# Ironwood Wealth Management, LLC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1692820. Source: https://holderbook.com/funds/1692820-ironwood-wealth-management-llc/

- Reported value: $451.2M
- Positions: 54
- Weight of the ten largest: 80.5%
- Filed: 2026-07-30

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $80.2M | 830,395 | 17.8% | 31 |
| DIMENSIONAL ETF TRUST | [DFGX](https://holderbook.com/stocks/DFGX/) | $51.0M | 952,480 | 11.3% | 1 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $49.0M | 65,461 | 10.9% | 31 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $46.2M | 557,128 | 10.2% | 31 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $45.4M | 480,303 | 10.1% | 18 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $27.2M | 329,314 | 6.0% | 1 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $18.4M | 316,720 | 4.1% | 1 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $17.2M | 223,112 | 3.8% | 31 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $16.8M | 212,762 | 3.7% | 1 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $11.8M | 79,511 | 2.6% | 31 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $11.2M | 202,849 | 2.5% | 12 |
| BARCLAYS BANK PLC | [DJP](https://holderbook.com/stocks/DJP/) | $8.8M | 200,360 | 1.9% | 29 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $8.3M | 165,020 | 1.8% | 31 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $7.3M | 71,156 | 1.6% | 1 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $6.4M | 126,647 | 1.4% | 1 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $5.9M | 54,859 | 1.3% | 23 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $5.2M | 267,436 | 1.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $4.4M | 150,979 | 1.0% | 31 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $3.2M | 62,107 | 0.7% | 31 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $3.0M | 51,932 | 0.7% | 31 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $2.9M | 100,622 | 0.6% | 31 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.8M | 26,209 | 0.6% | 23 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $2.6M | 72,702 | 0.6% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $2.1M | 74,614 | 0.5% | 31 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $2.0M | 22,853 | 0.5% | 3 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $1.8M | 78,512 | 0.4% | 1 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.2M | 11,875 | 0.3% | 31 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $1.2M | 33,781 | 0.3% | 31 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $1.1M | 23,292 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $1.0M | 27,189 | 0.2% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $975.8K | 1,307 | 0.2% | 31 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $670.3K | 1,572 | 0.1% | 31 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $665.6K | 2,704 | 0.1% | 3 |
| SPDR SERIES TRUST | [SPTL](https://holderbook.com/stocks/SPTL/) | $535.9K | 20,429 | 0.1% | 12 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $513.6K | 7,602 | 0.1% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $344.5K | 4,276 | 0.1% | 31 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $307.2K | 3,943 | 0.1% | 3 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $176.2K | 3,765 | 0.0% | 3 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $159.4K | 2,079 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $145.2K | 211 | 0.0% | 31 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $136.3K | 1,978 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $132.5K | 358 | 0.0% | 31 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $115.4K | 1,046 | 0.0% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $103.7K | 342 | 0.0% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $86.6K | 1,215 | 0.0% | 31 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $51.4K | 2,521 | 0.0% | 25 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $49.4K | 602 | 0.0% | 12 |
| SPDR INDEX SHS FDS | [RWO](https://holderbook.com/stocks/RWO/) | $42.1K | 847 | 0.0% | 31 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $41.3K | 428 | 0.0% | 7 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $20.5K | 130 | 0.0% | 23 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $17.3K | 289 | 0.0% | 31 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $5.9K | 60 | 0.0% | 31 |
| DENTSPLY SIRONA INC | [XRAY](https://holderbook.com/stocks/XRAY/) | $4.1K | 390 | 0.0% | 25 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $4.0K | 59 | 0.0% | 19 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.0% | +14.8% | -6.9% | 100% |
| Q1 2026 | +0.5% | -4.6% | +5.1% | 100% |
| Q4 2025 | +1.0% | +2.4% | -1.3% | 100% |
| Q3 2025 | +4.6% | +7.8% | -3.3% | 100% |
| Q2 2025 | +5.2% | +10.5% | -5.3% | 100% |
| Q1 2025 | +1.3% | -4.6% | +5.9% | 100% |
| Q4 2024 | -5.0% | +2.1% | -7.2% | 100% |
| Q3 2024 | +5.9% | +5.4% | +0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $451.2M | 54 |
| Q1 2026 | $348.7M | 47 |
| Q4 2025 | $340.1M | 47 |
| Q3 2025 | $298.4M | 41 |
| Q2 2025 | $274.0M | 42 |
| Q1 2025 | $325.8M | 42 |
| Q4 2024 | $322.3M | 45 |
| Q3 2024 | $332.3M | 44 |
| Q2 2024 | $306.3M | 44 |
| Q1 2024 | $308.4M | 44 |
| Q4 2023 | $299.7M | 44 |
| Q3 2023 | $245.1M | 46 |