0.3% | 16 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $1.9M | 17,683 | 0.3% | 16 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $1.8M | 7,602 | 0.3% | 25 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.8M | 13,177 | 0.3% | 31 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $1.8M | 18,460 | 0.3% | 7 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $1.7M | 9,274 | 0.3% | 30 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $1.6M | 66,092 | 0.3% | 31 |
| NUVEEN AMT FREE QLTY MUN INC | [NEA](https://holderbook.com/stocks/NEA/) | $1.6M | 134,862 | 0.3% | 10 |
| FORTINET INC | [FTNT](https://holderbook.com/stocks/FTNT/) | $1.6M | 10,305 | 0.3% | 27 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.6M | 3,740 | 0.3% | 14 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.5M | 6,063 | 0.2% | 31 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $1.5M | 16,528 | 0.2% | 22 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.3M | 7,031 | 0.2% | 23 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.3M | 1,111 | 0.2% | 23 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.3M | 8,801 | 0.2% | 31 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.2M | 3,260 | 0.2% | 13 |
| VANECK ETF TRUST | [HYD](https://holderbook.com/stocks/HYD/) | $1.2M | 23,773 | 0.2% | 9 |
| BLACKROCK ETF TRUST II | [CALI](https://holderbook.com/stocks/CALI/) | $1.2M | 23,991 | 0.2% | 6 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $1.2M | 9,033 | 0.2% | 5 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.1M | 15,781 | 0.2% | 24 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $1.1M | 15,315 | 0.2% | 28 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $1.1M | 4,894 | 0.2% | 26 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.0M | 3,033 | 0.2% | 30 |
| ARES CAPITAL CORP | [ARCC](https://holderbook.com/stocks/ARCC/) | $1.0M | 55,188 | 0.2% | 10 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $989.0K | 13,706 | 0.2% | 15 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $981.1K | 9,601 | 0.2% | 30 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $938.5K | 13,044 | 0.2% | 31 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $928.1K | 17,357 | 0.1% | 15 |
| FIRSTSUN CAP BANCORP | [FSUN](https://holderbook.com/stocks/FSUN/) | $924.0K | 23,826 | 0.1% | 1 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $914.7K | 1,781 | 0.1% | 26 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $914.5K | 4,800 | 0.1% | 5 |
| FREEPORT-MCMORAN INC | [FCX](https://holderbook.com/stocks/FCX/) | $882.7K | 14,035 | 0.1% | 16 |
| CME GROUP INC | [CME](https://holderbook.com/stocks/CME/) | $881.1K | 3,990 | 0.1% | 3 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $879.2K | 2,029 | 0.1% | 4 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $870.0K | 20,548 | 0.1% | 31 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $860.6K | 5,315 | 0.1% | 31 |
| WISDOMTREE TR | [DXJ](https://holderbook.com/stocks/DXJ/) | $846.4K | 4,878 | 0.1% | 31 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $838.8K | 14,553 | 0.1% | 3 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $825.2K | 13,319 | 0.1% | 11 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $809.2K | 1,393 | 0.1% | 3 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $798.4K | 3,996 | 0.1% | 25 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $793.6K | 15,929 | 0.1% | 27 |
| EQUINIX INC | [EQIX](https://holderbook.com/stocks/EQIX/) | $790.1K | 758 | 0.1% | 5 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $787.6K | 15,571 | 0.1% | 15 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $778.8K | 4,928 | 0.1% | 7 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $755.4K | 2,086 | 0.1% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $748.9K | 1 | 0.1% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.2% | +14.8% | -6.6% | 98% |
| Q1 2026 | -0.5% | -4.6% | +4.2% | 100% |
| Q4 2025 | +2.6% | +2.4% | +0.3% | 100% |
| Q3 2025 | +5.7% | +7.8% | -2.2% | 100% |
| Q2 2025 | +5.6% | +10.5% | -4.9% | 100% |
| Q1 2025 | -1.4% | -4.6% | +3.2% | 100% |
| Q4 2024 | -0.4% | +2.1% | -2.6% | 100% |
| Q3 2024 | +4.9% | +5.4% | -0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $621.7M | 229 |
| Q1 2026 | $560.2M | 214 |
| Q4 2025 | $541.7M | 209 |
| Q3 2025 | $516.3M | 211 |
| Q2 2025 | $483.6M | 201 |
| Q1 2025 | $445.7M | 184 |
| Q4 2024 | $434.5M | 174 |
| Q3 2024 | $433.4M | 172 |
| Q2 2024 | $406.5M | 168 |
| Q1 2024 | $395.9M | 164 |
| Q4 2023 | $371.0M | 153 |
| Q3 2023 | $330.1M | 145 |