# Wiser Wealth Management, Inc

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1573263. Source: https://holderbook.com/funds/1573263-wiser-wealth-management-inc/

- Reported value: $522.7M
- Positions: 75
- Weight of the ten largest: 85.0%
- Filed: 2026-07-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $166.2M | 241,952 | 31.8% | 17 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $61.7M | 1,314,982 | 11.8% | 10 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $44.9M | 630,260 | 8.6% | 23 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $36.4M | 304,688 | 7.0% | 23 |
| ISHARES TR | [SLQD](https://holderbook.com/stocks/SLQD/) | $25.7M | 510,292 | 4.9% | 14 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $24.9M | 400,271 | 4.8% | 17 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $24.0M | 496,529 | 4.6% | 23 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $21.1M | 153,116 | 4.0% | 17 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $20.0M | 26,722 | 3.8% | 23 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $19.5M | 250,382 | 3.7% | 23 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $12.4M | 169,482 | 2.4% | 18 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $6.5M | 128,884 | 1.2% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.0M | 13,967 | 0.8% | 23 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $4.0M | 26,953 | 0.8% | 23 |
| BITWISE BITCOIN ETF TR | [BITB](https://holderbook.com/stocks/BITB/) | $3.1M | 98,102 | 0.6% | 9 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $3.1M | 9,083 | 0.6% | 23 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.8M | 14,029 | 0.5% | 9 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.5M | 23,276 | 0.5% | 16 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.4M | 6,501 | 0.5% | 23 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $2.2M | 22,747 | 0.4% | 17 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.0M | 2,692 | 0.4% | 23 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.0M | 5,369 | 0.4% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.9M | 5,345 | 0.4% | 10 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.6M | 4,411 | 0.3% | 23 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.5M | 17,265 | 0.3% | 23 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $1.5M | 5,093 | 0.3% | 8 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.4M | 6,033 | 0.3% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.4M | 5,986 | 0.3% | 10 |
| BITWISE ETHEREUM ETF | [ETHW](https://holderbook.com/stocks/ETHW/) | $1.3M | 112,955 | 0.2% | 8 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $1.3M | 13,296 | 0.2% | 8 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.1M | 4,418 | 0.2% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $987.1K | 2,613 | 0.2% | 8 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $848.8K | 2,402 | 0.2% | 7 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $735.7K | 1,306 | 0.1% | 9 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $693.7K | 601 | 0.1% | 1 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $685.8K | 8,678 | 0.1% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $657.1K | 6,106 | 0.1% | 5 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $656.1K | 1,560 | 0.1% | 8 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $642.2K | 12,580 | 0.1% | 2 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $629.7K | 525 | 0.1% | 8 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $629.5K | 1,923 | 0.1% | 9 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $584.6K | 1,704 | 0.1% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $571.9K | 1,143 | 0.1% | 9 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $568.8K | 5,022 | 0.1% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $549.3K | 6,559 | 0.1% | 2 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $525.1K | 5,784 | 0.1% | 23 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $515.3K | 887 | 0.1% | 1 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $436.6K | 5,373 | 0.1% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $401.9K | 2,741 | 0.1% | 11 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $393.3K | 2,876 | 0.1% | 7 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $389.0K | 538 | 0.1% | 1 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $342.3K | 1,088 | 0.1% | 11 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $342.1K | 2,450 | 0.1% | 1 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $329.9K | 448 | 0.1% | 1 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $307.5K | 1,700 | 0.1% | 5 |
| TECHNIPFMC PLC | [FTI](https://holderbook.com/stocks/FTI/) | $303.1K | 4,572 | 0.1% | 3 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $298.4K | 718 | 0.1% | 1 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $280.1K | 263 | 0.1% | 1 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $275.8K | 2,348 | 0.1% | 1 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $266.1K | 614 | 0.1% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $260.1K | 696 | 0.0% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $251.6K | 269 | 0.0% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $251.6K | 1,000 | 0.0% | 1 |
| ISHARES TR | [GVI](https://holderbook.com/stocks/GVI/) | $249.3K | 2,350 | 0.0% | 1 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $244.5K | 476 | 0.0% | 5 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $227.2K | 750 | 0.0% | 1 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $222.4K | 737 | 0.0% | 1 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $214.5K | 1,464 | 0.0% | 1 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $210.7K | 707 | 0.0% | 1 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $209.6K | 2,936 | 0.0% | 7 |
| FIDELITY ETHEREUM FD | [FETH](https://holderbook.com/stocks/FETH/) | $209.0K | 13,278 | 0.0% | 1 |
| WEYERHAEUSER CO | [WY](https://holderbook.com/stocks/WY/) | $207.0K | 8,646 | 0.0% | 23 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $205.7K | 1,358 | 0.0% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $203.7K | 1,240 | 0.0% | 1 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $202.3K | 200 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.8% | +14.8% | -5.0% | 100% |
| Q1 2026 | -2.4% | -4.6% | +2.3% | 100% |
| Q4 2025 | +1.2% | +2.4% | -1.2% | 100% |
| Q3 2025 | +5.9% | +7.8% | -2.0% | 100% |
| Q2 2025 | +7.3% | +10.5% | -3.1% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.8% | 100% |
| Q4 2024 | -0.6% | +2.1% | -2.8% | 100% |
| Q3 2024 | +5.0% | +5.4% | -0.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $522.7M | 75 |
| Q1 2026 | $463.7M | 58 |
| Q4 2025 | $449.7M | 55 |
| Q3 2025 | $437.4M | 54 |
| Q2 2025 | $399.3M | 50 |
| Q1 2025 | $356.4M | 49 |
| Q4 2024 | $356.3M | 48 |
| Q3 2024 | $348.9M | 49 |
| Q2 2024 | $323.0M | 35 |
| Q1 2024 | $304.8M | 31 |
| Q4 2023 | $274.4M | 33 |
| Q3 2023 | $246.0M | 36 |