# RKL Wealth Management LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1604723. Source: https://holderbook.com/funds/1604723-rkl-wealth-management-llc/

- Reported value: $1.3B
- Positions: 189
- Weight of the ten largest: 57.8%
- Filed: 2026-08-11

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $236.9M | 316,312 | 18.9% | 31 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $116.9M | 1,210,097 | 9.3% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $85.8M | 1,112,664 | 6.8% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $56.5M | 380,816 | 4.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $54.1M | 1,839,227 | 4.3% | 31 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $48.7M | 720,231 | 3.9% | 8 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $34.5M | 119,147 | 2.7% | 31 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $34.2M | 593,853 | 2.7% | 8 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $30.2M | 364,138 | 2.4% | 31 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $27.9M | 473,445 | 2.2% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $26.0M | 72,658 | 2.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $25.2M | 683,405 | 2.0% | 31 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $21.5M | 18,655 | 1.7% | 24 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $21.4M | 258,946 | 1.7% | 31 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $21.2M | 627,716 | 1.7% | 31 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $19.3M | 412,846 | 1.5% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $18.6M | 49,926 | 1.5% | 31 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $18.1M | 191,867 | 1.4% | 31 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $17.4M | 480,896 | 1.4% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $16.8M | 84,023 | 1.3% | 25 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $16.4M | 592,672 | 1.3% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $16.3M | 49,728 | 1.3% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $15.5M | 65,240 | 1.2% | 31 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $12.5M | 13,347 | 1.0% | 31 |
| ISHARES TR | [AGZ](https://holderbook.com/stocks/AGZ/) | $8.1M | 74,091 | 0.6% | 31 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $7.8M | 15,247 | 0.6% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $7.0M | 27,368 | 0.6% | 31 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $6.9M | 50,059 | 0.5% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $6.4M | 79,142 | 0.5% | 31 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $6.3M | 5,554 | 0.5% | 31 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $6.3M | 63,551 | 0.5% | 31 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $5.5M | 8,068 | 0.4% | 31 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $5.5M | 11,023 | 0.4% | 31 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $5.1M | 6,711 | 0.4% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $5.1M | 6,812 | 0.4% | 31 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $5.0M | 30,223 | 0.4% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $4.8M | 4,521 | 0.4% | 24 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $4.4M | 126,137 | 0.4% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $4.3M | 17,191 | 0.3% | 31 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $4.3M | 118,673 | 0.3% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $4.1M | 8,106 | 0.3% | 31 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $4.0M | 8,068 | 0.3% | 26 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $3.9M | 13,883 | 0.3% | 21 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $3.9M | 14,271 | 0.3% | 31 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $3.8M | 9,079 | 0.3% | 14 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $3.8M | 31,530 | 0.3% | 8 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $3.7M | 16,280 | 0.3% | 31 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $3.3M | 22,215 | 0.3% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.2M | 23,202 | 0.3% | 22 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.1M | 27,373 | 0.2% | 14 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $3.0M | 25,272 | 0.2% | 25 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $2.9M | 8,258 | 0.2% | 31 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $2.9M | 9,630 | 0.2% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $2.8M | 2,374 | 0.2% | 19 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $2.8M | 9,626 | 0.2% | 17 |
| EOG RES INC | [EOG](https://holderbook.com/stocks/EOG/) | $2.8M | 21,412 | 0.2% | 31 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $2.8M | 4,923 | 0.2% | 31 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $2.7M | 14,664 | 0.2% | 7 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $2.6M | 36,196 | 0.2% | 8 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.6M | 20,780 | 0.2% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.5M | 6,958 | 0.2% | 25 |
| NOVO-NORDISK A S | [NVO](https://holderbook.com/stocks/NVO/) | $2.4M | 51,012 | 0.2% | 31 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $2.4M | 6,805 | 0.2% | 24 |
| INTERCONTINENTAL EXCHANGE IN | [ICE](https://holderbook.com/stocks/ICE/) | $2.4M | 19,328 | 0.2% | 31 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $2.4M | 8,776 | 0.2% | 28 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $2.3M | 8,593 | 0.2% | 31 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $2.2M | 16,109 | 0.2% | 31 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $2.1M | 8,471 | 0.2% | 11 |
| PROLOGIS INC. | [PLD](https://holderbook.com/stocks/PLD/) | $2.0M | 14,963 | 0.2% | 6 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.0M | 5,747 | 0.2% | 31 |
| MID PENN BANCORP INC | [MPB](https://holderbook.com/stocks/MPB/) | $1.9M | 55,230 | 0.2% | 18 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $1.9M | 14,714 | 0.1% | 6 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $1.8M | 62,777 | 0.1% | 31 |
| ONEOK INC NEW | [OKE](https://holderbook.com/stocks/OKE/) | $1.8M | 20,702 | 0.1% | 9 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $1.8M | 15,146 | 0.1% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.8M | 13,762 | 0.1% | 19 |
| ROPER TECHNOLOGIES INC | [ROP](https://holderbook.com/stocks/ROP/) | $1.7M | 4,912 | 0.1% | 31 |
| ISHARES TR | [QLTA](https://holderbook.com/stocks/QLTA/) | $1.7M | 34,880 | 0.1% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.6M | 22,658 | 0.1% | 18 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $1.5M | 778 | 0.1% | 31 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.4M | 3,684 | 0.1% | 11 |
| ISHARES TR | [USXF](https://holderbook.com/stocks/USXF/) | $1.4M | 19,754 | 0.1% | 18 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $1.3M | 13,862 | 0.1% | 7 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.3M | 16,308 | 0.1% | 18 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $1.3M | 7,423 | 0.1% | 31 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $1.3M | 4,955 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.3M | 14,625 | 0.1% | 31 |
| FULTON FINL CORP PA | [FULT](https://holderbook.com/stocks/FULT/) | $1.2M | 50,235 | 0.1% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.2M | 3,275 | 0.1% | 4 |
| NUCOR CORP | [NUE](https://holderbook.com/stocks/NUE/) | $1.2M | 5,343 | 0.1% | 7 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $1.2M | 1,869 | 0.1% | 24 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $1.2M | 12,353 | 0.1% | 7 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $1.1M | 4,631 | 0.1% | 11 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $1.1M | 9,352 | 0.1% | 25 |
| M & T BK CORP | [MTB](https://holderbook.com/stocks/MTB/) | $1.1M | 4,605 | 0.1% | 23 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.1M | 9,876 | 0.1% | 31 |
| D R HORTON INC | [DHI](https://holderbook.com/stocks/DHI/) | $1.1M | 6,454 | 0.1% | 31 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $997.1K | 4,452 | 0.1% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $986.7K | 9,498 | 0.1% | 14 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $981.3K | 11,479 | 0.1% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.2% | +14.8% | -1.7% | 100% |
| Q1 2026 | -1.8% | -4.6% | +2.9% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.3% | 100% |
| Q3 2025 | +7.0% | +7.8% | -0.8% | 100% |
| Q2 2025 | +8.2% | +10.5% | -2.2% | 100% |
| Q1 2025 | -3.4% | -4.6% | +1.1% | 100% |
| Q4 2024 | -0.5% | +2.1% | -2.7% | 100% |
| Q3 2024 | +5.7% | +5.4% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.3B | 189 |
| Q1 2026 | $1.1B | 179 |
| Q4 2025 | $1.2B | 183 |
| Q3 2025 | $1.2B | 178 |
| Q2 2025 | $1.1B | 176 |
| Q1 2025 | $1.1B | 169 |
| Q4 2024 | $1.1B | 172 |
| Q3 2024 | $1.1B | 161 |
| Q2 2024 | $1.0B | 145 |
| Q1 2024 | $1.0B | 158 |
| Q4 2023 | $924.9M | 153 |
| Q3 2023 | $817.4M | 130 |