# CLEAR INVESTMENT RESEARCH, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1635523. Source: https://holderbook.com/funds/1635523-clear-investment-research-llc/

- Reported value: $64.2M
- Positions: 57
- Weight of the ten largest: 53.0%
- Filed: 2026-08-11

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $8.6M | 11,445 | 13.3% | 31 |
| VANGUARD WORLD FD | [EDV](https://holderbook.com/stocks/EDV/) | $5.2M | 80,291 | 8.1% | 8 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $4.5M | 98,897 | 7.0% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $3.3M | 112,481 | 5.2% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $3.3M | 2,718 | 5.1% | 31 |
| GRAPHIC PACKAGING HLDG CO | [GPK](https://holderbook.com/stocks/GPK/) | $2.0M | 188,840 | 3.1% | 30 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.9M | 6,702 | 3.0% | 31 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $1.8M | 26,764 | 2.8% | 11 |
| VANECK ETF TRUST | [ANGL](https://holderbook.com/stocks/ANGL/) | $1.7M | 58,809 | 2.7% | 24 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.7M | 23,671 | 2.6% | 11 |
| FIDELITY COVINGTON TRUST | [FBCG](https://holderbook.com/stocks/FBCG/) | $1.7M | 27,110 | 2.6% | 11 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.6M | 21,225 | 2.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $1.5M | 39,745 | 2.3% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.4M | 9,414 | 2.2% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.2M | 3,290 | 1.9% | 31 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $1.2M | 49,543 | 1.9% | 16 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 5,931 | 1.8% | 31 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $971.7K | 36,667 | 1.5% | 31 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $966.1K | 16,955 | 1.5% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $947.9K | 3,977 | 1.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $905.5K | 26,757 | 1.4% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $881.9K | 2,468 | 1.4% | 31 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $823.3K | 22,788 | 1.3% | 31 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $766.2K | 8,866 | 1.2% | 31 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $735.4K | 13,981 | 1.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $710.4K | 20,409 | 1.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $692.1K | 24,987 | 1.1% | 31 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $685.8K | 7,101 | 1.1% | 31 |
| PIMCO ETF TR | [MINO](https://holderbook.com/stocks/MINO/) | $648.5K | 14,171 | 1.0% | 1 |
| GLOBAL X FDS | [DTCR](https://holderbook.com/stocks/DTCR/) | $638.1K | 21,011 | 1.0% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $566.7K | 6,841 | 0.9% | 31 |
| RYDER SYS INC | [R](https://holderbook.com/stocks/R/) | $553.1K | 2,097 | 0.9% | 31 |
| PROSHARES TR | [TQQQ](https://holderbook.com/stocks/TQQQ/) | $518.8K | 6,405 | 0.8% | 16 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $517.3K | 5,364 | 0.8% | 31 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $507.2K | 6,717 | 0.8% | 21 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $499.0K | 4,885 | 0.8% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $488.9K | 977 | 0.8% | 31 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $434.5K | 4,822 | 0.7% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $419.0K | 569 | 0.7% | 16 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $400.8K | 5,012 | 0.6% | 31 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $384.7K | 9,326 | 0.6% | 14 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $376.2K | 4,964 | 0.6% | 31 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $352.0K | 6,584 | 0.5% | 15 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $350.0K | 1,595 | 0.5% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $347.2K | 465 | 0.5% | 16 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $344.1K | 4,234 | 0.5% | 16 |
| FIDELITY COVINGTON TRUST | [FMDE](https://holderbook.com/stocks/FMDE/) | $344.0K | 8,478 | 0.5% | 2 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $338.2K | 3,090 | 0.5% | 31 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $317.8K | 496 | 0.5% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $293.8K | 778 | 0.5% | 13 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $287.6K | 495 | 0.4% | 2 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $265.5K | 5,249 | 0.4% | 2 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $255.5K | 2,190 | 0.4% | 7 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $235.6K | 2,080 | 0.4% | 16 |
| VANECK ETF TRUST | [CLOI](https://holderbook.com/stocks/CLOI/) | $230.3K | 4,350 | 0.4% | 2 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $221.6K | 2,322 | 0.3% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $205.9K | 1,506 | 0.3% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.5% | +14.8% | -4.4% | 100% |
| Q1 2026 | -4.6% | -4.6% | -0.0% | 100% |
| Q4 2025 | +1.3% | +2.4% | -1.1% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 100% |
| Q2 2025 | +3.9% | +10.5% | -6.5% | 100% |
| Q1 2025 | -2.1% | -4.6% | +2.5% | 100% |
| Q4 2024 | -2.8% | +2.1% | -5.0% | 100% |
| Q3 2024 | +6.2% | +5.4% | +0.7% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $64.2M | 57 |
| Q1 2026 | $63.9M | 241 |
| Q4 2025 | $60.3M | 51 |
| Q3 2025 | $74.6M | 252 |
| Q2 2025 | $79.3M | 230 |
| Q1 2025 | $74.9M | 226 |
| Q4 2024 | $77.7M | 225 |
| Q3 2024 | $76.9M | 223 |
| Q2 2024 | $76.7M | 208 |
| Q1 2024 | $74.3M | 217 |
| Q4 2023 | $71.0M | 268 |
| Q3 2023 | $57.7M | 202 |