# Paracle Advisors, LLC

> Institutional holdings reported to the SEC as of Q1 2021 on Form 13F. CIK 1648101. Source: https://holderbook.com/funds/1648101-paracle-advisors-llc/

- Reported value: $550.8M
- Positions: 82
- Weight of the ten largest: 61.1%
- Filed: 2021-05-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $54.9M | 247,897 | 10.0% | 10 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $47.8M | 131,307 | 8.7% | 10 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $45.0M | 531,583 | 8.2% | 10 |
| NEW YORK LIFE INVESTMENTS ET | [QAI](https://holderbook.com/stocks/QAI/) | $35.4M | 1,113,563 | 6.4% | 10 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $32.1M | 617,532 | 5.8% | 10 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $26.5M | 540,562 | 4.8% | 10 |
| RYDEX ETF TRUST | - | $25.4M | 115,582 | 4.6% | 10 |
| WISDOMTREE TR | [DON](https://holderbook.com/stocks/DON/) | $23.9M | 590,197 | 4.3% | 10 |
| LATTICE STRATEGIES TR | [ROAM](https://holderbook.com/stocks/ROAM/) | $23.6M | 968,892 | 4.3% | 10 |
| LATTICE STRATEGIES TR | [RODM](https://holderbook.com/stocks/RODM/) | $22.1M | 745,605 | 4.0% | 10 |
| LATTICE STRATEGIES TR | [ROUS](https://holderbook.com/stocks/ROUS/) | $18.7M | 495,774 | 3.4% | 10 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $15.5M | 133,430 | 2.8% | 10 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $15.2M | 235,645 | 2.8% | 5 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $13.0M | 201,806 | 2.4% | 10 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $12.8M | 49,312 | 2.3% | 5 |
| RYDEX ETF TRUST | - | $11.4M | 69,547 | 2.1% | 10 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $10.1M | 68,433 | 1.8% | 10 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $8.5M | 37,978 | 1.5% | 10 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $7.7M | 36,187 | 1.4% | 10 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $7.4M | 94,070 | 1.3% | 5 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $6.2M | 24,246 | 1.1% | 10 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $5.2M | 40,827 | 1.0% | 10 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $4.9M | 48,498 | 0.9% | 10 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $4.2M | 40,955 | 0.8% | 5 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $4.0M | 53,455 | 0.7% | 10 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $3.6M | 25,752 | 0.7% | 10 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $3.5M | 15,729 | 0.6% | 10 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $3.3M | 17,798 | 0.6% | 10 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $3.0M | 40,217 | 0.5% | 5 |
| WISDOMTREE TR | [DLN](https://holderbook.com/stocks/DLN/) | $2.9M | 25,644 | 0.5% | 10 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $2.7M | 15,402 | 0.5% | 5 |
| VANGUARD SCOTTSDALE FDS | [VONE](https://holderbook.com/stocks/VONE/) | $2.6M | 14,263 | 0.5% | 5 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $2.6M | 49,348 | 0.5% | 10 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $2.6M | 19,450 | 0.5% | 10 |
| DIREXION SHARES ETF TRUST | [SPXL](https://holderbook.com/stocks/SPXL/) | $2.5M | 30,000 | 0.5% | 5 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $2.3M | 32,454 | 0.4% | 10 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.3M | 9,571 | 0.4% | 10 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $2.1M | 30,000 | 0.4% | 3 |
| PROSHARES TR | [UDOW](https://holderbook.com/stocks/UDOW/) | $1.7M | 13,061 | 0.3% | 3 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.6M | 22,864 | 0.3% | 10 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.6M | 7,778 | 0.3% | 5 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $1.5M | 8,975 | 0.3% | 5 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.3M | 11,648 | 0.2% | 10 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.3M | 20,763 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [FNDB](https://holderbook.com/stocks/FNDB/) | $1.3M | 25,100 | 0.2% | 10 |
| SPDR SERIES TRUST | [JNKXXXX](https://holderbook.com/stocks/JNKXXXX/) | $1.2M | 11,206 | 0.2% | 10 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $1.2M | 14,561 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $1.1M | 11,086 | 0.2% | 10 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.0M | 18,663 | 0.2% | 10 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $959.0K | 6,328 | 0.2% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $870.0K | 2,196 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $811.0K | 25,273 | 0.1% | 10 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $800.0K | 2,011 | 0.1% | 5 |
| WISDOMTREE TR | [DHS](https://holderbook.com/stocks/DHS/) | $782.0K | 10,257 | 0.1% | 10 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $755.0K | 9,890 | 0.1% | 5 |
| WISDOMTREE TR | [ELD](https://holderbook.com/stocks/ELD/) | $722.0K | 22,556 | 0.1% | 10 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $712.0K | 8,035 | 0.1% | 5 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $710.0K | 9,356 | 0.1% | 5 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $704.0K | 9,287 | 0.1% | 10 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $687.0K | 7,571 | 0.1% | 5 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $685.0K | 7,952 | 0.1% | 4 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $662.0K | 5,103 | 0.1% | 5 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $650.0K | 12,813 | 0.1% | 4 |
| NUSHARES ETF TR | [NUMV](https://holderbook.com/stocks/NUMV/) | $645.0K | 18,760 | 0.1% | 10 |
| NUSHARES ETF TR | [NUMG](https://holderbook.com/stocks/NUMG/) | $600.0K | 11,985 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $557.0K | 4,133 | 0.1% | 5 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $508.0K | 12,033 | 0.1% | 10 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $492.0K | 11,374 | 0.1% | 5 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $482.0K | 2,035 | 0.1% | 5 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $467.0K | 12,135 | 0.1% | 5 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $444.0K | 4,853 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $418.0K | 7,762 | 0.1% | 4 |
| SPDR INDEX SHS FDS | [EWX](https://holderbook.com/stocks/EWX/) | $384.0K | 6,938 | 0.1% | 5 |
| SPDR SERIES TRUST | [TFI](https://holderbook.com/stocks/TFI/) | $376.0K | 7,279 | 0.1% | 5 |
| SPDR INDEX SHS FDS | [GWX](https://holderbook.com/stocks/GWX/) | $373.0K | 9,987 | 0.1% | 9 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $304.0K | 954 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $293.0K | 3,194 | 0.1% | 5 |
| SPDR SERIES TRUST | [HYMB](https://holderbook.com/stocks/HYMB/) | $278.0K | 4,696 | 0.1% | 4 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $266.0K | 2,760 | 0.0% | 3 |
| WISDOMTREE TR | [DLS](https://holderbook.com/stocks/DLS/) | $263.0K | 3,646 | 0.0% | 4 |
| ISHARES TR | [IWC](https://holderbook.com/stocks/IWC/) | $259.0K | 1,768 | 0.0% | 3 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $240.0K | 3,588 | 0.0% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2021 | +5.1% | +6.0% | -0.9% | 93% |
| Q4 2020 | +12.9% | +11.6% | +1.2% | 93% |
| Q3 2020 | +5.9% | +8.6% | -2.7% | 93% |
| Q2 2020 | +16.3% | +19.6% | -3.3% | 93% |
| Q1 2020 | -19.1% | -19.9% | +0.9% | 90% |
| Q4 2019 | +5.2% | +8.5% | -3.2% | 91% |
| Q3 2019 | -0.2% | +1.3% | -1.5% | 90% |
| Q2 2019 | +2.3% | +3.7% | -1.4% | 89% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2021 | $550.8M | 82 |
| Q4 2020 | $523.7M | 91 |
| Q3 2020 | $463.1M | 87 |
| Q2 2020 | $429.1M | 82 |
| Q1 2020 | $369.4M | 79 |
| Q4 2019 | $429.6M | 44 |
| Q3 2019 | $412.9M | 69 |
| Q2 2019 | $405.3M | 65 |
| Q1 2019 | $384.0M | 63 |
| Q4 2018 | $343.7M | 63 |