# Charles Schwab Investment Advisory, Inc.

> Institutional holdings reported to the SEC as of Q1 2024 on Form 13F. CIK 1501902. Source: https://holderbook.com/funds/1501902-charles-schwab-investment-advisory-inc/

- Reported value: $72.8B
- Positions: 123
- Weight of the ten largest: 69.0%
- Filed: 2024-05-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $8.6B | 127,923,658 | 11.8% | 37 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $6.2B | 134,995,733 | 8.5% | 37 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $6.1B | 97,658,992 | 8.3% | 38 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $5.5B | 95,952,017 | 7.5% | 37 |
| SCHWAB STRATEGIC TR | [SCHI](https://holderbook.com/stocks/SCHI/) | $4.9B | 111,203,789 | 6.8% | 15 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $4.8B | 134,094,612 | 6.6% | 37 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $4.0B | 81,034,760 | 5.5% | 38 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $3.8B | 76,381,367 | 5.2% | 38 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $3.5B | 124,878,009 | 4.8% | 37 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $3.0B | 76,321,924 | 4.1% | 38 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $2.2B | 85,303,270 | 3.0% | 38 |
| SCHWAB STRATEGIC TR | [FNDC](https://holderbook.com/stocks/FNDC/) | $2.0B | 55,620,339 | 2.7% | 37 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.5B | 29,485,963 | 2.1% | 33 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $1.4B | 39,180,523 | 1.9% | 38 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $1.1B | 53,860,915 | 1.5% | 38 |
| SPDR SERIES TRUST | [EBND](https://holderbook.com/stocks/EBND/) | $999.8M | 48,771,686 | 1.4% | 26 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $934.7M | 17,919,530 | 1.3% | 38 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $927.4M | 8,618,722 | 1.3% | 8 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $927.0M | 24,096,157 | 1.3% | 24 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $855.9M | 20,374,821 | 1.2% | 12 |
| INVESCO EXCHANGE TRADED FD T | [PRFZ](https://holderbook.com/stocks/PRFZ/) | $799.6M | 20,357,310 | 1.1% | 24 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $783.8M | 9,721,361 | 1.1% | 37 |
| DBX ETF TR | [HDEF](https://holderbook.com/stocks/HDEF/) | $738.2M | 29,921,041 | 1.0% | 24 |
| DBX ETF TR | [HAUZ](https://holderbook.com/stocks/HAUZ/) | $644.2M | 29,755,831 | 0.9% | 20 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $573.9M | 1,193,977 | 0.8% | 35 |
| INVESCO EXCH TRADED FD TR II | [PXF](https://holderbook.com/stocks/PXF/) | $565.3M | 11,384,812 | 0.8% | 24 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $551.4M | 9,582,583 | 0.8% | 36 |
| INVESCO EXCH TRADED FD TR II | [PXH](https://holderbook.com/stocks/PXH/) | $504.8M | 25,939,683 | 0.7% | 24 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $496.2M | 5,368,826 | 0.7% | 26 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $468.0M | 9,327,426 | 0.6% | 36 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $411.3M | 1,799,373 | 0.6% | 35 |
| SPDR SERIES TRUST | [SPIB](https://holderbook.com/stocks/SPIB/) | $408.2M | 12,487,778 | 0.6% | 37 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $391.0M | 7,577,239 | 0.5% | 37 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $314.3M | 2,713,582 | 0.4% | 24 |
| INVESCO EXCH TRADED FD TR II | [PDN](https://holderbook.com/stocks/PDN/) | $289.8M | 8,812,855 | 0.4% | 24 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $276.1M | 6,551,837 | 0.4% | 36 |
| DBX ETF TR | [HYLB](https://holderbook.com/stocks/HYLB/) | $266.6M | 7,465,140 | 0.4% | 26 |
| INVESCO EXCH TRADED FD TR II | [PWZ](https://holderbook.com/stocks/PWZ/) | $236.4M | 9,504,808 | 0.3% | 24 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $199.1M | 1,703,873 | 0.3% | 35 |
| VANECK ETF TRUST | [EMLC](https://holderbook.com/stocks/EMLC/) | $175.6M | 7,165,183 | 0.2% | 22 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $139.7M | 2,596,716 | 0.2% | 26 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $107.1M | 1,556,472 | 0.1% | 26 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $98.8M | 816,936 | 0.1% | 36 |
| SPDR SERIES TRUST | [SPIP](https://holderbook.com/stocks/SPIP/) | $90.6M | 3,536,643 | 0.1% | 24 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $83.6M | 3,951,565 | 0.1% | 24 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $45.1M | 1,399,411 | 0.1% | 1 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $26.8M | 536,271 | 0.0% | 24 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $26.6M | 539,947 | 0.0% | 37 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $21.5M | 586,921 | 0.0% | 24 |
| ABRDN PRECIOUS METALS BASKET | [GLTR](https://holderbook.com/stocks/GLTR/) | $21.1M | 220,698 | 0.0% | 22 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $11.1M | 137,336 | 0.0% | 33 |
| SPDR SERIES TRUST | [PSK](https://holderbook.com/stocks/PSK/) | $5.1M | 145,990 | 0.0% | 37 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.1M | 5,032 | 0.0% | 16 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $2.0M | 4,550 | 0.0% | 16 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.6M | 1,753 | 0.0% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.3M | 7,345 | 0.0% | 16 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.3M | 4,815 | 0.0% | 10 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.2M | 2,369 | 0.0% | 14 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.1M | 2,180 | 0.0% | 12 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 6,148 | 0.0% | 15 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $954.7K | 5,431 | 0.0% | 16 |
| SPDR SERIES TRUST | [TFI](https://holderbook.com/stocks/TFI/) | $883.1K | 18,999 | 0.0% | 33 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $871.9K | 17,002 | 0.0% | 14 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $783.2K | 5,189 | 0.0% | 13 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $633.4K | 1,879 | 0.0% | 2 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $623.6K | 10,214 | 0.0% | 12 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $609.9K | 10,115 | 0.0% | 1 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $585.3K | 2,810 | 0.0% | 5 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $584.1K | 5,964 | 0.0% | 13 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $527.3K | 3,115 | 0.0% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $516.8K | 2,580 | 0.0% | 11 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $506.6K | 10,042 | 0.0% | 6 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $500.5K | 1,305 | 0.0% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $481.9K | 1,146 | 0.0% | 12 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $466.8K | 4,049 | 0.0% | 7 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $427.0K | 5,880 | 0.0% | 13 |
| GLOBAL X FDS | [PFFD](https://holderbook.com/stocks/PFFD/) | $411.6K | 20,417 | 0.0% | 24 |
| SNAP INC | [SNAP](https://holderbook.com/stocks/SNAP/) | $411.1K | 35,807 | 0.0% | 7 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $397.5K | 5,356 | 0.0% | 2 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $394.1K | 2,499 | 0.0% | 9 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $377.6K | 3,989 | 0.0% | 6 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $377.1K | 2,420 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $369.7K | 1,074 | 0.0% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $364.5K | 2,246 | 0.0% | 10 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $363.5K | 2,029 | 0.0% | 2 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $358.4K | 3,865 | 0.0% | 7 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $342.5K | 5,850 | 0.0% | 1 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $333.1K | 251 | 0.0% | 6 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $326.8K | 1,363 | 0.0% | 1 |
| JANUS DETROIT STR TR | [JMBS](https://holderbook.com/stocks/JMBS/) | $308.1K | 6,831 | 0.0% | 2 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $299.0K | 616 | 0.0% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $286.0K | 4,754 | 0.0% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $275.7K | 5,524 | 0.0% | 5 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $269.6K | 2,146 | 0.0% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $268.5K | 962 | 0.0% | 4 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $264.4K | 6,302 | 0.0% | 1 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $261.2K | 1,979 | 0.0% | 2 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $261.0K | 5,058 | 0.0% | 3 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $258.1K | 352 | 0.0% | 2 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $255.3K | 1,568 | 0.0% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2024 | +3.2% | +10.0% | -6.8% | 100% |
| Q4 2023 | +8.4% | +11.2% | -2.7% | 100% |
| Q3 2023 | -3.8% | -3.6% | -0.2% | 100% |
| Q2 2023 | +1.7% | +8.3% | -6.5% | 100% |
| Q1 2023 | +4.1% | +7.0% | -2.9% | 100% |
| Q4 2022 | +7.5% | +7.1% | +0.4% | 100% |
| Q3 2022 | -7.2% | -5.3% | -1.9% | 100% |
| Q2 2022 | -11.8% | -16.5% | +4.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2024 | $72.8B | 123 |
| Q4 2023 | $69.6B | 118 |
| Q3 2023 | $63.3B | 103 |
| Q2 2023 | $64.5B | 113 |
| Q1 2023 | $62.7B | 109 |
| Q4 2022 | $59.3B | 107 |
| Q3 2022 | $54.7B | 104 |
| Q2 2022 | $57.5B | 100 |
| Q1 2022 | $62.9B | 110 |
| Q4 2021 | $63.8B | 96 |
| Q3 2021 | $59.9B | 83 |
| Q2 2021 | $58.4B | 87 |