# CHARTER RESEARCH & INVESTMENT GROUP, INC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1666624. Source: https://holderbook.com/funds/1666624-charter-research-investment-group-inc/

- Reported value: $164.7M
- Positions: 92
- Weight of the ten largest: 47.2%
- Filed: 2026-08-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $18.8M | 64,915 | 11.4% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $15.1M | 42,155 | 9.1% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $8.0M | 31,433 | 4.8% | 31 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $6.9M | 36,504 | 4.2% | 25 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $6.1M | 8,450 | 3.7% | 31 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $5.2M | 18,501 | 3.2% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $4.6M | 4,280 | 2.8% | 23 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $4.5M | 6,007 | 2.7% | 31 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $4.4M | 6,253 | 2.7% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $4.3M | 12,095 | 2.6% | 31 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.3M | 7,586 | 2.6% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $4.0M | 29,622 | 2.5% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $4.0M | 10,950 | 2.4% | 31 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $4.0M | 70,552 | 2.4% | 31 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $3.9M | 28,657 | 2.4% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $3.4M | 26,258 | 2.0% | 31 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $3.3M | 57,745 | 2.0% | 31 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $3.1M | 8,928 | 1.9% | 31 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $2.5M | 43,376 | 1.5% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.4M | 6,307 | 1.4% | 30 |
| M & T BK CORP | [MTB](https://holderbook.com/stocks/MTB/) | $2.1M | 8,839 | 1.3% | 17 |
| METLIFE INC | [MET](https://holderbook.com/stocks/MET/) | $2.0M | 23,130 | 1.2% | 31 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $1.9M | 32,676 | 1.1% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.8M | 7,590 | 1.1% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.8M | 9,780 | 1.1% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.7M | 2,344 | 1.0% | 30 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $1.6M | 16,584 | 1.0% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $1.4M | 6,507 | 0.8% | 11 |
| PPL CORP | [PPL](https://holderbook.com/stocks/PPL/) | $1.4M | 37,662 | 0.8% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.3M | 2,689 | 0.8% | 31 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $1.3M | 18,677 | 0.8% | 31 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.3M | 9,011 | 0.8% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.3M | 4,996 | 0.8% | 31 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $1.2M | 1,600 | 0.7% | 31 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $1.1M | 7,170 | 0.7% | 29 |
| ALBEMARLE CORP | [ALB](https://holderbook.com/stocks/ALB/) | $1.1M | 8,073 | 0.7% | 31 |
| KINDER MORGAN INC DEL | [KMI](https://holderbook.com/stocks/KMI/) | $1.1M | 33,844 | 0.7% | 31 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.1M | 13,089 | 0.6% | 31 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $1.1M | 9,778 | 0.6% | 26 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $913.1K | 8,062 | 0.6% | 31 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $908.4K | 7,600 | 0.6% | 31 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $864.6K | 2,520 | 0.5% | 15 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $827.6K | 3,240 | 0.5% | 4 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $826.3K | 39,920 | 0.5% | 31 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $821.9K | 19,413 | 0.5% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $787.7K | 2,406 | 0.5% | 31 |
| ENTERPRISE PRODS PARTNERS L | [EPD](https://holderbook.com/stocks/EPD/) | $777.8K | 21,160 | 0.5% | 28 |
| EQT CORP | [EQT](https://holderbook.com/stocks/EQT/) | $763.5K | 14,360 | 0.5% | 1 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $756.9K | 2,800 | 0.5% | 31 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $740.8K | 3,308 | 0.4% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $694.3K | 3,470 | 0.4% | 10 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $624.5K | 5,645 | 0.4% | 31 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $605.2K | 647 | 0.4% | 24 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $601.7K | 3,630 | 0.4% | 31 |
| WATERS CORP | [WAT](https://holderbook.com/stocks/WAT/) | $582.1K | 1,552 | 0.4% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RPG](https://holderbook.com/stocks/RPG/) | $580.3K | 9,089 | 0.4% | 13 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $564.3K | 1,510 | 0.3% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $558.4K | 1,509 | 0.3% | 12 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $550.7K | 6,007 | 0.3% | 31 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $527.4K | 3,599 | 0.3% | 31 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $507.4K | 5,592 | 0.3% | 31 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $493.6K | 3,448 | 0.3% | 15 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $485.6K | 5,533 | 0.3% | 31 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $420.6K | 1,336 | 0.3% | 25 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $405.8K | 1,384 | 0.2% | 31 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $399.4K | 6,612 | 0.2% | 31 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $373.0K | 2,998 | 0.2% | 6 |
| PPG INDS INC | [PPG](https://holderbook.com/stocks/PPG/) | $369.9K | 3,050 | 0.2% | 31 |
| HONEYWELL INTL INC | [HON](https://holderbook.com/stocks/HON/) | $366.3K | 1,636 | 0.2% | 1 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $364.2K | 310 | 0.2% | 3 |
| HONEYWELL AEROSPACE INC | [HONA](https://holderbook.com/stocks/HONA/) | $361.5K | 1,635 | 0.2% | 1 |
| CAPITAL ONE FINL CORP | [COF](https://holderbook.com/stocks/COF/) | $307.8K | 1,534 | 0.2% | 11 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $303.6K | 1,875 | 0.2% | 11 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $290.9K | 976 | 0.2% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $280.6K | 3,350 | 0.2% | 6 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $256.5K | 2,467 | 0.2% | 16 |
| J P MORGAN EXCHANGE TRADED F | [JMUB](https://holderbook.com/stocks/JMUB/) | $253.7K | 5,009 | 0.2% | 3 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $250.4K | 735 | 0.2% | 10 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $248.2K | 5,221 | 0.2% | 2 |
| NEWMARKET CORP | [NEU](https://holderbook.com/stocks/NEU/) | $237.4K | 300 | 0.1% | 1 |
| EXTRA SPACE STORAGE INC | [EXR](https://holderbook.com/stocks/EXR/) | $233.9K | 1,610 | 0.1% | 11 |
| MARTIN MARIETTA MATLS INC | [MLM](https://holderbook.com/stocks/MLM/) | $230.7K | 400 | 0.1% | 5 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $228.5K | 1,025 | 0.1% | 20 |
| ESSENTIAL UTILS INC | [WTRG](https://holderbook.com/stocks/WTRG/) | $227.2K | 5,930 | 0.1% | 26 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $225.4K | 1,781 | 0.1% | 6 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $224.0K | 9,303 | 0.1% | 31 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $221.4K | 4,140 | 0.1% | 2 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $221.0K | 450 | 0.1% | 1 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $220.3K | 1,054 | 0.1% | 1 |
| HUBBELL INC | [HUBB](https://holderbook.com/stocks/HUBB/) | $209.3K | 400 | 0.1% | 1 |
| CONSTELLATION BRANDS INC | [STZ](https://holderbook.com/stocks/STZ/) | $204.6K | 1,471 | 0.1% | 19 |
| PHILLIPS 66 | [PSX](https://holderbook.com/stocks/PSX/) | $202.5K | 1,198 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.1% | +14.8% | -5.7% | 100% |
| Q1 2026 | +0.2% | -4.6% | +4.8% | 100% |
| Q4 2025 | +5.4% | +2.4% | +3.1% | 100% |
| Q3 2025 | +8.9% | +7.8% | +1.1% | 100% |
| Q2 2025 | +3.6% | +10.5% | -6.9% | 100% |
| Q1 2025 | -1.6% | -4.6% | +3.0% | 100% |
| Q4 2024 | -0.1% | +2.1% | -2.2% | 100% |
| Q3 2024 | +6.9% | +5.4% | +1.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $164.7M | 92 |
| Q1 2026 | $150.1M | 86 |
| Q4 2025 | $149.7M | 84 |
| Q3 2025 | $144.4M | 83 |
| Q2 2025 | $133.9M | 83 |
| Q1 2025 | $130.7M | 79 |
| Q4 2024 | $131.3M | 79 |
| Q3 2024 | $135.6M | 84 |
| Q2 2024 | $126.9M | 81 |
| Q1 2024 | $126.1M | 84 |
| Q4 2023 | $120.5M | 86 |
| Q3 2023 | $111.1M | 74 |