# Cambridge Advisors Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1633695. Source: https://holderbook.com/funds/1633695-cambridge-advisors-inc/

- Reported value: $581.7M
- Positions: 183
- Weight of the ten largest: 52.4%
- Filed: 2026-07-16

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $106.1M | 154,547 | 18.2% | 31 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $59.1M | 805,700 | 10.2% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $39.7M | 556,878 | 6.8% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $24.0M | 311,487 | 4.1% | 31 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $15.4M | 318,189 | 2.6% | 31 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $13.3M | 35,820 | 2.3% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $12.6M | 204,827 | 2.2% | 17 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $12.0M | 145,292 | 2.1% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $11.6M | 193,518 | 2.0% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $11.2M | 15 | 1.9% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.6M | 36,530 | 1.8% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $10.2M | 181,433 | 1.8% | 24 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $9.6M | 31,646 | 1.6% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $9.5M | 25,493 | 1.6% | 31 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $8.9M | 24,621 | 1.5% | 27 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $8.9M | 34,706 | 1.5% | 31 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $8.7M | 90,075 | 1.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $8.2M | 242,353 | 1.4% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $8.1M | 16,206 | 1.4% | 27 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $7.9M | 33,507 | 1.4% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $6.7M | 6,337 | 1.2% | 31 |
| FIRST TR EXCHNG TRADED FD VI | [BUFR](https://holderbook.com/stocks/BUFR/) | $5.1M | 140,616 | 0.9% | 19 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $4.1M | 20,597 | 0.7% | 25 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $4.0M | 127,686 | 0.7% | 31 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $4.0M | 127,243 | 0.7% | 31 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $3.9M | 134,440 | 0.7% | 31 |
| GOLDMAN SACHS PHYSICAL GOLD | [AAAU](https://holderbook.com/stocks/AAAU/) | $3.6M | 92,025 | 0.6% | 13 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $3.4M | 66,423 | 0.6% | 26 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $3.3M | 12,186 | 0.6% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $3.2M | 26,036 | 0.6% | 31 |
| FIRST TR EXCHNG TRADED FD VI | [EIPI](https://holderbook.com/stocks/EIPI/) | $3.1M | 142,258 | 0.5% | 9 |
| INNOVATOR ETFS TRUST | [BSTP](https://holderbook.com/stocks/BSTP/) | $3.1M | 78,910 | 0.5% | 17 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $3.0M | 59,471 | 0.5% | 10 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.0M | 11,786 | 0.5% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.8M | 3,786 | 0.5% | 31 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $2.7M | 3,894 | 0.5% | 31 |
| ADVISORS INNER CIRCLE FD III | [SAMT](https://holderbook.com/stocks/SAMT/) | $2.6M | 54,872 | 0.5% | 17 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $2.6M | 93,667 | 0.4% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $2.6M | 17,487 | 0.4% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.6M | 7,252 | 0.4% | 31 |
| FIRST TR EXCHANGE TRADED FD | [AIRR](https://holderbook.com/stocks/AIRR/) | $2.5M | 18,511 | 0.4% | 5 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $2.2M | 9,894 | 0.4% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $2.1M | 8,520 | 0.4% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $2.1M | 57,089 | 0.4% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [EMLP](https://holderbook.com/stocks/EMLP/) | $2.1M | 47,690 | 0.4% | 24 |
| FIRST TR EXCHANGE TRADED FD | [GRID](https://holderbook.com/stocks/GRID/) | $2.1M | 10,785 | 0.4% | 8 |
| FIRST TR EXCHANGE-TRADED FD | [FTSM](https://holderbook.com/stocks/FTSM/) | $2.0M | 33,827 | 0.3% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JGRO](https://holderbook.com/stocks/JGRO/) | $2.0M | 20,164 | 0.3% | 7 |
| EMCOR GROUP INC | [EME](https://holderbook.com/stocks/EME/) | $2.0M | 2,390 | 0.3% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.9M | 2,633 | 0.3% | 31 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.9M | 16,506 | 0.3% | 31 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $1.9M | 52,959 | 0.3% | 31 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.9M | 6,217 | 0.3% | 31 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.8M | 21,408 | 0.3% | 31 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $1.8M | 2,754 | 0.3% | 21 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $1.8M | 16,390 | 0.3% | 31 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $1.7M | 3,308 | 0.3% | 31 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.6M | 11,780 | 0.3% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $1.6M | 36,435 | 0.3% | 24 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.6M | 15,182 | 0.3% | 31 |
| INNOVATOR ETFS TRUST | [NAPR](https://holderbook.com/stocks/NAPR/) | $1.6M | 26,629 | 0.3% | 12 |
| FIRST TR EXCHANGE-TRADED FD | [SDVD](https://holderbook.com/stocks/SDVD/) | $1.5M | 65,918 | 0.3% | 6 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.5M | 4,641 | 0.3% | 31 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $1.5M | 38,836 | 0.3% | 31 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $1.5M | 7,621 | 0.2% | 31 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.4M | 2,523 | 0.2% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $1.4M | 47,019 | 0.2% | 24 |
| FIRST TR EXCHANGE-TRADED FD | [WCMI](https://holderbook.com/stocks/WCMI/) | $1.4M | 70,543 | 0.2% | 4 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.3M | 16,922 | 0.2% | 31 |
| NOVARTIS AG | [NVS](https://holderbook.com/stocks/NVS/) | $1.3M | 8,475 | 0.2% | 31 |
| SIMPLIFY EXCHANGE TRADED FUN | [PINK](https://holderbook.com/stocks/PINK/) | $1.3M | 32,380 | 0.2% | 6 |
| SIMPLIFY EXCHANGE TRADED FUN | [BUCK](https://holderbook.com/stocks/BUCK/) | $1.3M | 53,854 | 0.2% | 7 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $1.2M | 13,228 | 0.2% | 25 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.2M | 3,591 | 0.2% | 31 |
| OREILLY AUTOMOTIVE INC | [ORLY](https://holderbook.com/stocks/ORLY/) | $1.2M | 12,675 | 0.2% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $1.1M | 5,275 | 0.2% | 31 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.1M | 7,568 | 0.2% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [DOGG](https://holderbook.com/stocks/DOGG/) | $1.1M | 51,683 | 0.2% | 13 |
| SIMPLIFY EXCHANGE TRADED FUN | [HEQT](https://holderbook.com/stocks/HEQT/) | $1.1M | 32,196 | 0.2% | 6 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $1.1M | 3,978 | 0.2% | 31 |
| BITWISE 10 CRYPTO INDEX ETF | [BITW](https://holderbook.com/stocks/BITW/) | $1.0M | 27,815 | 0.2% | 3 |
| SIMPLIFY EXCHANGE TRADED FUN | [MTBA](https://holderbook.com/stocks/MTBA/) | $1.0M | 20,953 | 0.2% | 11 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.0M | 2,740 | 0.2% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.0M | 7,852 | 0.2% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.0M | 7,331 | 0.2% | 31 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $984.3K | 2,910 | 0.2% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $971.7K | 2,750 | 0.2% | 28 |
| FIRST TR EXCHNG TRADED FD VI | [FIXD](https://holderbook.com/stocks/FIXD/) | $948.7K | 21,755 | 0.2% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $910.9K | 3,822 | 0.2% | 27 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $898.6K | 6,637 | 0.2% | 31 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $836.7K | 5,706 | 0.1% | 31 |
| SIMPLIFY EXCHANGE TRADED FUN | [SVOL](https://holderbook.com/stocks/SVOL/) | $827.8K | 51,609 | 0.1% | 20 |
| SPDR SERIES TRUST | [SPYD](https://holderbook.com/stocks/SPYD/) | $823.3K | 17,256 | 0.1% | 15 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $790.8K | 32,757 | 0.1% | 31 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $789.3K | 4,762 | 0.1% | 31 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $776.2K | 3,466 | 0.1% | 27 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $766.6K | 9,433 | 0.1% | 31 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $757.4K | 5,127 | 0.1% | 31 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $755.7K | 4,966 | 0.1% | 31 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $751.5K | 7,354 | 0.1% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.6% | +14.8% | -5.2% | 100% |
| Q1 2026 | -1.7% | -4.6% | +2.9% | 100% |
| Q4 2025 | +1.2% | +2.4% | -1.2% | 100% |
| Q3 2025 | +5.9% | +7.8% | -1.9% | 100% |
| Q2 2025 | +5.8% | +10.5% | -4.7% | 100% |
| Q1 2025 | -1.3% | -4.6% | +3.2% | 100% |
| Q4 2024 | -1.6% | +2.1% | -3.8% | 100% |
| Q3 2024 | +6.1% | +5.4% | +0.7% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $581.7M | 183 |
| Q1 2026 | $515.3M | 178 |
| Q4 2025 | $525.3M | 176 |
| Q3 2025 | $511.7M | 169 |
| Q2 2025 | $478.4M | 168 |
| Q1 2025 | $456.6M | 175 |
| Q4 2024 | $448.0M | 168 |
| Q3 2024 | $457.7M | 170 |
| Q2 2024 | $430.4M | 167 |
| Q1 2024 | $424.1M | 167 |
| Q4 2023 | $398.0M | 165 |
| Q3 2023 | $372.4M | 164 |