# Members Trust Co

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1677560. Source: https://holderbook.com/funds/1677560-members-trust-co/

- Reported value: $3.2B
- Positions: 170
- Weight of the ten largest: 77.7%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $559.9M | 5,656,531 | 17.4% | 25 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $462.6M | 619,474 | 14.4% | 25 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $376.6M | 3,899,413 | 11.7% | 25 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $205.7M | 943,694 | 6.4% | 25 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $169.4M | 1,552,970 | 5.3% | 25 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $167.8M | 3,201,864 | 5.2% | 25 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $163.9M | 2,125,113 | 5.1% | 25 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $136.3M | 1,582,375 | 4.2% | 25 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $127.6M | 860,578 | 4.0% | 25 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $126.6M | 1,528,569 | 3.9% | 25 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $124.2M | 2,454,801 | 3.9% | 12 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $119.1M | 1,259,227 | 3.7% | 14 |
| GOLDMAN SACHS ETF TR | [GSEW](https://holderbook.com/stocks/GSEW/) | $101.3M | 1,072,960 | 3.2% | 4 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $61.3M | 2,111,976 | 1.9% | 6 |
| ISHARES TR | [BYLD](https://holderbook.com/stocks/BYLD/) | $50.3M | 2,222,630 | 1.6% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $32.7M | 112,996 | 1.0% | 25 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $31.2M | 45,442 | 1.0% | 13 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $19.4M | 182,646 | 0.6% | 12 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $18.8M | 17,672 | 0.6% | 25 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $11.0M | 55,214 | 0.3% | 13 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $9.5M | 25,555 | 0.3% | 25 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $7.8M | 36,570 | 0.2% | 10 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $7.7M | 93,370 | 0.2% | 25 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $6.8M | 24,054 | 0.2% | 25 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $4.9M | 13,480 | 0.2% | 25 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $3.8M | 47,285 | 0.1% | 13 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.4M | 10,430 | 0.1% | 13 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $3.4M | 23,013 | 0.1% | 25 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.3M | 9,010 | 0.1% | 13 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $2.8M | 4,740 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.5M | 31,094 | 0.1% | 10 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.5M | 10,342 | 0.1% | 13 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.4M | 6,900 | 0.1% | 13 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $2.3M | 9,152 | 0.1% | 13 |
| MORGAN STANLEY ETF TRUST | [EVTR](https://holderbook.com/stocks/EVTR/) | $2.3M | 45,080 | 0.1% | 3 |
| FIRST BUSEY CORP | [BUSE](https://holderbook.com/stocks/BUSE/) | $2.2M | 75,000 | 0.1% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.1M | 5,919 | 0.1% | 13 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.1M | 17,958 | 0.1% | 25 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.0M | 3,916 | 0.1% | 13 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.8M | 1,941 | 0.1% | 13 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.7M | 16,061 | 0.1% | 25 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $1.7M | 10,765 | 0.1% | 13 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.6M | 11,366 | 0.0% | 25 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.5M | 5,893 | 0.0% | 13 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.4M | 3,710 | 0.0% | 11 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $1.4M | 694 | 0.0% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.3M | 3,760 | 0.0% | 10 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.3M | 4,736 | 0.0% | 13 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $1.3M | 6,679 | 0.0% | 13 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.2M | 3,463 | 0.0% | 13 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $1.2M | 11,580 | 0.0% | 13 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.2M | 3,180 | 0.0% | 13 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.2M | 8,621 | 0.0% | 13 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.1M | 9,613 | 0.0% | 13 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.1M | 7,212 | 0.0% | 13 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.0M | 7,461 | 0.0% | 4 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $1.0M | 20,219 | 0.0% | 4 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $1.0M | 10,789 | 0.0% | 13 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $998.6K | 2,672 | 0.0% | 13 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $988.5K | 1,320 | 0.0% | 13 |
| S&P GLOBAL INC | [SPGI](https://holderbook.com/stocks/SPGI/) | $970.5K | 2,383 | 0.0% | 13 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $946.5K | 5,710 | 0.0% | 13 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $903.2K | 753 | 0.0% | 10 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $902.3K | 768 | 0.0% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $850.2K | 7,900 | 0.0% | 11 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $830.8K | 3,838 | 0.0% | 13 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $823.6K | 2,717 | 0.0% | 6 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $814.9K | 4,295 | 0.0% | 9 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $794.8K | 23,486 | 0.0% | 11 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $763.3K | 2,108 | 0.0% | 13 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $761.6K | 5,349 | 0.0% | 13 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $750.6K | 6,804 | 0.0% | 5 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $724.4K | 1,030 | 0.0% | 6 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $723.5K | 2,139 | 0.0% | 13 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $709.5K | 9,250 | 0.0% | 4 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $709.0K | 13,439 | 0.0% | 6 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $702.4K | 4,338 | 0.0% | 12 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $699.0K | 1,613 | 0.0% | 3 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $677.6K | 5,353 | 0.0% | 13 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $642.1K | 1,140 | 0.0% | 10 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $634.7K | 1,550 | 0.0% | 13 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $631.8K | 4,917 | 0.0% | 13 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $609.0K | 2,512 | 0.0% | 13 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $549.9K | 1,748 | 0.0% | 13 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $548.7K | 2,450 | 0.0% | 13 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $542.4K | 18,430 | 0.0% | 11 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $537.3K | 1,261 | 0.0% | 13 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $536.3K | 6,110 | 0.0% | 13 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $523.5K | 12,364 | 0.0% | 25 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $520.6K | 21,621 | 0.0% | 25 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $509.1K | 1,225 | 0.0% | 13 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $503.4K | 2,283 | 0.0% | 5 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $501.0K | 16,694 | 0.0% | 25 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $500.8K | 1,660 | 0.0% | 4 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $479.4K | 17,308 | 0.0% | 2 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $478.2K | 20,991 | 0.0% | 7 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $475.2K | 1,747 | 0.0% | 13 |
| ISHARES TR | [SMLF](https://holderbook.com/stocks/SMLF/) | $459.0K | 5,149 | 0.0% | 4 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $449.0K | 3,616 | 0.0% | 6 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $446.1K | 3,044 | 0.0% | 13 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.4% | +14.8% | -7.5% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2025 | +1.1% | +2.4% | -1.3% | 100% |
| Q3 2025 | +4.4% | +7.8% | -3.4% | 100% |
| Q2 2025 | +4.6% | +10.5% | -5.9% | 100% |
| Q1 2025 | +0.2% | -4.6% | +4.7% | 100% |
| Q4 2024 | -3.3% | +2.1% | -5.4% | 100% |
| Q3 2024 | +5.8% | +5.4% | +0.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $3.2B | 170 |
| Q1 2026 | $3.0B | 154 |
| Q4 2025 | $3.1B | 148 |
| Q3 2025 | $3.0B | 146 |
| Q2 2025 | $2.9B | 138 |
| Q1 2025 | $2.9B | 127 |
| Q4 2024 | $2.9T | 117 |
| Q3 2024 | $3.1T | 121 |
| Q2 2024 | $3.3T | 118 |
| Q1 2024 | $3.4B | 117 |
| Q4 2023 | $3.5B | 115 |
| Q3 2023 | $3.4B | 105 |