# HORIZON FINANCIAL SERVICES, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1674020. Source: https://holderbook.com/funds/1674020-horizon-financial-services-llc/

- Reported value: $260.8M
- Positions: 646
- Weight of the ten largest: 56.8%
- Filed: 2026-07-20

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $21.9M | 184,133 | 8.4% | 21 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $20.2M | 332,489 | 7.8% | 21 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $19.9M | 661,777 | 7.6% | 10 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $14.9M | 405,444 | 5.7% | 21 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $14.2M | 282,447 | 5.5% | 21 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $13.6M | 71,384 | 5.2% | 21 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $11.9M | 509,747 | 4.6% | 11 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $10.7M | 184,579 | 4.1% | 16 |
| SSGA ACTIVE ETF TR | [SRLN](https://holderbook.com/stocks/SRLN/) | $10.4M | 258,638 | 4.0% | 6 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $10.1M | 280,926 | 3.9% | 21 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $5.8M | 108,105 | 2.2% | 21 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $5.6M | 108,281 | 2.2% | 24 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $5.1M | 42,123 | 2.0% | 16 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $5.0M | 188,009 | 1.9% | 21 |
| SPDR SERIES TRUST | [SPMB](https://holderbook.com/stocks/SPMB/) | $4.7M | 210,457 | 1.8% | 6 |
| VANGUARD SCOTTSDALE FDS | [VCLT](https://holderbook.com/stocks/VCLT/) | $4.6M | 60,882 | 1.8% | 16 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $4.0M | 25,712 | 1.5% | 10 |
| SPDR SERIES TRUST | [SPTL](https://holderbook.com/stocks/SPTL/) | $3.4M | 129,647 | 1.3% | 10 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $3.4M | 77,221 | 1.3% | 11 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $3.3M | 18,056 | 1.3% | 21 |
| VANGUARD WHITEHALL FDS | [VWOB](https://holderbook.com/stocks/VWOB/) | $3.3M | 49,589 | 1.3% | 10 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $3.3M | 20,971 | 1.3% | 21 |
| WORLD GOLD TR | [GLDMXXXX](https://holderbook.com/stocks/GLDMXXXX/) | $2.8M | 35,808 | 1.1% | 1 |
| GLOBAL X FDS | [MLPX](https://holderbook.com/stocks/MLPX/) | $2.8M | 38,101 | 1.1% | 6 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $2.7M | 32,824 | 1.0% | 21 |
| FIRST TR EXCH TRADED FD III | [FPE](https://holderbook.com/stocks/FPE/) | $2.6M | 146,514 | 1.0% | 6 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $2.6M | 22,279 | 1.0% | 21 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $1.9M | 18,157 | 0.7% | 21 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $1.8M | 73,699 | 0.7% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.8M | 6,321 | 0.7% | 24 |
| SPDR SERIES TRUST | [FLRN](https://holderbook.com/stocks/FLRN/) | $1.7M | 55,852 | 0.7% | 21 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.6M | 1,359 | 0.6% | 10 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.6M | 4,360 | 0.6% | 10 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $1.6M | 19,473 | 0.6% | 21 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.3M | 6,565 | 0.5% | 10 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $1.2M | 24,421 | 0.5% | 11 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $1.1M | 8,934 | 0.4% | 24 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $964.1K | 19,064 | 0.4% | 22 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $905.3K | 2,567 | 0.3% | 17 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $861.5K | 17,152 | 0.3% | 12 |
| POWERSHARES QQQ TRUST | - | $846.1K | 1,149 | 0.3% | 9 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $837.0K | 786 | 0.3% | 6 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $805.6K | 17,768 | 0.3% | 12 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $796.0K | 14,987 | 0.3% | 21 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $734.5K | 29,784 | 0.3% | 21 |
| BROADCOM LTD | - | $637.3K | 1,687 | 0.2% | 10 |
| CURTISS WRIGHT CORP | [CW](https://holderbook.com/stocks/CW/) | $619.1K | 817 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $591.6K | 2,994 | 0.2% | 10 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $559.4K | 2,347 | 0.2% | 24 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $552.3K | 1,687 | 0.2% | 10 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $538.2K | 1,295 | 0.2% | 17 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $510.9K | 5,931 | 0.2% | 24 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $494.4K | 1,323 | 0.2% | 6 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $493.7K | 2,800 | 0.2% | 10 |
| INVESCO EXCH TRADED FD TR II | [PGHY](https://holderbook.com/stocks/PGHY/) | $476.9K | 24,206 | 0.2% | 21 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $465.9K | 1,521 | 0.2% | 10 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $419.3K | 1,651 | 0.2% | 6 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $404.0K | 2,937 | 0.2% | 1 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $392.7K | 1,781 | 0.2% | 24 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $388.5K | 1,087 | 0.1% | 10 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $377.0K | 1,067 | 0.1% | 10 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $376.8K | 669 | 0.1% | 6 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $367.6K | 1,169 | 0.1% | 4 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $363.2K | 2,601 | 0.1% | 10 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $357.6K | 2,992 | 0.1% | 10 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $347.8K | 296 | 0.1% | 4 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $346.8K | 1,527 | 0.1% | 1 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $344.5K | 4,825 | 0.1% | 7 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $323.9K | 1,333 | 0.1% | 10 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $316.3K | 752 | 0.1% | 10 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $299.3K | 414 | 0.1% | 10 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $295.1K | 807 | 0.1% | 10 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $283.5K | 657 | 0.1% | 10 |
| INVESCO EXCH TRD SLF IDX FD | [BSJQ](https://holderbook.com/stocks/BSJQ/) | $262.3K | 11,425 | 0.1% | 9 |
| AON PLC | [AONXXXX](https://holderbook.com/stocks/AONXXXX/) | $259.7K | 783 | 0.1% | 11 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $257.2K | 12,427 | 0.1% | 10 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $245.2K | 872 | 0.1% | 10 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $238.1K | 1,187 | 0.1% | 5 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $208.0K | 4,175 | 0.1% | 4 |
| ISHARES INC | [EMHY](https://holderbook.com/stocks/EMHY/) | $187.4K | 4,608 | 0.1% | 10 |
| GENUINE PARTS CO | [GPC](https://holderbook.com/stocks/GPC/) | $183.3K | 1,554 | 0.1% | 17 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $178.0K | 3,744 | 0.1% | 1 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $163.6K | 987 | 0.1% | 10 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $160.2K | 2,092 | 0.1% | 1 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $147.8K | 1,917 | 0.1% | 3 |
| INVESCO EXCH TRADED FD TR II | [BAB](https://holderbook.com/stocks/BAB/) | $144.8K | 5,394 | 0.1% | 11 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $143.3K | 977 | 0.1% | 10 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $139.1K | 1,118 | 0.1% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $137.5K | 275 | 0.1% | 10 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $134.3K | 708 | 0.1% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $131.1K | 382 | 0.1% | 10 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $130.3K | 2,403 | 0.0% | 10 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $128.9K | 1,138 | 0.0% | 10 |
| EATON VANCE ENHANCED EQUITY | [EOI](https://holderbook.com/stocks/EOI/) | $124.8K | 6,350 | 0.0% | 1 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $124.6K | 689 | 0.0% | 10 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $123.3K | 2,386 | 0.0% | 2 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $113.7K | 1,188 | 0.0% | 10 |
| ROYAL BK CDA | [RY](https://holderbook.com/stocks/RY/) | $113.4K | 548 | 0.0% | 10 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $111.1K | 686 | 0.0% | 4 |
| INVESCO EXCH TRD SLF IDX FD | [BSJR](https://holderbook.com/stocks/BSJR/) | $109.0K | 4,880 | 0.0% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.7% | +14.8% | -6.1% | 100% |
| Q1 2026 | -1.0% | -4.6% | +3.7% | 100% |
| Q4 2025 | +0.9% | +2.4% | -1.5% | 100% |
| Q3 2025 | +4.8% | +7.8% | -3.1% | 100% |
| Q2 2025 | +5.3% | +10.5% | -5.2% | 100% |
| Q1 2025 | -1.2% | -4.6% | +3.4% | 97% |
| Q4 2024 | -1.7% | +2.1% | -3.9% | 97% |
| Q3 2024 | +5.0% | +5.4% | -0.4% | 97% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $260.8M | 646 |
| Q1 2026 | $226.2M | 375 |
| Q4 2025 | $219.8M | 360 |
| Q3 2025 | $209.6M | 351 |
| Q2 2025 | $188.6M | 315 |
| Q1 2025 | $179.4M | 292 |
| Q4 2024 | $177.8M | 251 |
| Q3 2024 | $168.3M | 266 |
| Q2 2024 | $158.3M | 262 |
| Q1 2024 | $155.8M | 257 |
| Q4 2023 | $141.7M | 55 |
| Q3 2023 | $124.5M | 49 |