# Summit Financial Strategies, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1625246. Source: https://holderbook.com/funds/1625246-summit-financial-strategies-inc/

- Reported value: $1.4B
- Positions: 172
- Weight of the ten largest: 67.3%
- Filed: 2026-07-24

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $147.8M | 3,967,115 | 10.4% | 17 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $135.4M | 180,782 | 9.5% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $131.5M | 2,800,552 | 9.2% | 7 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $108.5M | 2,384,200 | 7.6% | 11 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $98.1M | 2,481,330 | 6.9% | 11 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $80.5M | 1,044,165 | 5.7% | 31 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $75.7M | 785,029 | 5.3% | 11 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $67.4M | 2,326,085 | 4.7% | 31 |
| PACKAGING CORP AMER | [PKG](https://holderbook.com/stocks/PKG/) | $63.2M | 265,099 | 4.4% | 27 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $50.5M | 340,374 | 3.5% | 31 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $49.6M | 135,738 | 3.5% | 21 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $41.7M | 1,131,341 | 2.9% | 31 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $39.7M | 310,757 | 2.8% | 3 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $33.0M | 472,327 | 2.3% | 16 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $32.4M | 1,116,692 | 2.3% | 11 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $22.9M | 634,987 | 1.6% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $20.1M | 69,451 | 1.4% | 28 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $12.4M | 24,854 | 0.9% | 31 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $12.1M | 17,630 | 0.8% | 21 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $9.3M | 81,857 | 0.7% | 21 |
| J P MORGAN EXCHANGE TRADED F | [JMUB](https://holderbook.com/stocks/JMUB/) | $8.1M | 160,874 | 0.6% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $7.9M | 21,133 | 0.6% | 31 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $6.5M | 279,261 | 0.5% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $5.6M | 78,919 | 0.4% | 21 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $5.2M | 94,869 | 0.4% | 17 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $5.1M | 12,396 | 0.4% | 17 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $4.7M | 160,333 | 0.3% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $4.7M | 169,859 | 0.3% | 31 |
| JANUS DETROIT STR TR | [JAAA](https://holderbook.com/stocks/JAAA/) | $4.6M | 91,014 | 0.3% | 8 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $4.3M | 10,111 | 0.3% | 21 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $4.2M | 40,486 | 0.3% | 31 |
| CIVISTA BANCSHARES INC | [CIVB](https://holderbook.com/stocks/CIVB/) | $4.0M | 142,614 | 0.3% | 16 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $4.0M | 32,107 | 0.3% | 31 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $3.8M | 5,301 | 0.3% | 25 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $3.8M | 10,249 | 0.3% | 21 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.7M | 4,919 | 0.3% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $3.6M | 44,997 | 0.3% | 15 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $3.4M | 31,156 | 0.2% | 17 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.4M | 10,328 | 0.2% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.3M | 54,857 | 0.2% | 21 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $3.2M | 120,481 | 0.2% | 14 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $3.1M | 33,473 | 0.2% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $3.0M | 4 | 0.2% | 6 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.8M | 7,756 | 0.2% | 21 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $2.6M | 16,705 | 0.2% | 14 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.5M | 12,703 | 0.2% | 14 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $2.5M | 32,434 | 0.2% | 24 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $2.4M | 10,059 | 0.2% | 21 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $2.3M | 9,278 | 0.2% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.1M | 2,004 | 0.1% | 24 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $2.1M | 1,755 | 0.1% | 21 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.0M | 8,199 | 0.1% | 31 |
| PIMCO ETF TR | [SMMU](https://holderbook.com/stocks/SMMU/) | $1.8M | 35,514 | 0.1% | 9 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $1.8M | 13,029 | 0.1% | 19 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.8M | 8,148 | 0.1% | 21 |
| WIDEPOINT CORP | [WYY](https://holderbook.com/stocks/WYY/) | $1.7M | 98,457 | 0.1% | 21 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $1.7M | 5,769 | 0.1% | 21 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.7M | 12,482 | 0.1% | 31 |
| PARK NATL CORP | [PRK](https://holderbook.com/stocks/PRK/) | $1.7M | 9,058 | 0.1% | 22 |
| ENERGY TRANSFER L P | [ET](https://holderbook.com/stocks/ET/) | $1.6M | 85,242 | 0.1% | 23 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.6M | 4,368 | 0.1% | 21 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.5M | 10,239 | 0.1% | 31 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.4M | 4,744 | 0.1% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.4M | 3,865 | 0.1% | 21 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.3M | 6,774 | 0.1% | 11 |
| VANGUARD ADMIRAL FDS INC | [IVOO](https://holderbook.com/stocks/IVOO/) | $1.3M | 9,954 | 0.1% | 21 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.2M | 14,297 | 0.1% | 21 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $1.2M | 8,478 | 0.1% | 19 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.2M | 4,727 | 0.1% | 27 |
| INSTALLED BLDG PRODS INC | [IBP](https://holderbook.com/stocks/IBP/) | $1.2M | 5,189 | 0.1% | 15 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $1.1M | 12,201 | 0.1% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.1M | 13,002 | 0.1% | 21 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $1.0M | 17,790 | 0.1% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $889.2K | 1,207 | 0.1% | 22 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $885.1K | 3,177 | 0.1% | 21 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $811.4K | 16,103 | 0.1% | 2 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $790.9K | 1,247 | 0.1% | 24 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $789.7K | 8,986 | 0.1% | 12 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $780.4K | 23,061 | 0.1% | 29 |
| DIREXION SHARES ETF TRUST | [SPXL](https://holderbook.com/stocks/SPXL/) | $771.7K | 2,851 | 0.1% | 25 |
| CINCINNATI FINL CORP | [CINF](https://holderbook.com/stocks/CINF/) | $750.2K | 4,052 | 0.1% | 21 |
| PGIM ETF TR | [PULS](https://holderbook.com/stocks/PULS/) | $747.0K | 15,075 | 0.1% | 6 |
| WORTHINGTON ENTERPRISES INC | [WOR](https://holderbook.com/stocks/WOR/) | $721.9K | 13,429 | 0.1% | 21 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $692.5K | 4,430 | 0.0% | 31 |
| HUNTINGTON BANCSHARES INC | [HBAN](https://holderbook.com/stocks/HBAN/) | $673.0K | 37,956 | 0.0% | 31 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $655.7K | 7,226 | 0.0% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $649.2K | 5,052 | 0.0% | 31 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $621.9K | 1,459 | 0.0% | 17 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $616.2K | 6,724 | 0.0% | 9 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $611.7K | 12,088 | 0.0% | 11 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $611.4K | 4,379 | 0.0% | 2 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $584.3K | 1,406 | 0.0% | 13 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $583.0K | 7,692 | 0.0% | 23 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $561.6K | 1,551 | 0.0% | 27 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $546.1K | 465 | 0.0% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $524.8K | 932 | 0.0% | 11 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $520.6K | 1,221 | 0.0% | 25 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $502.9K | 3,034 | 0.0% | 10 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $499.1K | 7,296 | 0.0% | 26 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $497.6K | 3,618 | 0.0% | 21 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.6% | +14.8% | -4.3% | 100% |
| Q1 2026 | +0.3% | -4.6% | +4.9% | 100% |
| Q4 2025 | +1.6% | +2.4% | -0.7% | 100% |
| Q3 2025 | +6.3% | +7.8% | -1.5% | 100% |
| Q2 2025 | +6.1% | +10.5% | -4.4% | 100% |
| Q1 2025 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.4% | 100% |
| Q3 2024 | +7.2% | +5.4% | +1.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.4B | 172 |
| Q1 2026 | $1.3B | 169 |
| Q4 2025 | $1.2B | 166 |
| Q3 2025 | $1.2B | 158 |
| Q2 2025 | $1.1B | 155 |
| Q1 2025 | $991.5M | 148 |
| Q4 2024 | $906.0M | 148 |
| Q3 2024 | $888.3M | 149 |
| Q2 2024 | $804.1M | 147 |
| Q1 2024 | $716.9M | 150 |
| Q4 2023 | $654.4M | 142 |
| Q3 2023 | $525.0M | 129 |