# PERSONAL CFO SOLUTIONS, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1677501. Source: https://holderbook.com/funds/1677501-personal-cfo-solutions-llc/

- Reported value: $691.9M
- Positions: 529
- Weight of the ten largest: 34.3%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $68.5M | 200,378 | 9.9% | 28 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $42.6M | 147,071 | 6.2% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $20.1M | 56,356 | 2.9% | 28 |
| INNOVATOR ETFS TRUST | [BALT](https://holderbook.com/stocks/BALT/) | $19.3M | 563,980 | 2.8% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $18.9M | 94,496 | 2.7% | 26 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $15.2M | 63,968 | 2.2% | 27 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $14.3M | 137,598 | 2.1% | 6 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $13.5M | 36,298 | 2.0% | 28 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $13.0M | 36,890 | 1.9% | 28 |
| THORNBURG ETF TR | [TMB](https://holderbook.com/stocks/TMB/) | $11.8M | 466,553 | 1.7% | 3 |
| ITT INC | [ITT](https://holderbook.com/stocks/ITT/) | $11.8M | 59,338 | 1.7% | 27 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $9.7M | 78,298 | 1.4% | 1 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $8.7M | 18,102 | 1.3% | 28 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $8.1M | 163,109 | 1.2% | 14 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $6.9M | 55,301 | 1.0% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $6.7M | 8,989 | 1.0% | 28 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $6.5M | 17,087 | 0.9% | 23 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $5.4M | 12,910 | 0.8% | 24 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $5.4M | 10,769 | 0.8% | 27 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $4.9M | 5,097 | 0.7% | 6 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $4.8M | 4,041 | 0.7% | 23 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.8M | 8,533 | 0.7% | 28 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $4.4M | 8,498 | 0.6% | 14 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $4.2M | 11,346 | 0.6% | 26 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $4.0M | 24,314 | 0.6% | 28 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $3.9M | 18,176 | 0.6% | 27 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $3.8M | 11,091 | 0.5% | 28 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.8M | 14,929 | 0.5% | 28 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $3.7M | 46,446 | 0.5% | 15 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $3.5M | 10,480 | 0.5% | 23 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $3.3M | 1,672 | 0.5% | 28 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.3M | 9,982 | 0.5% | 28 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $3.2M | 24,511 | 0.5% | 28 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $3.0M | 21,586 | 0.4% | 28 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $3.0M | 5,791 | 0.4% | 28 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $2.9M | 15,525 | 0.4% | 16 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $2.9M | 5,011 | 0.4% | 14 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $2.9M | 68,080 | 0.4% | 28 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $2.9M | 6,623 | 0.4% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $2.9M | 2,480 | 0.4% | 5 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $2.8M | 15,533 | 0.4% | 23 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $2.8M | 3,903 | 0.4% | 23 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $2.6M | 35,907 | 0.4% | 28 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $2.6M | 6,915 | 0.4% | 20 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $2.5M | 5,943 | 0.4% | 28 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $2.5M | 2,425 | 0.4% | 23 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $2.4M | 16,549 | 0.4% | 23 |
| CBRE GROUP INC | [CBRE](https://holderbook.com/stocks/CBRE/) | $2.3M | 16,925 | 0.3% | 11 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $2.3M | 39,972 | 0.3% | 23 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $2.2M | 1,889 | 0.3% | 8 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $2.2M | 26,859 | 0.3% | 28 |
| NOVARTIS AG | [NVS](https://holderbook.com/stocks/NVS/) | $2.2M | 13,900 | 0.3% | 11 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $2.2M | 6,121 | 0.3% | 28 |
| SEA LTD | [SE](https://holderbook.com/stocks/SE/) | $2.1M | 22,352 | 0.3% | 8 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $2.1M | 11,123 | 0.3% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.1M | 17,765 | 0.3% | 28 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $2.1M | 39,007 | 0.3% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $2.1M | 7,327 | 0.3% | 28 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $2.0M | 2,662 | 0.3% | 28 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $2.0M | 7,719 | 0.3% | 13 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $2.0M | 14,027 | 0.3% | 23 |
| YUM BRANDS INC | [YUM](https://holderbook.com/stocks/YUM/) | $1.9M | 12,090 | 0.3% | 11 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $1.9M | 26,616 | 0.3% | 28 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.9M | 7,480 | 0.3% | 23 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $1.8M | 24,912 | 0.3% | 23 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $1.8M | 18,404 | 0.3% | 27 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $1.8M | 2,812 | 0.3% | 4 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.8M | 15,806 | 0.3% | 26 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $1.8M | 85,277 | 0.3% | 28 |
| ENERGY TRANSFER L P | [ET](https://holderbook.com/stocks/ET/) | $1.7M | 88,931 | 0.2% | 23 |
| BERKLEY W R CORP | [WRB](https://holderbook.com/stocks/WRB/) | $1.7M | 23,856 | 0.2% | 23 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $1.6M | 66,535 | 0.2% | 28 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $1.6M | 16,531 | 0.2% | 24 |
| MARATHON PETE CORP | [MPC](https://holderbook.com/stocks/MPC/) | $1.5M | 5,905 | 0.2% | 18 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $1.5M | 7,157 | 0.2% | 23 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $1.5M | 5,729 | 0.2% | 16 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.5M | 1,574 | 0.2% | 22 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.4M | 16,493 | 0.2% | 4 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $1.4M | 20,559 | 0.2% | 13 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $1.4M | 11,898 | 0.2% | 8 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $1.4M | 7,436 | 0.2% | 23 |
| CORTEVA INC | [CTVA](https://holderbook.com/stocks/CTVA/) | $1.4M | 15,949 | 0.2% | 23 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $1.3M | 4,467 | 0.2% | 11 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $1.3M | 13,859 | 0.2% | 28 |
| AON PLC | [AON](https://holderbook.com/stocks/AON/) | $1.3M | 3,993 | 0.2% | 24 |
| RB GLOBAL INC | [RBA](https://holderbook.com/stocks/RBA/) | $1.3M | 11,288 | 0.2% | 10 |
| CARDINAL HEALTH INC | [CAH](https://holderbook.com/stocks/CAH/) | $1.3M | 5,517 | 0.2% | 3 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.3M | 3,695 | 0.2% | 28 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $1.3M | 5,728 | 0.2% | 23 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $1.3M | 10,395 | 0.2% | 28 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $1.3M | 8,529 | 0.2% | 23 |
| CANADIAN PACIFIC KANSAS CITY | [CP](https://holderbook.com/stocks/CP/) | $1.3M | 14,833 | 0.2% | 13 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $1.3M | 6,407 | 0.2% | 22 |
| NETAPP INC | [NTAP](https://holderbook.com/stocks/NTAP/) | $1.3M | 8,288 | 0.2% | 10 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.3M | 8,724 | 0.2% | 28 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $1.3M | 7,234 | 0.2% | 10 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $1.3M | 15,838 | 0.2% | 26 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $1.2M | 1,625 | 0.2% | 11 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $1.2M | 8,658 | 0.2% | 18 |
| LOEWS CORP | [L](https://holderbook.com/stocks/L/) | $1.2M | 10,419 | 0.2% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.3% | +14.8% | -5.5% | 100% |
| Q1 2026 | -2.1% | -4.6% | +2.5% | 100% |
| Q4 2025 | +2.7% | +2.4% | +0.4% | 100% |
| Q3 2025 | +6.9% | +7.8% | -1.0% | 100% |
| Q2 2025 | +6.4% | +10.5% | -4.1% | 100% |
| Q1 2025 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2024 | -0.4% | +2.1% | -2.6% | 100% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $691.9M | 529 |
| Q1 2026 | $711.9M | 520 |
| Q4 2025 | $629.8M | 504 |
| Q3 2025 | $569.9M | 495 |
| Q2 2025 | $540.5M | 481 |
| Q1 2025 | $492.5M | 448 |
| Q4 2024 | $508.2M | 457 |
| Q3 2024 | $715.7M | 561 |
| Q2 2024 | $650.8M | 531 |
| Q1 2024 | $640.9M | 541 |
| Q4 2023 | $577.6M | 511 |
| Q3 2023 | $506.0M | 455 |