# Resource Planning Group

> Institutional holdings reported to the SEC as of Q4 2023 on Form 13F. CIK 1537147. Source: https://holderbook.com/funds/1537147-resource-planning-group/

- Reported value: $157.3M
- Positions: 72
- Weight of the ten largest: 54.3%
- Filed: 2024-01-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $18.9M | 190,298 | 12.0% | 21 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $16.0M | 207,901 | 10.2% | 19 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $7.9M | 36,436 | 5.1% | 21 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $7.8M | 171,732 | 4.9% | 21 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $7.4M | 34,874 | 4.7% | 21 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $6.3M | 14,442 | 4.0% | 2 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $5.7M | 103,585 | 3.6% | 10 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $5.4M | 110,269 | 3.5% | 21 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $5.2M | 178,933 | 3.3% | 2 |
| SPDR SERIES TRUST | [QUS](https://holderbook.com/stocks/QUS/) | $4.8M | 36,258 | 3.0% | 10 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $4.5M | 85,997 | 2.9% | 21 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $4.4M | 107,182 | 2.8% | 21 |
| SCHWAB STRATEGIC TR | [FNDC](https://holderbook.com/stocks/FNDC/) | $4.4M | 125,997 | 2.8% | 21 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $4.0M | 81,727 | 2.5% | 15 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $3.5M | 35,695 | 2.2% | 7 |
| LATTICE STRATEGIES TR | [RODM](https://holderbook.com/stocks/RODM/) | $3.5M | 127,477 | 2.2% | 19 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $2.5M | 16,231 | 1.6% | 1 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $2.5M | 68,385 | 1.6% | 1 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $2.5M | 32,394 | 1.6% | 1 |
| DIMENSIONAL ETF TRUST | [DFAR](https://holderbook.com/stocks/DFAR/) | $2.5M | 88,097 | 1.6% | 1 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $2.3M | 88,515 | 1.4% | 1 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $2.1M | 86,980 | 1.3% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.1M | 10,917 | 1.3% | 11 |
| UNIFIED SER TR | [MGMT](https://holderbook.com/stocks/MGMT/) | $1.7M | 46,217 | 1.1% | 10 |
| INVESCO EXCHANGE TRADED FD T | [PRFZ](https://holderbook.com/stocks/PRFZ/) | $1.6M | 41,937 | 1.0% | 21 |
| LATTICE STRATEGIES TR | [ROAM](https://holderbook.com/stocks/ROAM/) | $1.2M | 53,315 | 0.8% | 19 |
| DIMENSIONAL ETF TRUST | [DIHP](https://holderbook.com/stocks/DIHP/) | $1.1M | 43,940 | 0.7% | 1 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.1M | 7,469 | 0.7% | 21 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $1.1M | 31,964 | 0.7% | 21 |
| ISHARES TR | [IMTM](https://holderbook.com/stocks/IMTM/) | $1.1M | 32,480 | 0.7% | 1 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $1.1M | 32,204 | 0.7% | 1 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $1.1M | 15,883 | 0.7% | 1 |
| COLUMBIA ETF TR II | [XCEM](https://holderbook.com/stocks/XCEM/) | $1.0M | 33,174 | 0.6% | 7 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $979.2K | 16,616 | 0.6% | 21 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $963.5K | 3,099 | 0.6% | 19 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $945.9K | 16,775 | 0.6% | 1 |
| LATTICE STRATEGIES TR | [ROUS](https://holderbook.com/stocks/ROUS/) | $896.1K | 20,370 | 0.6% | 19 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $864.4K | 34,867 | 0.5% | 21 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $802.0K | 2,314 | 0.5% | 21 |
| AMERICAN CENTY ETF TR | [AVSC](https://holderbook.com/stocks/AVSC/) | $746.0K | 14,610 | 0.5% | 1 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $744.7K | 16,064 | 0.5% | 21 |
| SPDR INDEX SHS FDS | [GWX](https://holderbook.com/stocks/GWX/) | $723.0K | 22,852 | 0.5% | 21 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $722.3K | 19,543 | 0.5% | 21 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $719.6K | 15,435 | 0.5% | 5 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $714.3K | 15,121 | 0.5% | 15 |
| ISHARES TR | [SMMV](https://holderbook.com/stocks/SMMV/) | $691.5K | 19,375 | 0.4% | 1 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $542.1K | 3,995 | 0.3% | 21 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $492.9K | 1,037 | 0.3% | 21 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $458.1K | 1,218 | 0.3% | 21 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $446.0K | 1,250 | 0.3% | 14 |
| SONOCO PRODS CO | [SON](https://holderbook.com/stocks/SON/) | $404.8K | 7,245 | 0.3% | 21 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $393.0K | 3,746 | 0.2% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $392.8K | 2,585 | 0.2% | 15 |
| NUCOR CORP | [NUE](https://holderbook.com/stocks/NUE/) | $378.0K | 2,172 | 0.2% | 11 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $362.3K | 4,743 | 0.2% | 19 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $345.6K | 6,647 | 0.2% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $323.5K | 1,902 | 0.2% | 21 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $315.7K | 2,912 | 0.2% | 1 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $311.1K | 2,951 | 0.2% | 1 |
| VICTORY PORTFOLIOS II | [UITB](https://holderbook.com/stocks/UITB/) | $286.2K | 6,101 | 0.2% | 3 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $284.7K | 1,676 | 0.2% | 21 |
| ISHARES TR | [ILTB](https://holderbook.com/stocks/ILTB/) | $280.8K | 5,340 | 0.2% | 5 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $269.5K | 3,664 | 0.2% | 21 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $264.4K | 3,545 | 0.2% | 21 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $245.7K | 1,056 | 0.2% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $225.9K | 1,441 | 0.1% | 11 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $220.1K | 1,620 | 0.1% | 1 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $219.7K | 6,460 | 0.1% | 15 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $213.1K | 2,131 | 0.1% | 11 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $210.0K | 2,478 | 0.1% | 15 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $208.1K | 1,936 | 0.1% | 21 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $202.5K | 424 | 0.1% | 15 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2023 | +7.5% | +11.2% | -3.7% | 101% |
| Q3 2023 | -3.3% | -3.6% | +0.2% | 101% |
| Q2 2023 | +2.2% | +8.3% | -6.1% | 101% |
| Q1 2023 | +4.1% | +7.0% | -2.9% | 101% |
| Q4 2022 | +6.0% | +7.1% | -1.1% | 101% |
| Q3 2022 | -6.3% | -5.3% | -1.0% | 101% |
| Q2 2022 | -10.9% | -16.5% | +5.6% | 101% |
| Q1 2022 | -5.3% | -4.9% | -0.4% | 101% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2023 | $157.3M | 72 |
| Q3 2023 | $118.0M | 57 |
| Q2 2023 | $123.5M | 59 |
| Q1 2023 | $123.1M | 60 |
| Q4 2022 | $124.8M | 64 |
| Q3 2022 | $115.0M | 62 |
| Q2 2022 | $120.1M | 64 |
| Q1 2022 | $139.2M | 68 |
| Q4 2021 | $149.1M | 71 |
| Q3 2021 | $159.1M | 86 |
| Q2 2021 | $172.7M | 84 |
| Q1 2021 | $152.6M | 66 |