# Polaris Wealth Advisory Group, LLC

> Institutional holdings reported to the SEC as of Q3 2023 on Form 13F. CIK 1582968. Source: https://holderbook.com/funds/1582968-polaris-wealth-advisory-group-llc/

- Reported value: $1.3B
- Positions: 169
- Weight of the ten largest: 28.0%
- Filed: 2023-10-11

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $55.3M | 322,877 | 4.2% | 20 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $42.0M | 863,704 | 3.2% | 5 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $40.0M | 150,292 | 3.0% | 20 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $38.8M | 252,298 | 3.0% | 20 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $37.1M | 117,599 | 2.8% | 20 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $31.7M | 280,464 | 2.4% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $31.6M | 212,188 | 2.4% | 20 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $31.5M | 344,461 | 2.4% | 2 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $31.1M | 305,300 | 2.4% | 3 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $29.2M | 187,762 | 2.2% | 20 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $29.2M | 201,226 | 2.2% | 20 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $26.6M | 463,870 | 2.0% | 5 |
| ELEVANCE HEALTH INC FORMERLY | [ELV](https://holderbook.com/stocks/ELV/) | $25.8M | 59,201 | 2.0% | 6 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $23.7M | 148,133 | 1.8% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $21.9M | 500,656 | 1.7% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $20.0M | 137,400 | 1.5% | 18 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $19.9M | 86,673 | 1.5% | 20 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $19.7M | 109,242 | 1.5% | 6 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $19.6M | 73,917 | 1.5% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $19.0M | 54,369 | 1.4% | 20 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $18.4M | 45,104 | 1.4% | 20 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $17.5M | 21,046 | 1.3% | 4 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $16.6M | 290,265 | 1.3% | 5 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $16.6M | 29,361 | 1.3% | 18 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $16.1M | 53,388 | 1.2% | 20 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $15.7M | 133,522 | 1.2% | 12 |
| T-MOBILE US INC | [TMUS](https://holderbook.com/stocks/TMUS/) | $15.3M | 109,009 | 1.2% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $14.7M | 273,358 | 1.1% | 20 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $14.6M | 86,398 | 1.1% | 5 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $14.4M | 85,574 | 1.1% | 20 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $14.4M | 28,601 | 1.1% | 7 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $13.7M | 189,944 | 1.0% | 14 |
| LAMB WESTON HLDGS INC | [LW](https://holderbook.com/stocks/LW/) | $13.6M | 147,420 | 1.0% | 1 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $13.5M | 97,317 | 1.0% | 1 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $13.5M | 329,710 | 1.0% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $13.4M | 24,879 | 1.0% | 5 |
| SPDR SERIES TRUST | [SPBO](https://holderbook.com/stocks/SPBO/) | $13.0M | 472,888 | 1.0% | 1 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $12.9M | 135,410 | 1.0% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $12.5M | 95,214 | 0.9% | 20 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $12.2M | 118,164 | 0.9% | 8 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $12.1M | 109,078 | 0.9% | 7 |
| AMERICAN WTR WKS CO INC NEW | [AWK](https://holderbook.com/stocks/AWK/) | $11.1M | 89,519 | 0.8% | 5 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $11.0M | 523,736 | 0.8% | 9 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $11.0M | 113,429 | 0.8% | 4 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $10.8M | 133,795 | 0.8% | 1 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $10.8M | 146,288 | 0.8% | 5 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $10.3M | 150,821 | 0.8% | 3 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $10.2M | 141,264 | 0.8% | 1 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $9.8M | 179,411 | 0.7% | 12 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $9.5M | 106,910 | 0.7% | 2 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $9.5M | 213,403 | 0.7% | 6 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $9.2M | 24,757 | 0.7% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $8.9M | 70,068 | 0.7% | 20 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $8.5M | 32,447 | 0.7% | 20 |
| HONEYWELL INTL INC | [HONZZZZ](https://holderbook.com/stocks/HONZZZZ/) | $8.4M | 45,617 | 0.6% | 5 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $8.3M | 179,822 | 0.6% | 1 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $8.2M | 40,276 | 0.6% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $8.0M | 18,397 | 0.6% | 20 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $7.8M | 85,731 | 0.6% | 18 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $7.8M | 109,519 | 0.6% | 4 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $7.7M | 36,858 | 0.6% | 10 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $7.4M | 67,065 | 0.6% | 5 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $7.4M | 83,738 | 0.6% | 1 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $7.3M | 68,518 | 0.6% | 1 |
| DICKS SPORTING GOODS INC | [DKS](https://holderbook.com/stocks/DKS/) | $7.1M | 65,831 | 0.5% | 2 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $7.1M | 187,184 | 0.5% | 20 |
| BLACKROCK INC | [BLKXXXX](https://holderbook.com/stocks/BLKXXXX/) | $6.9M | 10,681 | 0.5% | 1 |
| NOVO-NORDISK A S | [NVO](https://holderbook.com/stocks/NVO/) | $6.8M | 75,245 | 0.5% | 5 |
| OREILLY AUTOMOTIVE INC | [ORLY](https://holderbook.com/stocks/ORLY/) | $6.4M | 7,084 | 0.5% | 7 |
| HONDA MOTOR CO LTD | [HMC](https://holderbook.com/stocks/HMC/) | $6.3M | 188,459 | 0.5% | 3 |
| DOW HLDGS INC | [DOW](https://holderbook.com/stocks/DOW/) | $6.3M | 122,607 | 0.5% | 4 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $6.1M | 10,293 | 0.5% | 7 |
| SAP SE | [SAP](https://holderbook.com/stocks/SAP/) | $5.9M | 45,237 | 0.4% | 5 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $5.6M | 12,219 | 0.4% | 11 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $5.6M | 22,334 | 0.4% | 16 |
| FORTINET INC | [FTNT](https://holderbook.com/stocks/FTNT/) | $5.5M | 92,945 | 0.4% | 2 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $4.7M | 16,041 | 0.4% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $4.6M | 28,940 | 0.4% | 2 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $4.5M | 18,220 | 0.3% | 5 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $4.5M | 43,822 | 0.3% | 2 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $4.5M | 11,855 | 0.3% | 20 |
| INVESCO EXCH TRADED FD TR II | [XSLV](https://holderbook.com/stocks/XSLV/) | $4.5M | 113,378 | 0.3% | 1 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $4.4M | 20,704 | 0.3% | 2 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $4.0M | 82,177 | 0.3% | 1 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $4.0M | 61,078 | 0.3% | 1 |
| ISHARES INC | [EEMV](https://holderbook.com/stocks/EEMV/) | $4.0M | 74,365 | 0.3% | 8 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $4.0M | 61,407 | 0.3% | 1 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $3.9M | 12,821 | 0.3% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $3.7M | 12,240 | 0.3% | 20 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $3.4M | 41,767 | 0.3% | 6 |
| BANCO SANTANDER S.A. | [SAN](https://holderbook.com/stocks/SAN/) | $3.2M | 860,885 | 0.2% | 1 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $3.1M | 5,540 | 0.2% | 3 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $3.1M | 35,183 | 0.2% | 5 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $3.1M | 10,780 | 0.2% | 2 |
| DIAGEO PLC | [DEO](https://holderbook.com/stocks/DEO/) | $2.8M | 18,716 | 0.2% | 4 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $2.6M | 10,812 | 0.2% | 1 |
| ISHARES INC | [EWJ](https://holderbook.com/stocks/EWJ/) | $2.4M | 39,843 | 0.2% | 5 |
| ISHARES TR | [IGOV](https://holderbook.com/stocks/IGOV/) | $2.4M | 63,922 | 0.2% | 5 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $2.2M | 10,940 | 0.2% | 19 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $2.0M | 40,356 | 0.2% | 20 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2023 | -3.7% | -3.6% | -0.2% | 100% |
| Q2 2023 | +4.4% | +8.3% | -3.9% | 100% |
| Q1 2023 | +4.2% | +7.0% | -2.9% | 97% |
| Q4 2022 | +8.1% | +7.1% | +1.1% | 99% |
| Q3 2022 | -5.5% | -5.3% | -0.2% | 100% |
| Q2 2022 | -16.1% | -16.5% | +0.4% | 100% |
| Q1 2022 | -7.8% | -4.9% | -2.9% | 100% |
| Q4 2021 | +5.9% | +10.7% | -4.7% | 98% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2023 | $1.3B | 169 |
| Q2 2023 | $1.3B | 138 |
| Q1 2023 | $1.4B | 173 |
| Q4 2022 | $1.3B | 173 |
| Q3 2022 | $1.2B | 159 |
| Q2 2022 | $1.3B | 134 |
| Q1 2022 | $1.5B | 156 |
| Q4 2021 | $1.7B | 173 |
| Q3 2021 | $1.7B | 166 |
| Q2 2021 | $1.7B | 169 |
| Q1 2021 | $1.6B | 169 |
| Q4 2020 | $1.3B | 172 |