# Bray Capital Advisors

> Institutional holdings reported to the SEC as of Q4 2024 on Form 13F. CIK 1631738. Source: https://holderbook.com/funds/1631738-bray-capital-advisors/

- Reported value: $369.6M
- Positions: 256
- Weight of the ten largest: 38.1%
- Filed: 2025-02-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $24.1M | 179,350 | 6.5% | 25 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $23.4M | 299,681 | 6.3% | 25 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $14.1M | 64,428 | 3.8% | 25 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $14.0M | 74,038 | 3.8% | 25 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $12.7M | 246,354 | 3.4% | 25 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $12.7M | 50,748 | 3.4% | 25 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $10.5M | 24,946 | 2.8% | 25 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $10.4M | 43,327 | 2.8% | 25 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $9.9M | 200,400 | 2.7% | 11 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $9.0M | 37,454 | 2.4% | 25 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $8.7M | 39,449 | 2.4% | 25 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $7.1M | 7,753 | 1.9% | 25 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $7.0M | 38,688 | 1.9% | 25 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $6.2M | 19,480 | 1.7% | 25 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $5.8M | 72,827 | 1.6% | 25 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $5.8M | 7,545 | 1.6% | 25 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $5.5M | 9,399 | 1.5% | 25 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $5.2M | 15,596 | 1.4% | 25 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $5.1M | 67,469 | 1.4% | 25 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $4.8M | 92,385 | 1.3% | 25 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.8M | 99,340 | 1.3% | 25 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $4.2M | 25,027 | 1.1% | 25 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $4.1M | 78,931 | 1.1% | 25 |
| GRAYSCALE BITCOIN TRUST ETF | [GBTC](https://holderbook.com/stocks/GBTC/) | $4.0M | 54,261 | 1.1% | 4 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $3.9M | 28,397 | 1.1% | 25 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $3.9M | 7,665 | 1.0% | 25 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $3.9M | 54,895 | 1.0% | 25 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.7M | 6,318 | 1.0% | 25 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $3.5M | 13,581 | 1.0% | 25 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $3.3M | 33,515 | 0.9% | 25 |
| KKR & CO INC | [KKR](https://holderbook.com/stocks/KKR/) | $3.2M | 21,920 | 0.9% | 25 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $3.1M | 41,371 | 0.8% | 25 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $3.1M | 22,183 | 0.8% | 25 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $3.1M | 4,971 | 0.8% | 25 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.1M | 69,500 | 0.8% | 25 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $3.1M | 31,544 | 0.8% | 25 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $3.0M | 8,609 | 0.8% | 25 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $2.9M | 31,576 | 0.8% | 25 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $2.9M | 19,796 | 0.8% | 25 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $2.8M | 24,510 | 0.8% | 13 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $2.8M | 23,323 | 0.7% | 25 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $2.8M | 56,919 | 0.7% | 25 |
| ISHARES TR | [IYJ](https://holderbook.com/stocks/IYJ/) | $2.7M | 20,524 | 0.7% | 25 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.7M | 14,095 | 0.7% | 25 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $2.7M | 31,259 | 0.7% | 25 |
| WORKDAY INC | [WDAY](https://holderbook.com/stocks/WDAY/) | $2.6M | 10,216 | 0.7% | 25 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $2.6M | 8,875 | 0.7% | 25 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $2.4M | 11,936 | 0.6% | 25 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $2.3M | 27,323 | 0.6% | 25 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $2.2M | 5,211 | 0.6% | 25 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $2.2M | 9,610 | 0.6% | 25 |
| FISERV INC | [FISV](https://holderbook.com/stocks/FISV/) | $2.1M | 9,983 | 0.6% | 14 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $1.9M | 26,751 | 0.5% | 1 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $1.9M | 31,879 | 0.5% | 18 |
| MARATHON PETE CORP | [MPC](https://holderbook.com/stocks/MPC/) | $1.9M | 13,370 | 0.5% | 25 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $1.8M | 4,554 | 0.5% | 18 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $1.8M | 13,662 | 0.5% | 25 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $1.8M | 3,353 | 0.5% | 25 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.7M | 15,987 | 0.5% | 25 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $1.7M | 2,902 | 0.4% | 18 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.6M | 3,055 | 0.4% | 25 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $1.6M | 20,229 | 0.4% | 25 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $1.5M | 34,929 | 0.4% | 21 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $1.5M | 5,203 | 0.4% | 25 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $1.5M | 30,526 | 0.4% | 25 |
| ADOBE INC | [ADBE](https://holderbook.com/stocks/ADBE/) | $1.4M | 3,200 | 0.4% | 25 |
| MERCADOLIBRE INC | [MELI](https://holderbook.com/stocks/MELI/) | $1.4M | 805 | 0.4% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $1.4M | 23,499 | 0.4% | 20 |
| INCYTE CORP | [INCY](https://holderbook.com/stocks/INCY/) | $1.3M | 18,770 | 0.4% | 5 |
| SONY GROUP CORP | [SONY](https://holderbook.com/stocks/SONY/) | $1.3M | 60,450 | 0.3% | 25 |
| BROOKFIELD CORP | [BN](https://holderbook.com/stocks/BN/) | $1.3M | 21,838 | 0.3% | 9 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $1.1M | 10,725 | 0.3% | 25 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $1.1M | 1,611 | 0.3% | 6 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $1.1M | 8,145 | 0.3% | 25 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.0M | 16,767 | 0.3% | 25 |
| SPDR SERIES TRUST | [RWR](https://holderbook.com/stocks/RWR/) | $1.0M | 10,466 | 0.3% | 25 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $1.0M | 19,860 | 0.3% | 12 |
| GRAYSCALE ETHEREUM STAKING E | [ETHE](https://holderbook.com/stocks/ETHE/) | $982.0K | 35,048 | 0.3% | 2 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $955.3K | 6,283 | 0.3% | 25 |
| SNOWFLAKE INC | [SNOW](https://holderbook.com/stocks/SNOW/) | $926.5K | 6,000 | 0.3% | 1 |
| FIDELITY COVINGTON TRUST | [FIDU](https://holderbook.com/stocks/FIDU/) | $914.0K | 13,000 | 0.2% | 25 |
| VANGUARD WORLD FD | [VIS](https://holderbook.com/stocks/VIS/) | $857.5K | 3,371 | 0.2% | 25 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $850.5K | 4,786 | 0.2% | 25 |
| SPDR SERIES TRUST | [XBI](https://holderbook.com/stocks/XBI/) | $843.0K | 9,360 | 0.2% | 25 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $792.2K | 5,469 | 0.2% | 25 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $773.9K | 3,661 | 0.2% | 25 |
| HONEYWELL INTL INC | [HONZZZZ](https://holderbook.com/stocks/HONZZZZ/) | $646.9K | 2,864 | 0.2% | 25 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $630.6K | 5,664 | 0.2% | 25 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $612.0K | 8,713 | 0.2% | 25 |
| VANGUARD WORLD FD | [VCR](https://holderbook.com/stocks/VCR/) | $574.3K | 1,530 | 0.2% | 25 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $565.4K | 11,279 | 0.2% | 25 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $556.9K | 8,500 | 0.2% | 25 |
| VANGUARD WORLD FD | [VDE](https://holderbook.com/stocks/VDE/) | $533.3K | 4,396 | 0.1% | 25 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $510.3K | 9,620 | 0.1% | 2 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $506.8K | 102 | 0.1% | 25 |
| PAYPAL HLDGS INC | [PYPL](https://holderbook.com/stocks/PYPL/) | $504.0K | 5,905 | 0.1% | 25 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $493.7K | 5,533 | 0.1% | 25 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $490.9K | 3,803 | 0.1% | 25 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $484.2K | 5,436 | 0.1% | 25 |
| FIDELITY COVINGTON TRUST | [FMAT](https://holderbook.com/stocks/FMAT/) | $479.0K | 9,940 | 0.1% | 25 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2024 | +2.6% | +2.1% | +0.5% | 100% |
| Q3 2024 | +4.0% | +5.4% | -1.4% | 100% |
| Q2 2024 | +3.5% | +4.0% | -0.5% | 100% |
| Q1 2024 | +8.7% | +10.0% | -1.4% | 100% |
| Q4 2023 | +9.9% | +11.2% | -1.3% | 100% |
| Q3 2023 | -2.3% | -3.6% | +1.3% | 100% |
| Q2 2023 | +6.3% | +8.3% | -2.0% | 100% |
| Q1 2023 | +6.3% | +7.0% | -0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2024 | $369.6M | 256 |
| Q3 2024 | $408.2M | 258 |
| Q2 2024 | $398.6M | 255 |
| Q1 2024 | $393.8M | 262 |
| Q4 2023 | $361.1M | 259 |
| Q3 2023 | $328.3M | 256 |
| Q2 2023 | $333.5M | 257 |
| Q1 2023 | $342.6M | 266 |
| Q4 2022 | $322.1M | 267 |
| Q3 2022 | $319.3M | 288 |
| Q2 2022 | $335.2M | 268 |
| Q1 2022 | $389.3M | 274 |