# PERSONAL CAPITAL ADVISORS CORP

> Institutional holdings reported to the SEC as of Q4 2022 on Form 13F. CIK 1571669. Source: https://holderbook.com/funds/1571669-personal-capital-advisors-corp/

- Reported value: $20.6B
- Positions: 489
- Weight of the ten largest: 42.1%
- Filed: 2023-02-15

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $2.3B | 71,324,888 | 11.2% | 17 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.2B | 6,625,963 | 5.6% | 17 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $989.8M | 13,148,563 | 4.8% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $989.4M | 25,381,697 | 4.8% | 17 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $717.1M | 8,694,759 | 3.5% | 17 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $647.2M | 11,066,438 | 3.1% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $493.1M | 11,928,974 | 2.4% | 17 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $478.4M | 9,741,579 | 2.3% | 1 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $471.1M | 13,620,204 | 2.3% | 7 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $436.2M | 8,421,623 | 2.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $426.1M | 10,519,302 | 2.1% | 17 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $412.8M | 6,279,217 | 2.0% | 16 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $378.0M | 3,676,746 | 1.8% | 17 |
| ISHARES TR | [SHYG](https://holderbook.com/stocks/SHYG/) | $330.1M | 8,071,815 | 1.6% | 17 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $317.6M | 1,661,091 | 1.5% | 17 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $299.7M | 3,533,749 | 1.5% | 17 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $244.7M | 1,883,649 | 1.2% | 17 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $239.7M | 2,472,558 | 1.2% | 17 |
| INVESCO ACTVELY MNGD ETC FD | [PDBC](https://holderbook.com/stocks/PDBC/) | $235.2M | 15,910,585 | 1.1% | 17 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $221.5M | 4,669,562 | 1.1% | 17 |
| VANECK ETF TRUST | [EMLC](https://holderbook.com/stocks/EMLC/) | $213.8M | 8,825,793 | 1.0% | 17 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $200.3M | 835,356 | 1.0% | 17 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $169.7M | 5,644,157 | 0.8% | 16 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $150.1M | 485,968 | 0.7% | 17 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $150.1M | 1,691,186 | 0.7% | 17 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $143.7M | 1,071,509 | 0.7% | 17 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $135.1M | 388,568 | 0.7% | 17 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $129.6M | 615,437 | 0.6% | 17 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $122.7M | 1,152,660 | 0.6% | 17 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $122.2M | 806,277 | 0.6% | 17 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $120.0M | 1,428,693 | 0.6% | 17 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $111.7M | 787,796 | 0.5% | 17 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $111.1M | 2,168,961 | 0.5% | 17 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $109.6M | 206,714 | 0.5% | 17 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $108.8M | 1,764,904 | 0.5% | 10 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $106.4M | 964,518 | 0.5% | 17 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $105.5M | 1,063,425 | 0.5% | 17 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $104.3M | 590,273 | 0.5% | 17 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $102.5M | 390,429 | 0.5% | 17 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $100.9M | 1,207,048 | 0.5% | 17 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $99.9M | 338,614 | 0.5% | 17 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $98.3M | 547,707 | 0.5% | 17 |
| HONEYWELL INTL INC | [HONZZZZ](https://holderbook.com/stocks/HONZZZZ/) | $97.7M | 456,041 | 0.5% | 17 |
| DUPONT DE NEMOURS INC | [DD](https://holderbook.com/stocks/DD/) | $96.4M | 1,405,123 | 0.5% | 15 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $93.2M | 849,034 | 0.5% | 17 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $92.6M | 2,796,793 | 0.4% | 17 |
| SPDR SERIES TRUST | [EBND](https://holderbook.com/stocks/EBND/) | $92.5M | 4,499,062 | 0.4% | 5 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $91.0M | 622,700 | 0.4% | 17 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $91.0M | 287,999 | 0.4% | 17 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $90.7M | 1,425,797 | 0.4% | 17 |
| MONSTER BEVERAGE CORP NEW | [MNST](https://holderbook.com/stocks/MNST/) | $89.6M | 882,255 | 0.4% | 9 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $89.5M | 195,968 | 0.4% | 17 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $87.6M | 397,825 | 0.4% | 17 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $85.5M | 491,548 | 0.4% | 17 |
| KRAFT HEINZ CO | [KHC](https://holderbook.com/stocks/KHC/) | $84.2M | 2,068,317 | 0.4% | 17 |
| SOUTHERN COPPER CORP | [SCCO](https://holderbook.com/stocks/SCCO/) | $84.1M | 1,392,170 | 0.4% | 17 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $82.9M | 805,157 | 0.4% | 17 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $82.6M | 1,156,505 | 0.4% | 17 |
| CHIPOTLE MEXICAN GRILL INC | [CMG](https://holderbook.com/stocks/CMG/) | $82.2M | 59,249 | 0.4% | 13 |
| ARCHER DANIELS MIDLAND CO | [ADM](https://holderbook.com/stocks/ADM/) | $81.9M | 882,354 | 0.4% | 17 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $77.1M | 250,108 | 0.4% | 17 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $76.9M | 657,457 | 0.4% | 17 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $73.7M | 847,959 | 0.4% | 17 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $72.6M | 305,753 | 0.4% | 12 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $71.2M | 840,339 | 0.3% | 11 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $69.1M | 362,515 | 0.3% | 17 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $69.1M | 446,822 | 0.3% | 17 |
| BAKER HUGHES COMPANY | [BKR](https://holderbook.com/stocks/BKR/) | $68.3M | 2,313,507 | 0.3% | 17 |
| EVERSOURCE ENERGY | [ES](https://holderbook.com/stocks/ES/) | $67.8M | 809,092 | 0.3% | 17 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $66.2M | 521,715 | 0.3% | 17 |
| AES CORP | [AES](https://holderbook.com/stocks/AES/) | $66.0M | 2,293,446 | 0.3% | 17 |
| NUCOR CORP | [NUE](https://holderbook.com/stocks/NUE/) | $65.9M | 499,989 | 0.3% | 17 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $65.3M | 2,639,073 | 0.3% | 13 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $64.9M | 401,477 | 0.3% | 17 |
| PINNACLE WEST CAP CORP | [PNW](https://holderbook.com/stocks/PNW/) | $64.1M | 842,988 | 0.3% | 17 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $63.9M | 407,360 | 0.3% | 17 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $62.0M | 425,647 | 0.3% | 17 |
| KINDER MORGAN INC DEL | [KMI](https://holderbook.com/stocks/KMI/) | $61.7M | 3,414,209 | 0.3% | 17 |
| ALBEMARLE CORP | [ALB](https://holderbook.com/stocks/ALB/) | $60.3M | 278,145 | 0.3% | 17 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $60.3M | 647,077 | 0.3% | 17 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $58.3M | 484,360 | 0.3% | 17 |
| DOLLAR TREE INC | [DLTR](https://holderbook.com/stocks/DLTR/) | $58.0M | 410,261 | 0.3% | 17 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $57.4M | 1,455,922 | 0.3% | 17 |
| ROPER TECHNOLOGIES INC | [ROP](https://holderbook.com/stocks/ROP/) | $56.7M | 131,142 | 0.3% | 10 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $56.6M | 3,074,303 | 0.3% | 17 |
| NEWMONT CORP | [NEM](https://holderbook.com/stocks/NEM/) | $54.8M | 1,160,176 | 0.3% | 17 |
| SERVICE CORP INTL | [SCI](https://holderbook.com/stocks/SCI/) | $54.5M | 787,677 | 0.3% | 14 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $54.3M | 409,528 | 0.3% | 17 |
| PPL CORP | [PPL](https://holderbook.com/stocks/PPL/) | $54.2M | 1,856,163 | 0.3% | 17 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $53.8M | 156,544 | 0.3% | 9 |
| ESSENTIAL UTILS INC | [WTRG](https://holderbook.com/stocks/WTRG/) | $53.6M | 1,123,224 | 0.3% | 12 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $53.5M | 256,896 | 0.3% | 14 |
| EVERGY INC | [EVRG](https://holderbook.com/stocks/EVRG/) | $52.5M | 833,829 | 0.3% | 17 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $51.8M | 1,480,086 | 0.3% | 17 |
| COTERRA ENERGY INC | [CTRA](https://holderbook.com/stocks/CTRA/) | $50.9M | 2,070,590 | 0.2% | 15 |
| VANGUARD WORLD FD | [VAW](https://holderbook.com/stocks/VAW/) | $50.8M | 298,358 | 0.2% | 17 |
| DOW HLDGS INC | [DOW](https://holderbook.com/stocks/DOW/) | $50.3M | 998,506 | 0.2% | 15 |
| VERISK ANALYTICS INC | [VRSK](https://holderbook.com/stocks/VRSK/) | $50.3M | 285,090 | 0.2% | 17 |
| EASTMAN CHEM CO | [EMN](https://holderbook.com/stocks/EMN/) | $48.9M | 600,794 | 0.2% | 17 |
| FORTINET INC | [FTNT](https://holderbook.com/stocks/FTNT/) | $48.8M | 998,428 | 0.2% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2022 | +7.0% | +7.1% | -0.1% | 100% |
| Q3 2022 | -7.0% | -5.3% | -1.7% | 100% |
| Q2 2022 | -12.9% | -16.5% | +3.5% | 100% |
| Q1 2022 | -4.5% | -4.9% | +0.4% | 100% |
| Q4 2021 | +4.4% | +10.7% | -6.3% | 100% |
| Q3 2021 | -1.3% | +0.3% | -1.6% | 100% |
| Q2 2021 | +5.1% | +8.0% | -2.9% | 100% |
| Q1 2021 | +4.4% | +6.0% | -1.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2022 | $20.6B | 489 |
| Q3 2022 | $18.5B | 453 |
| Q2 2022 | $19.1B | 443 |
| Q1 2022 | $21.4B | 493 |
| Q4 2021 | $21.7B | 549 |
| Q3 2021 | $19.9B | 497 |
| Q2 2021 | $19.2B | 486 |
| Q1 2021 | $17.3B | 475 |
| Q4 2020 | $15.7B | 457 |
| Q3 2020 | $13.3B | 418 |
| Q2 2020 | $12.1B | 362 |
| Q1 2020 | $10.1B | 342 |