# Summit Asset Management, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1509974. Source: https://holderbook.com/funds/1509974-summit-asset-management-llc/

- Reported value: $780.4M
- Positions: 183
- Weight of the ten largest: 51.9%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $65.6M | 2,068,062 | 8.4% | 31 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $48.4M | 1,431,690 | 6.2% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $46.4M | 1,259,073 | 5.9% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $44.5M | 1,607,026 | 5.7% | 31 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $42.6M | 1,224,848 | 5.5% | 31 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $40.7M | 391,235 | 5.2% | 28 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $34.5M | 416,901 | 4.4% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $32.2M | 324,822 | 4.1% | 26 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $26.1M | 175,893 | 3.3% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $23.9M | 31,893 | 3.1% | 31 |
| WISDOMTREE TR | [IHDG](https://holderbook.com/stocks/IHDG/) | $20.1M | 384,135 | 2.6% | 31 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $19.1M | 787,752 | 2.4% | 8 |
| SCHWAB STRATEGIC TR | [SCHY](https://holderbook.com/stocks/SCHY/) | $19.0M | 600,081 | 2.4% | 21 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $19.0M | 753,549 | 2.4% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $18.9M | 37,864 | 2.4% | 31 |
| ISHARES TR | [IBDU](https://holderbook.com/stocks/IBDU/) | $18.4M | 793,992 | 2.4% | 3 |
| ISHARES TR | [TLH](https://holderbook.com/stocks/TLH/) | $17.8M | 177,429 | 2.3% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $12.7M | 44,030 | 1.6% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $11.9M | 59,427 | 1.5% | 30 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $10.1M | 42,223 | 1.3% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $9.0M | 86,515 | 1.2% | 31 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $8.8M | 92,840 | 1.1% | 13 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $7.5M | 20,206 | 1.0% | 31 |
| AUTOZONE INC | [AZO](https://holderbook.com/stocks/AZO/) | $6.5M | 2,046 | 0.8% | 31 |
| ISHARES TR | [HEFA](https://holderbook.com/stocks/HEFA/) | $6.4M | 135,870 | 0.8% | 31 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $6.3M | 12,138 | 0.8% | 31 |
| ISHARES TR | [IMCG](https://holderbook.com/stocks/IMCG/) | $5.5M | 56,256 | 0.7% | 31 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $5.5M | 48,213 | 0.7% | 31 |
| VICTORY PORTFOLIOS II | [VFLO](https://holderbook.com/stocks/VFLO/) | $4.3M | 92,993 | 0.5% | 9 |
| IDEXX LABS INC | [IDXX](https://holderbook.com/stocks/IDXX/) | $4.1M | 7,706 | 0.5% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.8M | 11,656 | 0.5% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $3.7M | 5 | 0.5% | 31 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $3.6M | 18,824 | 0.5% | 23 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.5M | 9,881 | 0.4% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.3M | 13,186 | 0.4% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $3.3M | 46,654 | 0.4% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.3M | 24,231 | 0.4% | 31 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $3.2M | 4,302 | 0.4% | 27 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $3.1M | 8,764 | 0.4% | 31 |
| JOHNSON CONTROLS INTERNATION | [JCI](https://holderbook.com/stocks/JCI/) | $3.0M | 20,520 | 0.4% | 17 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $2.9M | 19,891 | 0.4% | 31 |
| ROCKWELL AUTOMATION INC | [ROK](https://holderbook.com/stocks/ROK/) | $2.9M | 5,767 | 0.4% | 16 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $2.8M | 48,674 | 0.4% | 22 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $2.7M | 53,281 | 0.4% | 7 |
| T ROWE PRICE EXCHANGE-TRADED | [TCHP](https://holderbook.com/stocks/TCHP/) | $2.7M | 54,182 | 0.3% | 23 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $2.6M | 4,125 | 0.3% | 12 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $2.6M | 17,867 | 0.3% | 22 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $2.5M | 7,915 | 0.3% | 31 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.3M | 6,228 | 0.3% | 25 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $2.2M | 14,229 | 0.3% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $2.0M | 23,106 | 0.3% | 31 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.8M | 5,379 | 0.2% | 31 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $1.8M | 6,452 | 0.2% | 31 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $1.7M | 21,156 | 0.2% | 26 |
| HARBOR ETF TRUST | [OSEA](https://holderbook.com/stocks/OSEA/) | $1.7M | 56,929 | 0.2% | 10 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.7M | 21,279 | 0.2% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.7M | 1,384 | 0.2% | 22 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.6M | 4,431 | 0.2% | 28 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.5M | 5,373 | 0.2% | 31 |
| DBX ETF TR | [DBEU](https://holderbook.com/stocks/DBEU/) | $1.4M | 26,188 | 0.2% | 31 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $1.3M | 36,382 | 0.2% | 31 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $1.3M | 5,947 | 0.2% | 30 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.3M | 1,699 | 0.2% | 31 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $1.3M | 31,992 | 0.2% | 31 |
| EXPEDITORS INTL WASH INC | [EXPD](https://holderbook.com/stocks/EXPD/) | $1.3M | 7,726 | 0.2% | 30 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.3M | 4,983 | 0.2% | 25 |
| VANGUARD ADMIRAL FDS INC | [VIOG](https://holderbook.com/stocks/VIOG/) | $1.2M | 7,936 | 0.2% | 26 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.2M | 1,772 | 0.2% | 13 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.2M | 13,848 | 0.2% | 31 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $1.2M | 14,077 | 0.1% | 20 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,190 | 0.1% | 30 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $1.1M | 11,895 | 0.1% | 31 |
| HONEYWELL INTL INC | [HON](https://holderbook.com/stocks/HON/) | $1.1M | 4,888 | 0.1% | 1 |
| HONEYWELL AEROSPACE INC | [HONA](https://holderbook.com/stocks/HONA/) | $1.1M | 4,888 | 0.1% | 1 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $1.0M | 35,475 | 0.1% | 31 |
| GLOBE LIFE INC | [GL](https://holderbook.com/stocks/GL/) | $1.0M | 5,659 | 0.1% | 28 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $955.8K | 7,059 | 0.1% | 31 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $953.0K | 4,197 | 0.1% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $938.7K | 7,305 | 0.1% | 31 |
| ISHARES TR | [IMCB](https://holderbook.com/stocks/IMCB/) | $922.5K | 9,554 | 0.1% | 31 |
| ISHARES TR | [ILCG](https://holderbook.com/stocks/ILCG/) | $918.0K | 7,845 | 0.1% | 31 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $910.8K | 18,008 | 0.1% | 1 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $899.2K | 5,425 | 0.1% | 31 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $897.9K | 43,377 | 0.1% | 31 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $854.0K | 4,482 | 0.1% | 3 |
| T ROWE PRICE EXCHANGE-TRADED | [TCAF](https://holderbook.com/stocks/TCAF/) | $816.7K | 19,872 | 0.1% | 7 |
| INVESCO EXCHANGE TRADED FD T | [XLG](https://holderbook.com/stocks/XLG/) | $801.5K | 13,090 | 0.1% | 31 |
| VIRTUS ETF TR II | [SEIX](https://holderbook.com/stocks/SEIX/) | $801.4K | 34,649 | 0.1% | 15 |
| ROYAL BK CDA | [RY](https://holderbook.com/stocks/RY/) | $801.4K | 3,872 | 0.1% | 24 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $779.3K | 1,108 | 0.1% | 23 |
| FASTENAL CO | [FAST](https://holderbook.com/stocks/FAST/) | $739.6K | 15,399 | 0.1% | 30 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $703.2K | 5,987 | 0.1% | 31 |
| PINNACLE FINL PARTNERS INC | [PNFP](https://holderbook.com/stocks/PNFP/) | $696.2K | 6,902 | 0.1% | 2 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $679.5K | 7,100 | 0.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $665.3K | 22,974 | 0.1% | 31 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $655.4K | 1,276 | 0.1% | 25 |
| TRACTOR SUPPLY CO | [TSCO](https://holderbook.com/stocks/TSCO/) | $648.0K | 20,500 | 0.1% | 31 |
| OREILLY AUTOMOTIVE INC | [ORLY](https://holderbook.com/stocks/ORLY/) | $645.2K | 7,006 | 0.1% | 24 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $644.5K | 7,799 | 0.1% | 31 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $631.3K | 7,385 | 0.1% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.9% | +14.8% | -6.9% | 97% |
| Q1 2026 | -0.4% | -4.6% | +4.2% | 97% |
| Q4 2025 | +1.8% | +2.4% | -0.6% | 92% |
| Q3 2025 | +5.5% | +7.8% | -2.4% | 92% |
| Q2 2025 | +5.3% | +10.5% | -5.1% | 91% |
| Q1 2025 | -0.5% | -4.6% | +4.1% | 92% |
| Q4 2024 | -1.8% | +2.1% | -3.9% | 91% |
| Q3 2024 | +7.0% | +5.4% | +1.6% | 91% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $780.4M | 183 |
| Q1 2026 | $718.8M | 172 |
| Q4 2025 | $706.7M | 171 |
| Q3 2025 | $650.4M | 170 |
| Q2 2025 | $613.8M | 171 |
| Q1 2025 | $577.7M | 166 |
| Q4 2024 | $569.2M | 161 |
| Q3 2024 | $532.4M | 166 |
| Q2 2024 | $483.1M | 156 |
| Q1 2024 | $466.1M | 158 |
| Q4 2023 | $418.0M | 154 |
| Q3 2023 | $368.3M | 150 |