# Peak Financial Management, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1669662. Source: https://holderbook.com/funds/1669662-peak-financial-management-inc/

- Reported value: $435.5M
- Positions: 114
- Weight of the ten largest: 52.4%
- Filed: 2026-07-20

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $51.3M | 600,302 | 11.8% | 13 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $34.0M | 91,750 | 7.8% | 31 |
| SPDR INDEX SHS FDS | [SPGM](https://holderbook.com/stocks/SPGM/) | $31.3M | 365,097 | 7.2% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $21.1M | 99,142 | 4.8% | 8 |
| J P MORGAN EXCHANGE TRADED F | [JPIB](https://holderbook.com/stocks/JPIB/) | $17.3M | 357,597 | 4.0% | 6 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $16.9M | 24,661 | 3.9% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $14.5M | 393,869 | 3.3% | 31 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $14.3M | 492,683 | 3.3% | 31 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $14.1M | 170,334 | 3.2% | 31 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $13.7M | 264,218 | 3.1% | 13 |
| ETFIS SER TR I | [NFLT](https://holderbook.com/stocks/NFLT/) | $13.5M | 589,643 | 3.1% | 5 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $12.4M | 125,149 | 2.8% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RPV](https://holderbook.com/stocks/RPV/) | $12.1M | 106,190 | 2.8% | 18 |
| TCW ETF TRUST | [FLXR](https://holderbook.com/stocks/FLXR/) | $11.9M | 303,122 | 2.7% | 5 |
| ISHARES TR | [SHYG](https://holderbook.com/stocks/SHYG/) | $11.5M | 271,489 | 2.6% | 31 |
| ABRDN PRECIOUS METALS BASKET | [GLTR](https://holderbook.com/stocks/GLTR/) | $11.4M | 62,781 | 2.6% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $10.4M | 70,239 | 2.4% | 31 |
| USCF ETF TR | [SDCI](https://holderbook.com/stocks/SDCI/) | $10.1M | 380,981 | 2.3% | 5 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $9.8M | 423,666 | 2.2% | 31 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $9.7M | 367,655 | 2.2% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.5M | 25,872 | 1.7% | 31 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $7.0M | 104,740 | 1.6% | 13 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $6.6M | 42,275 | 1.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $5.0M | 168,838 | 1.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $4.5M | 163,833 | 1.0% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $4.1M | 20,723 | 1.0% | 23 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $3.1M | 32,477 | 0.7% | 31 |
| SPROTT ASSET MANAGEMENT LP | [CEF](https://holderbook.com/stocks/CEF/) | $3.0M | 74,831 | 0.7% | 31 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $2.7M | 16,407 | 0.6% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.5M | 3,365 | 0.6% | 31 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $2.3M | 21,410 | 0.5% | 31 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $2.2M | 21,949 | 0.5% | 11 |
| BARCLAYS BANK PLC | [DJP](https://holderbook.com/stocks/DJP/) | $2.0M | 45,596 | 0.5% | 31 |
| FIDELITY COVINGTON TRUST | [FMAT](https://holderbook.com/stocks/FMAT/) | $1.9M | 32,967 | 0.4% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSPH](https://holderbook.com/stocks/RSPH/) | $1.9M | 55,886 | 0.4% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.6M | 22,951 | 0.4% | 24 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $1.3M | 32,465 | 0.3% | 11 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.2M | 6,556 | 0.3% | 25 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.1M | 3,010 | 0.3% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.1M | 5,070 | 0.3% | 16 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.1M | 3,029 | 0.2% | 30 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.0M | 17,542 | 0.2% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSPM](https://holderbook.com/stocks/RSPM/) | $950.8K | 24,604 | 0.2% | 31 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $925.2K | 801 | 0.2% | 4 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $909.5K | 400 | 0.2% | 1 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $904.8K | 2,531 | 0.2% | 26 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $881.5K | 6,191 | 0.2% | 24 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $852.9K | 8,295 | 0.2% | 23 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $783.5K | 1,348 | 0.2% | 4 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $765.3K | 4,960 | 0.2% | 23 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $732.9K | 15,230 | 0.2% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $725.0K | 3,041 | 0.2% | 23 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $663.7K | 22,000 | 0.2% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $629.6K | 855 | 0.1% | 27 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $626.4K | 1,676 | 0.1% | 10 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $622.4K | 665 | 0.1% | 24 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $605.9K | 3,702 | 0.1% | 20 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $602.1K | 512 | 0.1% | 6 |
| LEMAITRE VASCULAR INC | [LMAT](https://holderbook.com/stocks/LMAT/) | $514.8K | 5,365 | 0.1% | 24 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $512.7K | 22,145 | 0.1% | 20 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $488.8K | 1,023 | 0.1% | 10 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $466.7K | 11,022 | 0.1% | 11 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $437.3K | 2,756 | 0.1% | 31 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $420.2K | 3,009 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $418.3K | 3,059 | 0.1% | 13 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $416.7K | 11,533 | 0.1% | 23 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $388.2K | 689 | 0.1% | 13 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $383.8K | 320 | 0.1% | 1 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $383.2K | 600 | 0.1% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $380.8K | 761 | 0.1% | 11 |
| WISDOMTREE TR | [EPI](https://holderbook.com/stocks/EPI/) | $370.0K | 8,648 | 0.1% | 11 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $365.0K | 3,787 | 0.1% | 9 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $354.6K | 1,406 | 0.1% | 9 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $351.8K | 461 | 0.1% | 1 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $351.4K | 3,221 | 0.1% | 11 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $350.7K | 6,412 | 0.1% | 5 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $345.1K | 544 | 0.1% | 3 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $331.9K | 5,934 | 0.1% | 11 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $325.8K | 2,222 | 0.1% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $315.3K | 856 | 0.1% | 8 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $314.2K | 3,258 | 0.1% | 31 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $312.7K | 1,900 | 0.1% | 15 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $303.9K | 2,006 | 0.1% | 11 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $299.0K | 1,003 | 0.1% | 1 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $293.6K | 1,585 | 0.1% | 10 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $292.7K | 3,337 | 0.1% | 31 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $289.5K | 300 | 0.1% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $288.6K | 1,136 | 0.1% | 4 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $275.9K | 272 | 0.1% | 1 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $274.7K | 977 | 0.1% | 6 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $273.1K | 365 | 0.1% | 7 |
| FIRST TR EXCHANGE-TRADED FD | [FVD](https://holderbook.com/stocks/FVD/) | $271.3K | 5,630 | 0.1% | 18 |
| VANGUARD SCOTTSDALE FDS | [VTWG](https://holderbook.com/stocks/VTWG/) | $254.3K | 884 | 0.1% | 4 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $251.2K | 832 | 0.1% | 1 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $247.5K | 2,106 | 0.1% | 1 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $247.4K | 7,802 | 0.1% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $246.9K | 981 | 0.1% | 4 |
| CREDO TECHNOLOGY GROUP HOLDI | [CRDO](https://holderbook.com/stocks/CRDO/) | $238.0K | 875 | 0.1% | 1 |
| TEXAS PACIFIC LAND CORPORATI | [TPL](https://holderbook.com/stocks/TPL/) | $232.4K | 531 | 0.1% | 2 |
| ISHARES INC | [EWY](https://holderbook.com/stocks/EWY/) | $232.2K | 1,150 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.6% | +14.8% | -7.2% | 100% |
| Q1 2026 | +0.2% | -4.6% | +4.9% | 100% |
| Q4 2025 | +2.4% | +2.4% | +0.0% | 100% |
| Q3 2025 | +6.3% | +7.8% | -1.5% | 100% |
| Q2 2025 | +6.2% | +10.5% | -4.2% | 100% |
| Q1 2025 | -0.2% | -4.6% | +4.4% | 100% |
| Q4 2024 | -2.7% | +2.1% | -4.9% | 100% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $435.5M | 114 |
| Q1 2026 | $393.9M | 100 |
| Q4 2025 | $387.7M | 98 |
| Q3 2025 | $378.3M | 101 |
| Q2 2025 | $351.6M | 95 |
| Q1 2025 | $333.9M | 97 |
| Q4 2024 | $333.9M | 96 |
| Q3 2024 | $340.6M | 98 |
| Q2 2024 | $319.5M | 94 |
| Q1 2024 | $315.5M | 96 |
| Q4 2023 | $297.7M | 85 |
| Q3 2023 | $274.9M | 72 |