# Smith & Howard Wealth Management, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1543991. Source: https://holderbook.com/funds/1543991-smith-howard-wealth-management-llc/

- Reported value: $503.0M
- Positions: 89
- Weight of the ten largest: 66.4%
- Filed: 2026-08-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $87.9M | 1,138,506 | 17.5% | 5 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $58.9M | 159,097 | 11.7% | 31 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $40.7M | 421,643 | 8.1% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $33.3M | 152,708 | 6.6% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JMUB](https://holderbook.com/stocks/JMUB/) | $21.9M | 432,992 | 4.4% | 12 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $21.1M | 235,899 | 4.2% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $18.4M | 257,741 | 3.7% | 29 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $18.3M | 223,338 | 3.6% | 28 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $17.7M | 14,931 | 3.5% | 31 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $16.0M | 161,324 | 3.2% | 28 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $15.4M | 185,618 | 3.1% | 31 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $11.0M | 44,240 | 2.2% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $10.5M | 175,132 | 2.1% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $10.2M | 33,750 | 2.0% | 29 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $9.8M | 78,867 | 1.9% | 31 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $9.7M | 90,247 | 1.9% | 19 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $8.9M | 121,848 | 1.8% | 29 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $7.3M | 0 | 1.4% | 10 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $6.4M | 84,013 | 1.3% | 31 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $6.2M | 76,088 | 1.2% | 31 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $6.1M | 53,269 | 1.2% | 31 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $6.1M | 20,209 | 1.2% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $5.9M | 53,241 | 1.2% | 31 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $4.2M | 49,507 | 0.8% | 10 |
| TORTOISE CAPITAL SERIES TRUS | [TPYP](https://holderbook.com/stocks/TPYP/) | $4.0M | 94,978 | 0.8% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $4.0M | 7,916 | 0.8% | 4 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $3.5M | 60,630 | 0.7% | 3 |
| AMERICAN BEACON SELECT FUNDS | [AHLT](https://holderbook.com/stocks/AHLT/) | $2.5M | 85,903 | 0.5% | 10 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.4M | 8,193 | 0.5% | 31 |
| NEW YORK LIFE INVTS ACTIVE E | [MMIT](https://holderbook.com/stocks/MMIT/) | $2.1M | 84,916 | 0.4% | 1 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.0M | 2,973 | 0.4% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.7M | 8,688 | 0.3% | 13 |
| PINTEREST INC | [PINS](https://holderbook.com/stocks/PINS/) | $1.4M | 65,223 | 0.3% | 4 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $1.3M | 44,085 | 0.3% | 16 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.3M | 3,604 | 0.3% | 31 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $1.3M | 11,877 | 0.3% | 19 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.3M | 4,975 | 0.3% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.2M | 14,490 | 0.2% | 31 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $977.6K | 6,981 | 0.2% | 9 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $957.4K | 3,202 | 0.2% | 31 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $890.0K | 2,416 | 0.2% | 31 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $821.0K | 4,309 | 0.2% | 20 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $768.5K | 2,175 | 0.2% | 28 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $760.0K | 4,617 | 0.2% | 31 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $757.0K | 6,442 | 0.2% | 14 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $687.1K | 1,842 | 0.1% | 31 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $641.0K | 685 | 0.1% | 20 |
| ISHARES TR | [DMAX](https://holderbook.com/stocks/DMAX/) | $640.4K | 23,422 | 0.1% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $640.3K | 855 | 0.1% | 30 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $580.0K | 1,623 | 0.1% | 17 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $550.9K | 5,000 | 0.1% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $536.8K | 1,640 | 0.1% | 16 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $488.1K | 3,328 | 0.1% | 31 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $467.6K | 3,073 | 0.1% | 31 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $462.3K | 968 | 0.1% | 2 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $412.2K | 1,103 | 0.1% | 6 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $400.0K | 2,926 | 0.1% | 11 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $392.7K | 3,066 | 0.1% | 11 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $381.2K | 8,041 | 0.1% | 15 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $373.5K | 663 | 0.1% | 14 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $354.2K | 1,000 | 0.1% | 4 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $350.0K | 2,100 | 0.1% | 25 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $342.5K | 1,447 | 0.1% | 15 |
| RBB FUND TRUST | [FEOE](https://holderbook.com/stocks/FEOE/) | $329.2K | 6,165 | 0.1% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $319.6K | 1,341 | 0.1% | 31 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $312.9K | 0 | 0.1% | 3 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $309.0K | 263 | 0.1% | 2 |
| CBIZ INC | [CBZ](https://holderbook.com/stocks/CBZ/) | $308.5K | 9,616 | 0.1% | 2 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $301.5K | 1,908 | 0.1% | 11 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $291.7K | 3,863 | 0.1% | 21 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $279.3K | 2,734 | 0.1% | 28 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $277.8K | 545 | 0.1% | 18 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $274.0K | 1,653 | 0.1% | 16 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $265.0K | 1,861 | 0.1% | 10 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $260.7K | 6,411 | 0.1% | 5 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $257.1K | 4,876 | 0.1% | 1 |
| UNITED CMNTY BKS BLAIRSVLE G | [UCB](https://holderbook.com/stocks/UCB/) | $255.5K | 7,283 | 0.1% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $248.9K | 4,369 | 0.0% | 9 |
| REGIONS FINANCIAL CORP NEW | [RF](https://holderbook.com/stocks/RF/) | $248.4K | 8,225 | 0.0% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $244.6K | 2,537 | 0.0% | 11 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $235.8K | 937 | 0.0% | 11 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $226.6K | 4,226 | 0.0% | 7 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $222.5K | 1,520 | 0.0% | 1 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $219.0K | 2,455 | 0.0% | 3 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $217.9K | 806 | 0.0% | 24 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $217.5K | 2,633 | 0.0% | 3 |
| TORTOISE CAPITAL SERIES TRUS | [TCAI](https://holderbook.com/stocks/TCAI/) | $214.5K | 3,835 | 0.0% | 1 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $206.1K | 655 | 0.0% | 1 |
| CELESTICA INC | [CLS](https://holderbook.com/stocks/CLS/) | $203.2K | 557 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.4% | +14.8% | -6.5% | 100% |
| Q1 2026 | -0.7% | -4.6% | +3.9% | 98% |
| Q4 2025 | +1.2% | +2.4% | -1.2% | 99% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 99% |
| Q2 2025 | +5.8% | +10.5% | -4.6% | 100% |
| Q1 2025 | +0.1% | -4.6% | +4.7% | 100% |
| Q4 2024 | -2.7% | +2.1% | -4.8% | 100% |
| Q3 2024 | +5.9% | +5.4% | +0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $503.0M | 89 |
| Q1 2026 | $462.4M | 88 |
| Q4 2025 | $444.7M | 81 |
| Q3 2025 | $433.6M | 77 |
| Q2 2025 | $394.8M | 79 |
| Q1 2025 | $366.9M | 80 |
| Q4 2024 | $353.6M | 82 |
| Q3 2024 | $356.0M | 80 |
| Q2 2024 | $336.7M | 81 |
| Q1 2024 | $324.2M | 76 |
| Q4 2023 | $282.8M | 71 |
| Q3 2023 | $285.1M | 68 |