# New England Investment & Retirement Group, Inc.

> Institutional holdings reported to the SEC as of Q3 2021 on Form 13F. CIK 1535679. Source: https://holderbook.com/funds/1535679-new-england-investment-retirement-group-inc/

- Reported value: $434.1M
- Positions: 102
- Weight of the ten largest: 47.0%
- Filed: 2021-10-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $41.5M | 277,006 | 9.6% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $27.8M | 77,663 | 6.4% | 12 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $27.5M | 64,079 | 6.3% | 7 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $20.3M | 82,159 | 4.7% | 12 |
| ISHARES TR | [IYJ](https://holderbook.com/stocks/IYJ/) | $19.2M | 178,752 | 4.4% | 5 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $18.5M | 136,587 | 4.3% | 4 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $13.6M | 62,221 | 3.1% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $12.5M | 76,391 | 2.9% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $11.8M | 41,916 | 2.7% | 12 |
| WISDOMTREE TR | [IQDG](https://holderbook.com/stocks/IQDG/) | $11.4M | 300,616 | 2.6% | 1 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $11.4M | 218,932 | 2.6% | 2 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $10.7M | 212,130 | 2.5% | 9 |
| NEW YORK LIFE INVTS ACTIVE E | [MMIN](https://holderbook.com/stocks/MMIN/) | $9.8M | 357,927 | 2.3% | 4 |
| INVESCO EXCH TRADED FD TR II | [RWJ](https://holderbook.com/stocks/RWJ/) | $9.1M | 77,521 | 2.1% | 2 |
| FIRST TR EXCHANGE TRADED FD | [FXR](https://holderbook.com/stocks/FXR/) | $8.9M | 154,530 | 2.0% | 2 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $8.8M | 55,371 | 2.0% | 12 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $7.7M | 119,532 | 1.8% | 12 |
| WISDOMTREE TR | [AGGY](https://holderbook.com/stocks/AGGY/) | $7.5M | 144,645 | 1.7% | 9 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.4M | 51,779 | 1.7% | 12 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $6.8M | 122,640 | 1.6% | 5 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $6.6M | 63,913 | 1.5% | 6 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $6.5M | 108,737 | 1.5% | 3 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $6.3M | 16,793 | 1.5% | 3 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $6.3M | 126,181 | 1.5% | 7 |
| PAYPAL HLDGS INC | [PYPL](https://holderbook.com/stocks/PYPL/) | $6.1M | 23,500 | 1.4% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $6.0M | 1,831 | 1.4% | 12 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $6.0M | 24,297 | 1.4% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $5.9M | 54,775 | 1.4% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $5.8M | 35,338 | 1.3% | 12 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $4.2M | 115,972 | 1.0% | 9 |
| SPDR SERIES TRUST | [XHE](https://holderbook.com/stocks/XHE/) | $4.0M | 31,661 | 0.9% | 12 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $3.4M | 17,249 | 0.8% | 3 |
| SOLAREDGE TECHNOLOGIES INC | [SEDG](https://holderbook.com/stocks/SEDG/) | $3.3M | 12,542 | 0.8% | 1 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $3.2M | 17,556 | 0.7% | 5 |
| ENPHASE ENERGY INC | [ENPH](https://holderbook.com/stocks/ENPH/) | $3.0M | 20,268 | 0.7% | 1 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $3.0M | 56,065 | 0.7% | 12 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $3.0M | 12,801 | 0.7% | 6 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.0M | 14,279 | 0.7% | 12 |
| ISHARES TR | [ITB](https://holderbook.com/stocks/ITB/) | $2.9M | 43,562 | 0.7% | 6 |
| PRUDENTIAL FINL INC | [PRU](https://holderbook.com/stocks/PRU/) | $2.8M | 26,266 | 0.6% | 2 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $2.7M | 72,468 | 0.6% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.5M | 12,957 | 0.6% | 4 |
| WISDOMTREE TR | [HYZD](https://holderbook.com/stocks/HYZD/) | $2.4M | 107,994 | 0.6% | 3 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $2.4M | 3,816 | 0.5% | 7 |
| GENERAC HLDGS INC | [GNRC](https://holderbook.com/stocks/GNRC/) | $2.3M | 5,694 | 0.5% | 4 |
| DOCUSIGN INC | [DOCU](https://holderbook.com/stocks/DOCU/) | $2.3M | 8,881 | 0.5% | 6 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $2.3M | 29,160 | 0.5% | 4 |
| VEEVA SYS INC | [VEEV](https://holderbook.com/stocks/VEEV/) | $2.0M | 7,114 | 0.5% | 10 |
| ADOBE INC | [ADBE](https://holderbook.com/stocks/ADBE/) | $1.8M | 3,188 | 0.4% | 12 |
| SPDR SERIES TRUST | [QUS](https://holderbook.com/stocks/QUS/) | $1.6M | 13,594 | 0.4% | 6 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.5M | 28,669 | 0.4% | 3 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $1.5M | 6,263 | 0.3% | 5 |
| SPDR SERIES TRUST | [SPYD](https://holderbook.com/stocks/SPYD/) | $1.5M | 37,456 | 0.3% | 4 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.4M | 12,007 | 0.3% | 7 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $1.4M | 19,962 | 0.3% | 12 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.3M | 12,777 | 0.3% | 4 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $1.2M | 8,308 | 0.3% | 1 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.0M | 3,745 | 0.2% | 4 |
| INVESCO EXCH TRADED FD TR II | [RDIV](https://holderbook.com/stocks/RDIV/) | $961.0K | 24,675 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $938.0K | 2,378 | 0.2% | 9 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $859.0K | 14,608 | 0.2% | 5 |
| WP CAREY INC | [WPC](https://holderbook.com/stocks/WPC/) | $736.0K | 10,070 | 0.2% | 12 |
| ISHARES U S ETF TR | [NEAR](https://holderbook.com/stocks/NEAR/) | $722.0K | 14,396 | 0.2% | 11 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $698.0K | 6,255 | 0.2% | 3 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $630.0K | 4,026 | 0.1% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $599.0K | 2,687 | 0.1% | 10 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $531.0K | 3,988 | 0.1% | 6 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $473.0K | 10,988 | 0.1% | 2 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $461.0K | 959 | 0.1% | 11 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $457.0K | 1,314 | 0.1% | 10 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $456.0K | 4,180 | 0.1% | 11 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $445.0K | 10,468 | 0.1% | 12 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $426.0K | 2,376 | 0.1% | 12 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $409.0K | 3,104 | 0.1% | 6 |
| INTERNATIONAL PAPER CO | [IP](https://holderbook.com/stocks/IP/) | $378.0K | 6,763 | 0.1% | 2 |
| ATLASSIAN CORP PLC | [TEAMXXXX](https://holderbook.com/stocks/TEAMXXXX/) | $353.0K | 901 | 0.1% | 2 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $351.0K | 1,595 | 0.1% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $333.0K | 2,394 | 0.1% | 2 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $328.0K | 4,689 | 0.1% | 2 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $324.0K | 9,689 | 0.1% | 2 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $324.0K | 1,845 | 0.1% | 2 |
| ARBOR REALTY TRUST INC | [ABR](https://holderbook.com/stocks/ABR/) | $322.0K | 17,351 | 0.1% | 2 |
| IRON MTN INC DEL | [IRM](https://holderbook.com/stocks/IRM/) | $310.0K | 7,146 | 0.1% | 2 |
| AMCOR PLC | [AMCR](https://holderbook.com/stocks/AMCR/) | $309.0K | 26,684 | 0.1% | 2 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $308.0K | 4,392 | 0.1% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $308.0K | 5,870 | 0.1% | 2 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $308.0K | 4,106 | 0.1% | 2 |
| SIMON PPTY GROUP INC NEW | [SPG](https://holderbook.com/stocks/SPG/) | $304.0K | 2,335 | 0.1% | 1 |
| BANK NOVA SCOTIA B C | [BNS](https://holderbook.com/stocks/BNS/) | $302.0K | 4,904 | 0.1% | 2 |
| GENERAL MILLS INC | [GIS](https://holderbook.com/stocks/GIS/) | $287.0K | 4,805 | 0.1% | 2 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $276.0K | 4,934 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $261.0K | 2,046 | 0.1% | 12 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $259.0K | 1,734 | 0.1% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $254.0K | 95 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $241.0K | 1,085 | 0.1% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $238.0K | 307 | 0.1% | 1 |
| FIRST TR EXCHANGE-TRADED FD | [FDN](https://holderbook.com/stocks/FDN/) | $234.0K | 990 | 0.1% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $232.0K | 849 | 0.1% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $231.0K | 703 | 0.1% | 2 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $202.0K | 1,325 | 0.0% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2021 | -1.2% | +0.3% | -1.5% | 100% |
| Q2 2021 | +7.4% | +8.0% | -0.7% | 100% |
| Q1 2021 | +3.6% | +6.0% | -2.4% | 100% |
| Q4 2020 | +8.4% | +11.6% | -3.3% | 100% |
| Q3 2020 | +5.3% | +8.6% | -3.3% | 100% |
| Q2 2020 | +11.4% | +19.6% | -8.3% | 100% |
| Q1 2020 | -18.9% | -19.9% | +1.1% | 100% |
| Q4 2019 | +4.7% | +8.5% | -3.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2021 | $434.1M | 102 |
| Q2 2021 | $460.2M | 105 |
| Q1 2021 | $413.9M | 86 |
| Q4 2020 | $429.2M | 77 |
| Q3 2020 | $397.2M | 67 |
| Q2 2020 | $397.7M | 69 |
| Q1 2020 | $235.1M | 205 |
| Q4 2019 | $291.2M | 58 |
| Q3 2019 | $239.5M | 56 |
| Q2 2019 | $246.9M | 59 |
| Q1 2019 | $219.0M | 59 |
| Q4 2018 | $174.5M | 48 |