# Berkshire Money Management, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1535172. Source: https://holderbook.com/funds/1535172-berkshire-money-management-inc/

- Reported value: $1.1B
- Positions: 56
- Weight of the ten largest: 71.7%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $251.1M | 336,187 | 22.9% | 31 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $106.7M | 204,256 | 9.7% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $76.0M | 103,208 | 6.9% | 11 |
| INNOVATOR ETFS TRUST | [KNOV](https://holderbook.com/stocks/KNOV/) | $74.8M | 2,357,804 | 6.8% | 2 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $66.2M | 311,345 | 6.1% | 17 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $66.0M | 278,890 | 6.0% | 31 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $42.1M | 1,681,386 | 3.8% | 19 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $34.4M | 151,371 | 3.1% | 17 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $34.3M | 481,545 | 3.1% | 2 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $33.0M | 423,447 | 3.0% | 14 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $29.4M | 237,171 | 2.7% | 31 |
| INNOVATOR ETFS TRUST | [PNOV](https://holderbook.com/stocks/PNOV/) | $27.0M | 608,729 | 2.5% | 15 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $24.8M | 288,061 | 2.3% | 31 |
| INVESCO EXCHANGE TRADED FD T | [IGPT](https://holderbook.com/stocks/IGPT/) | $23.4M | 224,341 | 2.1% | 6 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $23.2M | 252,727 | 2.1% | 14 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $22.8M | 551,300 | 2.1% | 2 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $22.2M | 213,872 | 2.0% | 11 |
| EXCHANGE TRADED CONCEPTS TRU | [THNQ](https://holderbook.com/stocks/THNQ/) | $22.2M | 243,260 | 2.0% | 6 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $16.9M | 174,941 | 1.5% | 5 |
| INNOVATOR ETFS TRUST | [INOV](https://holderbook.com/stocks/INOV/) | $9.7M | 263,759 | 0.9% | 2 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $9.3M | 31,009 | 0.9% | 3 |
| TIDAL TRUST I | [GRNY](https://holderbook.com/stocks/GRNY/) | $8.1M | 294,243 | 0.7% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.9M | 27,427 | 0.7% | 31 |
| INNOVATOR ETFS TRUST | [KAUG](https://holderbook.com/stocks/KAUG/) | $7.7M | 269,755 | 0.7% | 8 |
| INNOVATOR ETFS TRUST | [KJAN](https://holderbook.com/stocks/KJAN/) | $6.8M | 148,779 | 0.6% | 26 |
| DIREXION SHARES ETF TRUST | [QQQE](https://holderbook.com/stocks/QQQE/) | $6.4M | 52,469 | 0.6% | 14 |
| INNOVATOR ETFS TRUST | [BFEB](https://holderbook.com/stocks/BFEB/) | $5.0M | 95,648 | 0.5% | 22 |
| INNOVATOR ETFS TRUST | [UJAN](https://holderbook.com/stocks/UJAN/) | $3.6M | 79,793 | 0.3% | 18 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.4M | 17,092 | 0.3% | 10 |
| INNOVATOR ETFS TRUST | [BOCT](https://holderbook.com/stocks/BOCT/) | $2.9M | 55,587 | 0.3% | 17 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.9M | 12,057 | 0.3% | 7 |
| INNOVATOR ETFS TRUST | [PJUN](https://holderbook.com/stocks/PJUN/) | $2.5M | 58,061 | 0.2% | 26 |
| INNOVATOR ETFS TRUST | [KAPR](https://holderbook.com/stocks/KAPR/) | $2.2M | 55,618 | 0.2% | 5 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $2.2M | 44,137 | 0.2% | 28 |
| INNOVATOR ETFS TRUST | [BJUL](https://holderbook.com/stocks/BJUL/) | $1.8M | 34,038 | 0.2% | 15 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.5M | 11,212 | 0.1% | 31 |
| STMICROELECTRONICS N V | [STM](https://holderbook.com/stocks/STM/) | $1.5M | 19,780 | 0.1% | 1 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.4M | 17,560 | 0.1% | 7 |
| INNOVATOR ETFS TRUST | [BJAN](https://holderbook.com/stocks/BJAN/) | $1.4M | 23,219 | 0.1% | 26 |
| INNOVATOR ETFS TRUST | [BAPR](https://holderbook.com/stocks/BAPR/) | $1.1M | 21,374 | 0.1% | 26 |
| INNOVATOR ETFS TRUST | [KDEC](https://holderbook.com/stocks/KDEC/) | $1.1M | 37,421 | 0.1% | 7 |
| INNOVATOR ETFS TRUST | [BNOV](https://holderbook.com/stocks/BNOV/) | $1.0M | 21,410 | 0.1% | 19 |
| ISHARES TR | [IGV](https://holderbook.com/stocks/IGV/) | $1.0M | 11,230 | 0.1% | 3 |
| INNOVATOR ETFS TRUST | [NJAN](https://holderbook.com/stocks/NJAN/) | $711.5K | 12,055 | 0.1% | 15 |
| INNOVATOR ETFS TRUST | [BSEP](https://holderbook.com/stocks/BSEP/) | $669.0K | 12,687 | 0.1% | 20 |
| INNOVATOR ETFS TRUST | [BAUG](https://holderbook.com/stocks/BAUG/) | $579.1K | 10,801 | 0.1% | 25 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $528.8K | 11,663 | 0.0% | 6 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $516.5K | 26,453 | 0.0% | 16 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $410.5K | 20,159 | 0.0% | 8 |
| ISHARES TR | [IBDX](https://holderbook.com/stocks/IBDX/) | $309.5K | 12,288 | 0.0% | 1 |
| ISHARES TR | [IBDW](https://holderbook.com/stocks/IBDW/) | $296.4K | 14,224 | 0.0% | 1 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $295.8K | 12,213 | 0.0% | 1 |
| ISHARES TR | [IBDU](https://holderbook.com/stocks/IBDU/) | $295.4K | 12,756 | 0.0% | 1 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $295.1K | 11,687 | 0.0% | 1 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $255.1K | 13,004 | 0.0% | 9 |
| ISHARES TR | [IBDV](https://holderbook.com/stocks/IBDV/) | $251.1K | 11,520 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.9% | +14.8% | -1.9% | 100% |
| Q1 2026 | -3.2% | -4.6% | +1.4% | 100% |
| Q4 2025 | +1.9% | +2.4% | -0.5% | 100% |
| Q3 2025 | +5.8% | +7.8% | -2.0% | 100% |
| Q2 2025 | +8.4% | +10.5% | -2.1% | 100% |
| Q1 2025 | -4.0% | -4.6% | +0.5% | 100% |
| Q4 2024 | +0.9% | +2.1% | -1.2% | 100% |
| Q3 2024 | +4.9% | +5.4% | -0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.1B | 56 |
| Q1 2026 | $976.4M | 52 |
| Q4 2025 | $1.0B | 131 |
| Q3 2025 | $971.6M | 48 |
| Q2 2025 | $950.3M | 155 |
| Q1 2025 | $891.1M | 102 |
| Q4 2024 | $919.8M | 86 |
| Q3 2024 | $873.7M | 40 |
| Q2 2024 | $823.5M | 39 |
| Q1 2024 | $828.4M | 84 |
| Q4 2023 | $751.4M | 40 |
| Q3 2023 | $660.2M | 40 |