# FC Advisory LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1683754. Source: https://holderbook.com/funds/1683754-fc-advisory-llc/

- Reported value: $381.6M
- Positions: 113
- Weight of the ten largest: 55.7%
- Filed: 2026-10-05

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $43.1M | 465,370 | 11.3% | 32 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $32.8M | 395,672 | 8.6% | 32 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $31.3M | 135,258 | 8.2% | 32 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $22.4M | 249,139 | 5.9% | 32 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $15.5M | 205,021 | 4.1% | 32 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $15.3M | 162,365 | 4.0% | 32 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $14.9M | 44,065 | 3.9% | 32 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $13.9M | 191,307 | 3.7% | 32 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $12.1M | 134,870 | 3.2% | 27 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $11.3M | 316,737 | 3.0% | 17 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $9.8M | 210,081 | 2.6% | 32 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $9.0M | 176,878 | 2.4% | 7 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $8.8M | 348,469 | 2.3% | 32 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $8.4M | 88,648 | 2.2% | 32 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $8.4M | 22,322 | 2.2% | 32 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $6.6M | 93,199 | 1.7% | 25 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $5.9M | 81,765 | 1.5% | 32 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $4.7M | 19,106 | 1.2% | 32 |
| ISHARES TR | [DMAX](https://holderbook.com/stocks/DMAX/) | $4.3M | 153,436 | 1.1% | 6 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $4.0M | 11,479 | 1.1% | 28 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $3.9M | 107,439 | 1.0% | 32 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $3.8M | 5,082 | 1.0% | 32 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $3.6M | 81,471 | 0.9% | 32 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $3.5M | 70,136 | 0.9% | 18 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $3.3M | 74,677 | 0.9% | 18 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $3.0M | 107,807 | 0.8% | 32 |
| ISHARES TR | [MAXJ](https://holderbook.com/stocks/MAXJ/) | $2.9M | 98,006 | 0.8% | 6 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $2.9M | 37,495 | 0.8% | 19 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.8M | 8,467 | 0.7% | 32 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $2.6M | 11,305 | 0.7% | 32 |
| ISHARES TR | [MMAX](https://holderbook.com/stocks/MMAX/) | $2.5M | 92,299 | 0.7% | 6 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $2.4M | 26,759 | 0.6% | 18 |
| ISHARES TR | [SMAX](https://holderbook.com/stocks/SMAX/) | $2.3M | 80,533 | 0.6% | 5 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.3M | 21,854 | 0.6% | 18 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $2.1M | 30,330 | 0.6% | 32 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $2.0M | 89,012 | 0.5% | 32 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $1.6M | 34,307 | 0.4% | 18 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.6M | 26,815 | 0.4% | 22 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $1.5M | 5,265 | 0.4% | 32 |
| SPDR SERIES TRUST | [SHM](https://holderbook.com/stocks/SHM/) | $1.5M | 32,645 | 0.4% | 17 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.5M | 14,973 | 0.4% | 32 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $1.5M | 29,880 | 0.4% | 16 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.4M | 16,051 | 0.4% | 19 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $1.3M | 45,648 | 0.4% | 22 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $1.3M | 64,354 | 0.3% | 32 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.3M | 27,359 | 0.3% | 32 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $1.2M | 10,140 | 0.3% | 17 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.2M | 1,695 | 0.3% | 9 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.1M | 3,983 | 0.3% | 25 |
| VANECK ETF TRUST | [HYD](https://holderbook.com/stocks/HYD/) | $1.1M | 23,554 | 0.3% | 18 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.1M | 5,738 | 0.3% | 25 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.1M | 5,150 | 0.3% | 32 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.1M | 955 | 0.3% | 28 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $1.1M | 6,866 | 0.3% | 27 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $1.1M | 3,330 | 0.3% | 29 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $1.1M | 13,677 | 0.3% | 16 |
| ISHARES TR | [SLQD](https://holderbook.com/stocks/SLQD/) | $981.6K | 19,840 | 0.3% | 18 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $966.8K | 4,990 | 0.3% | 16 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $836.6K | 10,683 | 0.2% | 32 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $822.6K | 9,178 | 0.2% | 32 |
| INNOVATOR ETFS TRUST | [ZDEK](https://holderbook.com/stocks/ZDEK/) | $807.0K | 30,049 | 0.2% | 7 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $805.2K | 2,256 | 0.2% | 19 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $802.1K | 4,809 | 0.2% | 6 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $800.1K | 21,952 | 0.2% | 25 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $786.7K | 4,907 | 0.2% | 19 |
| INNOVATOR ETFS TRUST | [ZOCT](https://holderbook.com/stocks/ZOCT/) | $735.8K | 26,165 | 0.2% | 7 |
| VANGUARD WHITEHALL FDS | [VWOB](https://holderbook.com/stocks/VWOB/) | $726.1K | 11,502 | 0.2% | 32 |
| SPDR SERIES TRUST | [HYMB](https://holderbook.com/stocks/HYMB/) | $703.5K | 29,975 | 0.2% | 32 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $676.7K | 1,359 | 0.2% | 32 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $667.8K | 8,645 | 0.2% | 17 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $645.0K | 2,436 | 0.2% | 32 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $640.5K | 4,651 | 0.2% | 24 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $625.7K | 19,234 | 0.2% | 19 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $610.6K | 801 | 0.2% | 26 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $598.7K | 10,567 | 0.2% | 32 |
| INNOVATOR ETFS TRUST | [ZSEP](https://holderbook.com/stocks/ZSEP/) | $591.5K | 21,246 | 0.2% | 9 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $586.2K | 4,309 | 0.2% | 24 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $577.6K | 5,552 | 0.2% | 19 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $554.5K | 5,562 | 0.1% | 14 |
| INNOVATOR ETFS TRUST | [ZJUL](https://holderbook.com/stocks/ZJUL/) | $540.7K | 17,872 | 0.1% | 9 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $496.1K | 2,172 | 0.1% | 10 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $473.6K | 4,889 | 0.1% | 6 |
| VANGUARD MUN BD FDS | [VCRM](https://holderbook.com/stocks/VCRM/) | $472.5K | 6,602 | 0.1% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $468.1K | 11,008 | 0.1% | 31 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $451.2K | 2,967 | 0.1% | 32 |
| ISHARES TR | [GVI](https://holderbook.com/stocks/GVI/) | $437.0K | 4,240 | 0.1% | 32 |
| INNOVATOR ETFS TRUST | [ZAUG](https://holderbook.com/stocks/ZAUG/) | $414.1K | 14,851 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $409.9K | 13,662 | 0.1% | 16 |
| SCHWAB STRATEGIC TR | [SCHI](https://holderbook.com/stocks/SCHI/) | $382.6K | 17,845 | 0.1% | 17 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $363.9K | 7,227 | 0.1% | 32 |
| SPDR INDEX SHS FDS | [RWO](https://holderbook.com/stocks/RWO/) | $349.7K | 7,538 | 0.1% | 32 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $338.6K | 1,218 | 0.1% | 25 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $333.3K | 2,459 | 0.1% | 9 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $320.5K | 3,085 | 0.1% | 15 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $304.2K | 3,406 | 0.1% | 12 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $295.5K | 3,645 | 0.1% | 6 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $287.9K | 6,191 | 0.1% | 32 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $260.8K | 5,039 | 0.1% | 6 |
| ISHARES TR | [IMCG](https://holderbook.com/stocks/IMCG/) | $247.6K | 2,637 | 0.1% | 12 |
| INNOVATOR ETFS TRUST | [PMAR](https://holderbook.com/stocks/PMAR/) | $239.3K | 4,887 | 0.1% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.0% | +14.8% | -4.9% | 100% |
| Q1 2026 | -2.1% | -4.6% | +2.5% | 100% |
| Q4 2025 | +1.0% | +2.4% | -1.3% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 100% |
| Q2 2025 | +7.1% | +10.5% | -3.3% | 100% |
| Q1 2025 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2024 | -0.9% | +2.1% | -3.1% | 100% |
| Q3 2024 | +5.5% | +5.4% | +0.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $381.6M | 113 |
| Q2 2026 | $377.6M | 118 |
| Q1 2026 | $342.5M | 115 |
| Q4 2025 | $348.1M | 117 |
| Q3 2025 | $341.9M | 116 |
| Q2 2025 | $323.9M | 112 |
| Q1 2025 | $295.8M | 105 |
| Q4 2024 | $298.4M | 106 |
| Q3 2024 | $297.4M | 102 |
| Q2 2024 | $272.7M | 95 |
| Q1 2024 | $271.5M | 95 |
| Q4 2023 | $258.7M | 97 |