# MONEYWISE, INC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1703080. Source: https://holderbook.com/funds/1703080-moneywise-inc/

- Reported value: $268.1M
- Positions: 86
- Weight of the ten largest: 50.4%
- Filed: 2026-07-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $21.0M | 712,622 | 7.8% | 31 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $17.5M | 106,454 | 6.5% | 10 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $17.4M | 23,276 | 6.5% | 12 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $16.6M | 39,011 | 6.2% | 11 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $15.3M | 44,629 | 5.7% | 10 |
| NORTHERN LTS FD TR IV | [PTL](https://holderbook.com/stocks/PTL/) | $12.8M | 44,863 | 4.8% | 9 |
| STRATEGY SHS | [ESUM](https://holderbook.com/stocks/ESUM/) | $8.9M | 290,812 | 3.3% | 6 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $8.9M | 40,123 | 3.3% | 2 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $8.7M | 127,286 | 3.2% | 5 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $8.1M | 83,608 | 3.0% | 5 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $7.7M | 25,502 | 2.9% | 3 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $6.9M | 31,604 | 2.6% | 1 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $6.8M | 184,056 | 2.5% | 31 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $6.5M | 128,729 | 2.4% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $6.4M | 33,719 | 2.4% | 1 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $6.3M | 118,532 | 2.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $6.2M | 224,324 | 2.3% | 31 |
| STRATEGY SHS | [ESSC](https://holderbook.com/stocks/ESSC/) | $6.1M | 190,897 | 2.3% | 3 |
| NORTHERN LTS FD TR IV | [FDLS](https://holderbook.com/stocks/FDLS/) | $3.7M | 87,113 | 1.4% | 3 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $3.5M | 56,813 | 1.3% | 17 |
| ISHARES TR | [IWL](https://holderbook.com/stocks/IWL/) | $3.4M | 18,127 | 1.3% | 3 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $3.3M | 40,201 | 1.2% | 5 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.2M | 4,335 | 1.2% | 31 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $3.0M | 64,798 | 1.1% | 10 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $2.9M | 57,003 | 1.1% | 10 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $2.8M | 32,720 | 1.1% | 25 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.8M | 9,197 | 1.0% | 25 |
| NORTHERN LTS FD TR IV | [BIBL](https://holderbook.com/stocks/BIBL/) | $2.5M | 43,254 | 0.9% | 11 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $2.5M | 68,987 | 0.9% | 31 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $2.4M | 22,022 | 0.9% | 3 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $2.4M | 45,392 | 0.9% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.1M | 26,411 | 0.8% | 26 |
| STRATEGY SHS | [ELCV](https://holderbook.com/stocks/ELCV/) | $2.1M | 62,607 | 0.8% | 6 |
| SCHWAB STRATEGIC TR | [SCHJ](https://holderbook.com/stocks/SCHJ/) | $2.0M | 82,313 | 0.8% | 3 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $2.0M | 55,710 | 0.8% | 3 |
| AMERICAN CENTY ETF TR | [QGRO](https://holderbook.com/stocks/QGRO/) | $2.0M | 16,553 | 0.7% | 14 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.9M | 19,525 | 0.7% | 3 |
| NORTHERN LTS FD TR IV | [WWJD](https://holderbook.com/stocks/WWJD/) | $1.8M | 46,565 | 0.7% | 6 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.6M | 21,100 | 0.6% | 31 |
| FIRST TR EXCHANGE-TRADED ALP | [FYC](https://holderbook.com/stocks/FYC/) | $1.5M | 11,484 | 0.5% | 26 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $1.3M | 9,627 | 0.5% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.3M | 3,597 | 0.5% | 8 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.2M | 3,310 | 0.5% | 8 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $1.2M | 51,169 | 0.4% | 3 |
| FRANKLIN TEMPLETON ETF TR | [FLQM](https://holderbook.com/stocks/FLQM/) | $1.2M | 20,187 | 0.4% | 15 |
| FIS TR | [PRAY](https://holderbook.com/stocks/PRAY/) | $1.1M | 31,930 | 0.4% | 2 |
| NORTHERN LTS FD TR IV | [BLES](https://holderbook.com/stocks/BLES/) | $1.1M | 23,673 | 0.4% | 6 |
| PACER FDS TR | [CALF](https://holderbook.com/stocks/CALF/) | $1.1M | 21,298 | 0.4% | 17 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $995.7K | 2,669 | 0.4% | 8 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $811.8K | 10,838 | 0.3% | 27 |
| COLUMBIA ETF TR I | [MUST](https://holderbook.com/stocks/MUST/) | $787.5K | 37,859 | 0.3% | 16 |
| GREIF INC | [GEF](https://holderbook.com/stocks/GEF/) | $726.3K | 9,750 | 0.3% | 31 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $618.4K | 3,095 | 0.2% | 2 |
| SPDR SERIES TRUST | [SHM](https://holderbook.com/stocks/SHM/) | $597.3K | 12,452 | 0.2% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $581.3K | 6,189 | 0.2% | 26 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $554.7K | 2,443 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $548.5K | 16,208 | 0.2% | 31 |
| NORTHERN LIGHTS FD TR | [MRSK](https://holderbook.com/stocks/MRSK/) | $547.8K | 14,188 | 0.2% | 5 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $461.5K | 3,112 | 0.2% | 31 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $453.3K | 8,661 | 0.2% | 10 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $419.4K | 7,272 | 0.2% | 26 |
| TIMOTHY PLAN | [TPIF](https://holderbook.com/stocks/TPIF/) | $415.2K | 11,130 | 0.2% | 6 |
| INVESCO EXCH TRADED FD TR II | [XMLV](https://holderbook.com/stocks/XMLV/) | $391.7K | 5,906 | 0.1% | 30 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $366.3K | 1,831 | 0.1% | 9 |
| TIMOTHY PLAN | [TPSC](https://holderbook.com/stocks/TPSC/) | $351.4K | 7,323 | 0.1% | 6 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $340.8K | 7,169 | 0.1% | 5 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $327.6K | 779 | 0.1% | 1 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $322.7K | 876 | 0.1% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $318.9K | 1,102 | 0.1% | 29 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $308.9K | 864 | 0.1% | 3 |
| FIRST TR EXCH TRADED FD III | [RFDI](https://holderbook.com/stocks/RFDI/) | $301.1K | 3,458 | 0.1% | 26 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $298.3K | 2,539 | 0.1% | 10 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $265.6K | 3,021 | 0.1% | 2 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $246.3K | 1,667 | 0.1% | 5 |
| VANGUARD SCOTTSDALE FDS | [BNDW](https://holderbook.com/stocks/BNDW/) | $245.7K | 3,586 | 0.1% | 22 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $243.9K | 4,799 | 0.1% | 2 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $242.9K | 2,768 | 0.1% | 4 |
| BWX TECHNOLOGIES INC | [BWXT](https://holderbook.com/stocks/BWXT/) | $240.6K | 1,236 | 0.1% | 11 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $230.7K | 654 | 0.1% | 4 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $228.0K | 893 | 0.1% | 1 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $218.7K | 2,313 | 0.1% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $217.8K | 2,680 | 0.1% | 2 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $210.6K | 960 | 0.1% | 1 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $209.3K | 7,227 | 0.1% | 1 |
| J P MORGAN EXCHANGE TRADED F | [JMOM](https://holderbook.com/stocks/JMOM/) | $202.8K | 2,373 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $202.5K | 1,481 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.2% | +14.8% | -2.6% | 100% |
| Q1 2026 | -2.1% | -4.6% | +2.5% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.6% | 100% |
| Q3 2025 | +6.5% | +7.8% | -1.3% | 100% |
| Q2 2025 | +9.0% | +10.5% | -1.5% | 100% |
| Q1 2025 | -4.8% | -4.6% | -0.3% | 100% |
| Q4 2024 | +0.4% | +2.1% | -1.8% | 100% |
| Q3 2024 | +6.0% | +5.4% | +0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $268.1M | 86 |
| Q1 2026 | $229.0M | 82 |
| Q4 2025 | $240.4M | 82 |
| Q3 2025 | $221.1M | 72 |
| Q2 2025 | $213.3M | 74 |
| Q1 2025 | $188.9M | 56 |
| Q4 2024 | $199.5M | 51 |
| Q3 2024 | $203.3M | 60 |
| Q2 2024 | $188.9M | 57 |
| Q1 2024 | $184.0M | 59 |
| Q4 2023 | $174.1M | 52 |
| Q3 2023 | $159.4M | 50 |