# Hapanowicz & Associates Financial Services, Inc

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1695959. Source: https://holderbook.com/funds/1695959-hapanowicz-associates-financial-services-inc/

- Reported value: $321.5M
- Positions: 37
- Weight of the ten largest: 92.0%
- Filed: 2026-07-29

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $67.9M | 531,074 | 21.1% | 31 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $65.4M | 614,885 | 20.3% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $44.2M | 59,158 | 13.7% | 8 |
| RBB FD INC | [UTWO](https://holderbook.com/stocks/UTWO/) | $35.5M | 740,232 | 11.0% | 1 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $34.5M | 1,397,019 | 10.7% | 4 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $21.2M | 89,640 | 6.6% | 15 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $9.4M | 30,605 | 2.9% | 21 |
| VANGUARD SCOTTSDALE FDS | [VONE](https://holderbook.com/stocks/VONE/) | $7.3M | 21,485 | 2.3% | 31 |
| FIRST TR EXCHANGE-TRADED ALP | [FYX](https://holderbook.com/stocks/FYX/) | $6.0M | 41,586 | 1.9% | 31 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $4.7M | 61,108 | 1.4% | 31 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $3.6M | 21,935 | 1.1% | 31 |
| NEW YORK LIFE INVTS ACTIVE E | [MMIT](https://holderbook.com/stocks/MMIT/) | $2.5M | 103,845 | 0.8% | 3 |
| OSHKOSH CORP | [OSK](https://holderbook.com/stocks/OSK/) | $2.0M | 13,202 | 0.6% | 1 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.6M | 4,541 | 0.5% | 17 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.6M | 6,721 | 0.5% | 24 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $1.6M | 3,009 | 0.5% | 5 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.6M | 14,146 | 0.5% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.2M | 4,042 | 0.4% | 17 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.1M | 1,577 | 0.4% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 2,968 | 0.3% | 17 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.1M | 2,856 | 0.3% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $996.0K | 4,978 | 0.3% | 6 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $726.1K | 2,949 | 0.2% | 24 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $690.0K | 1,379 | 0.2% | 22 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $614.4K | 1,206 | 0.2% | 27 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $612.4K | 1,456 | 0.2% | 13 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $451.2K | 801 | 0.1% | 9 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $386.4K | 1,036 | 0.1% | 14 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $285.5K | 6,744 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $272.0K | 396 | 0.1% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $270.0K | 1,720 | 0.1% | 8 |
| AB ACTIVE ETFS INC | [TAFI](https://holderbook.com/stocks/TAFI/) | $247.8K | 9,827 | 0.1% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $247.4K | 2,106 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $224.9K | 608 | 0.1% | 1 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $223.3K | 713 | 0.1% | 3 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $217.9K | 806 | 0.1% | 5 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $204.3K | 624 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.3% | +14.8% | -2.6% | 100% |
| Q1 2026 | -3.4% | -4.6% | +1.3% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 100% |
| Q3 2025 | +7.6% | +7.8% | -0.3% | 100% |
| Q2 2025 | +9.9% | +10.5% | -0.5% | 100% |
| Q1 2025 | -5.1% | -4.6% | -0.6% | 100% |
| Q4 2024 | +1.7% | +2.1% | -0.4% | 100% |
| Q3 2024 | +6.5% | +5.4% | +1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $321.5M | 37 |
| Q1 2026 | $251.4M | 31 |
| Q4 2025 | $255.2M | 34 |
| Q3 2025 | $216.6M | 34 |
| Q2 2025 | $198.0M | 34 |
| Q1 2025 | $179.6M | 32 |
| Q4 2024 | $199.1M | 28 |
| Q3 2024 | $198.6M | 29 |
| Q2 2024 | $175.1M | 30 |
| Q1 2024 | $175.1M | 31 |
| Q4 2023 | $162.4M | 31 |
| Q3 2023 | $140.7M | 29 |