# CONCENTRIC WEALTH MANAGEMENT, LLC

> Institutional holdings reported to the SEC as of Q3 2024 on Form 13F. CIK 1695345. Source: https://holderbook.com/funds/1695345-concentric-wealth-management-llc/

- Reported value: $410.0M
- Positions: 133
- Weight of the ten largest: 28.9%
- Filed: 2024-11-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $16.0M | 166,279 | 3.9% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $13.9M | 59,556 | 3.4% | 24 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $13.7M | 31,845 | 3.3% | 24 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $13.2M | 169,214 | 3.2% | 17 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $12.1M | 210,457 | 2.9% | 24 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $12.1M | 72,695 | 2.9% | 24 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $11.1M | 65,354 | 2.7% | 24 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $8.9M | 45,124 | 2.2% | 24 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $8.9M | 42,011 | 2.2% | 24 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $8.6M | 31,387 | 2.1% | 24 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $8.6M | 49,413 | 2.1% | 24 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $8.4M | 26,025 | 2.0% | 24 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $8.2M | 153,052 | 2.0% | 4 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $8.2M | 50,575 | 2.0% | 24 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $8.1M | 103,943 | 2.0% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $7.7M | 78,842 | 1.9% | 24 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $7.0M | 57,928 | 1.7% | 18 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $6.8M | 39,380 | 1.7% | 13 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $6.4M | 23,492 | 1.6% | 24 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $6.4M | 23,510 | 1.6% | 24 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $6.3M | 40,218 | 1.5% | 24 |
| DIGITAL RLTY TR INC | [DLR](https://holderbook.com/stocks/DLR/) | $6.0M | 37,064 | 1.5% | 24 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $6.0M | 35,212 | 1.5% | 24 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $5.9M | 16,315 | 1.4% | 24 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $5.9M | 50,062 | 1.4% | 24 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $5.8M | 6,574 | 1.4% | 24 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $5.4M | 36,489 | 1.3% | 24 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $5.4M | 35,402 | 1.3% | 20 |
| AVALONBAY CMNTYS INC | [AVB](https://holderbook.com/stocks/AVB/) | $5.3M | 23,378 | 1.3% | 24 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $5.3M | 93,045 | 1.3% | 24 |
| SIMON PPTY GROUP INC NEW | [SPG](https://holderbook.com/stocks/SPG/) | $5.3M | 31,091 | 1.3% | 24 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $4.9M | 77,261 | 1.2% | 24 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $4.8M | 19,330 | 1.2% | 20 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $4.7M | 118,740 | 1.1% | 24 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $4.6M | 11,416 | 1.1% | 24 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $4.6M | 63,782 | 1.1% | 24 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $4.6M | 7,372 | 1.1% | 4 |
| PUBLIC STORAGE | [PSA](https://holderbook.com/stocks/PSA/) | $4.5M | 12,479 | 1.1% | 24 |
| LABCORP HOLDINGS INC | [LH](https://holderbook.com/stocks/LH/) | $4.4M | 19,904 | 1.1% | 2 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $4.3M | 8,712 | 1.0% | 20 |
| D R HORTON INC | [DHI](https://holderbook.com/stocks/DHI/) | $4.2M | 22,239 | 1.0% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $4.2M | 78,519 | 1.0% | 24 |
| ADOBE INC | [ADBE](https://holderbook.com/stocks/ADBE/) | $4.0M | 7,658 | 1.0% | 8 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $3.7M | 7,479 | 0.9% | 18 |
| SHELL PLC | [SHEL](https://holderbook.com/stocks/SHEL/) | $3.7M | 55,991 | 0.9% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.6M | 6,914 | 0.9% | 24 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $3.6M | 79,730 | 0.9% | 24 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $3.5M | 25,900 | 0.9% | 24 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $3.4M | 40,784 | 0.8% | 24 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $3.3M | 150,410 | 0.8% | 24 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.3M | 5,728 | 0.8% | 24 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.3M | 68,466 | 0.8% | 24 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $3.1M | 31,981 | 0.8% | 24 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $3.0M | 27,584 | 0.7% | 24 |
| MICROCHIP TECHNOLOGY INC. | [MCHP](https://holderbook.com/stocks/MCHP/) | $3.0M | 36,884 | 0.7% | 8 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $2.8M | 54,695 | 0.7% | 23 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $2.7M | 29,920 | 0.7% | 24 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $2.4M | 14,601 | 0.6% | 24 |
| MATSON INC | [MATX](https://holderbook.com/stocks/MATX/) | $2.4M | 16,918 | 0.6% | 15 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.3M | 12,266 | 0.6% | 24 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.0M | 7,184 | 0.5% | 24 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.8M | 10,621 | 0.4% | 24 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $1.7M | 16,415 | 0.4% | 24 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $1.6M | 42,714 | 0.4% | 3 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $1.6M | 13,390 | 0.4% | 20 |
| DENALI THERAPEUTICS INC | [DNLI](https://holderbook.com/stocks/DNLI/) | $1.4M | 46,526 | 0.3% | 19 |
| AMERICAN TOWER CORP | [AMT](https://holderbook.com/stocks/AMT/) | $1.3M | 5,715 | 0.3% | 20 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.3M | 5,013 | 0.3% | 20 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.3M | 4,036 | 0.3% | 24 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $1.3M | 14,142 | 0.3% | 20 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.2M | 3,075 | 0.3% | 24 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.1M | 2,320 | 0.3% | 20 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $1.1M | 3,200 | 0.3% | 24 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $996.3K | 3,600 | 0.2% | 24 |
| INVESCO EXCHANGE TRADED FD T | [PYZ](https://holderbook.com/stocks/PYZ/) | $987.2K | 10,300 | 0.2% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $983.6K | 2,137 | 0.2% | 20 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $893.9K | 8,303 | 0.2% | 24 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $828.5K | 1,444 | 0.2% | 24 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $807.8K | 7,085 | 0.2% | 24 |
| INVESCO EXCHANGE TRADED FD T | [PHO](https://holderbook.com/stocks/PHO/) | $793.8K | 11,253 | 0.2% | 20 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $776.8K | 2,551 | 0.2% | 24 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $759.4K | 2,513 | 0.2% | 24 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $750.4K | 6,179 | 0.2% | 4 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $732.1K | 25,298 | 0.2% | 24 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $691.2K | 100 | 0.2% | 4 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $640.2K | 5,637 | 0.2% | 24 |
| INTUIT | [INTU](https://holderbook.com/stocks/INTU/) | $633.4K | 1,020 | 0.2% | 24 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $633.0K | 2,745 | 0.2% | 3 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $591.2K | 5,870 | 0.1% | 5 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $560.7K | 2,070 | 0.1% | 24 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $560.2K | 1,730 | 0.1% | 20 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $544.7K | 8,662 | 0.1% | 24 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $514.2K | 3,434 | 0.1% | 24 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $514.2K | 1,858 | 0.1% | 16 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $511.5K | 7,893 | 0.1% | 20 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $508.2K | 6,294 | 0.1% | 22 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $484.5K | 7,774 | 0.1% | 24 |
| ESSEX PPTY TR INC | [ESS](https://holderbook.com/stocks/ESS/) | $474.8K | 1,607 | 0.1% | 12 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $450.8K | 5,333 | 0.1% | 8 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $445.9K | 4,235 | 0.1% | 20 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2024 | +6.8% | +5.4% | +1.4% | 100% |
| Q2 2024 | +1.3% | +4.0% | -2.8% | 100% |
| Q1 2024 | +6.9% | +10.0% | -3.2% | 100% |
| Q4 2023 | +10.3% | +11.2% | -0.9% | 100% |
| Q3 2023 | -3.6% | -3.6% | -0.0% | 100% |
| Q2 2023 | +4.4% | +8.3% | -3.9% | 100% |
| Q1 2023 | +2.7% | +7.0% | -4.3% | 100% |
| Q4 2022 | +9.2% | +7.1% | +2.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2024 | $410.0M | 133 |
| Q2 2024 | $383.5M | 135 |
| Q1 2024 | $375.7M | 136 |
| Q4 2023 | $344.5M | 126 |
| Q3 2023 | $303.6M | 117 |
| Q2 2023 | $314.4M | 118 |
| Q1 2023 | $302.3M | 118 |
| Q4 2022 | $292.8M | 118 |
| Q3 2022 | $271.4M | 115 |
| Q2 2022 | $296.5M | 117 |
| Q1 2022 | $346.0M | 127 |
| Q4 2021 | $354.6M | 128 |