# Wealth & Pension Services Group, Inc.

> Institutional holdings reported to the SEC as of Q3 2019 on Form 13F. CIK 1697029. Source: https://holderbook.com/funds/1697029-wealth-pension-services-group-inc/

- Reported value: $138.1M
- Positions: 121
- Weight of the ten largest: 37.4%
- Filed: 2019-11-19

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $7.4M | 213,201 | 5.4% | 4 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $7.2M | 44,035 | 5.2% | 4 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $7.1M | 241,311 | 5.1% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $5.5M | 109,141 | 4.0% | 4 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $5.0M | 38,595 | 3.6% | 4 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $4.5M | 37,953 | 3.3% | 4 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $4.5M | 40,392 | 3.3% | 4 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.1M | 99,249 | 3.0% | 4 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $3.5M | 56,448 | 2.6% | 4 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.8M | 17,337 | 2.0% | 4 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.7M | 9,134 | 2.0% | 4 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $2.3M | 60,411 | 1.7% | 4 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $2.2M | 17,479 | 1.6% | 3 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $2.2M | 63,760 | 1.6% | 4 |
| ISHARES TR | [LRGF](https://holderbook.com/stocks/LRGF/) | $2.1M | 66,560 | 1.5% | 4 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $2.1M | 18,676 | 1.5% | 4 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.0M | 6,765 | 1.5% | 4 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $1.9M | 30,331 | 1.4% | 4 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $1.9M | 62,675 | 1.4% | 4 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $1.9M | 32,365 | 1.3% | 4 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $1.8M | 45,156 | 1.3% | 4 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $1.7M | 30,126 | 1.3% | 4 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $1.7M | 28,357 | 1.2% | 4 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $1.6M | 47,849 | 1.2% | 4 |
| ISHARES TR | [GVI](https://holderbook.com/stocks/GVI/) | $1.6M | 13,979 | 1.1% | 4 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $1.5M | 51,138 | 1.1% | 4 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $1.5M | 57,536 | 1.1% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.5M | 36,993 | 1.1% | 4 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.4M | 21,259 | 1.0% | 4 |
| ISHARES TR | [IDU](https://holderbook.com/stocks/IDU/) | $1.4M | 8,662 | 1.0% | 3 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $1.3M | 9,821 | 0.9% | 4 |
| COLONY CR REAL ESTATE INC | [CLNC](https://holderbook.com/stocks/CLNC/) | $1.2M | 85,852 | 0.9% | 4 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $1.2M | 43,974 | 0.9% | 4 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $1.2M | 10,757 | 0.9% | 4 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $1.1M | 31,302 | 0.8% | 4 |
| ISHARES TR | [IEUR](https://holderbook.com/stocks/IEUR/) | $1.1M | 24,235 | 0.8% | 4 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $1.1M | 6,248 | 0.8% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.1M | 5,561 | 0.8% | 3 |
| ETF SER SOLUTIONS | [FTVA](https://holderbook.com/stocks/FTVA/) | $995.0K | 38,132 | 0.7% | 4 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $994.0K | 5,145 | 0.7% | 4 |
| HORMEL FOODS CORP | [HRL](https://holderbook.com/stocks/HRL/) | $988.0K | 22,600 | 0.7% | 4 |
| APTUS DEFINED RISK ETF | [DRSK](https://holderbook.com/stocks/DRSK/) | $984.0K | 35,929 | 0.7% | 4 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $961.0K | 8,059 | 0.7% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $903.0K | 6,505 | 0.7% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $872.0K | 3,895 | 0.6% | 4 |
| ISHARES TR | [IYC](https://holderbook.com/stocks/IYC/) | $863.0K | 3,969 | 0.6% | 4 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $821.0K | 8,051 | 0.6% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JMST](https://holderbook.com/stocks/JMST/) | $821.0K | 16,280 | 0.6% | 3 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $816.0K | 8,831 | 0.6% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $811.0K | 9,140 | 0.6% | 4 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $808.0K | 14,719 | 0.6% | 4 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $798.0K | 17,317 | 0.6% | 4 |
| VICTORY PORTFOLIOS II | [CFO](https://holderbook.com/stocks/CFO/) | $781.0K | 15,834 | 0.6% | 4 |
| PIMCO DYNAMIC INCOME FD | [PDI](https://holderbook.com/stocks/PDI/) | $727.0K | 22,352 | 0.5% | 4 |
| DELTA AIR LINES INC | [DAL](https://holderbook.com/stocks/DAL/) | $712.0K | 12,364 | 0.5% | 4 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $706.0K | 3,142 | 0.5% | 4 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $706.0K | 11,590 | 0.5% | 4 |
| ISHARES TR | [IYR](https://holderbook.com/stocks/IYR/) | $686.0K | 7,337 | 0.5% | 4 |
| ISHARES TR | [SYSB](https://holderbook.com/stocks/SYSB/) | $677.0K | 6,682 | 0.5% | 4 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $676.0K | 12,080 | 0.5% | 4 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $670.0K | 5,627 | 0.5% | 4 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $645.0K | 13,167 | 0.5% | 4 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $636.0K | 4,132 | 0.5% | 4 |
| VICTORY PORTFOLIOS II | [CDC](https://holderbook.com/stocks/CDC/) | $625.0K | 13,424 | 0.5% | 4 |
| WISDOMTREE TR | [USFRXXXX](https://holderbook.com/stocks/USFRXXXX/) | $602.0K | 24,021 | 0.4% | 3 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $587.0K | 13,689 | 0.4% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $580.0K | 4,174 | 0.4% | 4 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $561.0K | 4,825 | 0.4% | 4 |
| WISDOMTREE TR | [EES](https://holderbook.com/stocks/EES/) | $553.0K | 15,528 | 0.4% | 2 |
| FS KKR CAPITAL CORP | [FSKXXXX](https://holderbook.com/stocks/FSKXXXX/) | $552.0K | 94,741 | 0.4% | 4 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $541.0K | 2,508 | 0.4% | 4 |
| ISHARES TR | [HEFA](https://holderbook.com/stocks/HEFA/) | $536.0K | 17,913 | 0.4% | 4 |
| ISHARES TR | [IYY](https://holderbook.com/stocks/IYY/) | $532.0K | 3,609 | 0.4% | 4 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $512.0K | 5,878 | 0.4% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $494.0K | 3,968 | 0.4% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $484.0K | 279 | 0.4% | 4 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $477.0K | 6,489 | 0.3% | 4 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $459.0K | 11,239 | 0.3% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $446.0K | 2,664 | 0.3% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $442.0K | 8,241 | 0.3% | 4 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $433.0K | 7,947 | 0.3% | 4 |
| ISHARES INC | [ACWV](https://holderbook.com/stocks/ACWV/) | $430.0K | 4,539 | 0.3% | 3 |
| ISHARES TR | [IYH](https://holderbook.com/stocks/IYH/) | $424.0K | 2,245 | 0.3% | 3 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $400.0K | 2,479 | 0.3% | 4 |
| SPDR SER TR | [SLY](https://holderbook.com/stocks/SLY/) | $386.0K | 5,742 | 0.3% | 4 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $384.0K | 2,310 | 0.3% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $381.0K | 13,068 | 0.3% | 4 |
| ISHARES TR | [SMLF](https://holderbook.com/stocks/SMLF/) | $355.0K | 8,908 | 0.3% | 3 |
| FIRST TR EXCHANGE TRADED FD | [FXO](https://holderbook.com/stocks/FXO/) | $349.0K | 10,966 | 0.3% | 2 |
| FIRST TR EXCHANGE-TRADED FD | [LMBS](https://holderbook.com/stocks/LMBS/) | $345.0K | 6,635 | 0.2% | 3 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $339.0K | 3,600 | 0.2% | 4 |
| FIRST TR EXCH TRD ALPHDX FD | [FEM](https://holderbook.com/stocks/FEM/) | $336.0K | 14,291 | 0.2% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $329.0K | 2,883 | 0.2% | 4 |
| ENTERPRISE PRODS PARTNERS L | [EPD](https://holderbook.com/stocks/EPD/) | $322.0K | 11,283 | 0.2% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $321.0K | 2,726 | 0.2% | 4 |
| VICTORY PORTFOLIOS II | [CIZ](https://holderbook.com/stocks/CIZ/) | $314.0K | 10,034 | 0.2% | 4 |
| SPDR SERIES TRUST | [SPIB](https://holderbook.com/stocks/SPIB/) | $297.0K | 8,429 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $286.0K | 2,100 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $286.0K | 1,895 | 0.2% | 4 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $285.0K | 1,228 | 0.2% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2019 | +0.7% | +1.3% | -0.6% | 100% |
| Q2 2019 | +2.6% | +3.7% | -1.1% | 100% |
| Q1 2019 | +9.8% | +13.0% | -3.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2019 | $138.1M | 121 |
| Q2 2019 | $137.5M | 121 |
| Q1 2019 | $128.5M | 116 |
| Q4 2018 | $111.0M | 100 |