# Canandaigua National Trust Co of Florida

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1471384. Source: https://holderbook.com/funds/1471384-canandaigua-national-trust-co-of-florida/

- Reported value: $180.9M
- Positions: 143
- Weight of the ten largest: 41.0%
- Filed: 2026-10-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $19.2M | 16,555 | 10.6% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $11.0M | 14,415 | 6.1% | 8 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $8.0M | 72,646 | 4.4% | 8 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $7.6M | 62,106 | 4.2% | 8 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $7.0M | 129,489 | 3.8% | 8 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.4M | 10,548 | 3.0% | 8 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.7M | 13,991 | 2.6% | 8 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.9M | 15,839 | 2.2% | 8 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.9M | 11,458 | 2.2% | 8 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.5M | 15,469 | 2.0% | 8 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $3.4M | 32,446 | 1.9% | 8 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $3.3M | 34,437 | 1.8% | 8 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $3.2M | 36,123 | 1.8% | 8 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $2.7M | 26,369 | 1.5% | 8 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.4M | 7,027 | 1.3% | 8 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $2.3M | 26,694 | 1.3% | 8 |
| WISDOMTREE TR | [DEM](https://holderbook.com/stocks/DEM/) | $2.2M | 40,507 | 1.2% | 8 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.2M | 7,735 | 1.2% | 8 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.1M | 2,632 | 1.2% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.0M | 5,928 | 1.1% | 8 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.7M | 11,515 | 0.9% | 8 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.5M | 7,345 | 0.8% | 8 |
| CAPITAL GROUP CONSERVATIVE E | [CGCV](https://holderbook.com/stocks/CGCV/) | $1.5M | 45,908 | 0.8% | 1 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $1.5M | 30,983 | 0.8% | 1 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $1.4M | 3,401 | 0.7% | 1 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $1.3M | 15,806 | 0.7% | 1 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $1.3M | 5,565 | 0.7% | 8 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.2M | 3,464 | 0.7% | 8 |
| CANADIAN NATL RY CO | [CNI](https://holderbook.com/stocks/CNI/) | $1.2M | 10,311 | 0.7% | 8 |
| BROADSTONE NET LEASE INC | [BNL](https://holderbook.com/stocks/BNL/) | $1.2M | 66,256 | 0.7% | 1 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $1.2M | 33,092 | 0.7% | 8 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $1.2M | 42,478 | 0.7% | 8 |
| EASTMAN CHEM CO | [EMN](https://holderbook.com/stocks/EMN/) | $1.2M | 17,794 | 0.6% | 2 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $1.1M | 8,296 | 0.6% | 6 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.1M | 10,580 | 0.6% | 8 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.1M | 2,281 | 0.6% | 8 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $1.1M | 2,207 | 0.6% | 8 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $1.1M | 8,379 | 0.6% | 2 |
| HCA HEALTHCARE INC | [HCA](https://holderbook.com/stocks/HCA/) | $1.1M | 2,528 | 0.6% | 6 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $1.0M | 10,429 | 0.6% | 8 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $1.0M | 10,454 | 0.6% | 8 |
| SLB LIMITED | [SLB](https://holderbook.com/stocks/SLB/) | $1.0M | 20,847 | 0.6% | 8 |
| AMERICAN TOWER CORP | [AMT](https://holderbook.com/stocks/AMT/) | $982.6K | 6,003 | 0.5% | 8 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $981.8K | 10,045 | 0.5% | 8 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $981.6K | 7,746 | 0.5% | 8 |
| T-MOBILE US INC | [TMUS](https://holderbook.com/stocks/TMUS/) | $969.7K | 5,946 | 0.5% | 7 |
| AMERICAN WTR WKS CO INC NEW | [AWK](https://holderbook.com/stocks/AWK/) | $942.2K | 7,277 | 0.5% | 6 |
| NOV INC | [NOV](https://holderbook.com/stocks/NOV/) | $926.6K | 49,471 | 0.5% | 8 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $925.8K | 3,997 | 0.5% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $925.5K | 3,496 | 0.5% | 8 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $913.8K | 12,941 | 0.5% | 6 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $891.2K | 5,473 | 0.5% | 1 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $890.8K | 10,976 | 0.5% | 8 |
| THE CIGNA GROUP | [CI](https://holderbook.com/stocks/CI/) | $888.6K | 3,269 | 0.5% | 6 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $882.2K | 2,093 | 0.5% | 8 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $856.7K | 5,897 | 0.5% | 8 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $850.6K | 4,582 | 0.5% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $821.9K | 13,857 | 0.5% | 8 |
| CAPITAL GROUP GLOBAL EQUITY | [CGGE](https://holderbook.com/stocks/CGGE/) | $801.4K | 23,022 | 0.4% | 1 |
| OTIS WORLDWIDE CORP | [OTIS](https://holderbook.com/stocks/OTIS/) | $800.7K | 12,448 | 0.4% | 2 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $798.6K | 6,036 | 0.4% | 8 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $781.5K | 868 | 0.4% | 8 |
| BLACKROCK ETF TRUST II | [SECU](https://holderbook.com/stocks/SECU/) | $778.2K | 16,027 | 0.4% | 1 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $772.2K | 11,561 | 0.4% | 8 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $766.6K | 24,360 | 0.4% | 8 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $745.3K | 1,104 | 0.4% | 8 |
| CHIPOTLE MEXICAN GRILL INC | [CMG](https://holderbook.com/stocks/CMG/) | $740.5K | 23,176 | 0.4% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $697.6K | 962 | 0.4% | 8 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $696.9K | 2,664 | 0.4% | 8 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $680.2K | 11,046 | 0.4% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $674.2K | 2,370 | 0.4% | 8 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $674.2K | 2,426 | 0.4% | 8 |
| EQUITY RESIDENTIAL | [EQR](https://holderbook.com/stocks/EQR/) | $670.5K | 11,035 | 0.4% | 1 |
| CARLISLE COS INC | [CSL](https://holderbook.com/stocks/CSL/) | $653.7K | 2,029 | 0.4% | 1 |
| XYLEM INC | [XYL](https://holderbook.com/stocks/XYL/) | $652.5K | 6,443 | 0.4% | 1 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $650.8K | 9,045 | 0.4% | 8 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $648.3K | 7,598 | 0.4% | 1 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $640.1K | 9,200 | 0.4% | 1 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $628.2K | 11,542 | 0.3% | 8 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $623.2K | 3,748 | 0.3% | 1 |
| KKR & CO INC | [KKR](https://holderbook.com/stocks/KKR/) | $608.4K | 6,664 | 0.3% | 2 |
| MCCORMICK & CO INC | [MKC](https://holderbook.com/stocks/MKC/) | $599.8K | 12,926 | 0.3% | 1 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $598.1K | 7,897 | 0.3% | 8 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $595.5K | 3,488 | 0.3% | 1 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $593.0K | 5,227 | 0.3% | 1 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $591.8K | 1,660 | 0.3% | 8 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $565.8K | 26,001 | 0.3% | 1 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $546.7K | 780 | 0.3% | 6 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $541.5K | 1,542 | 0.3% | 4 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $536.3K | 5,026 | 0.3% | 8 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $531.3K | 5,113 | 0.3% | 8 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $530.7K | 693 | 0.3% | 8 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $518.2K | 847 | 0.3% | 1 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $501.7K | 293 | 0.3% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $499.3K | 4,939 | 0.3% | 6 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $497.7K | 1,224 | 0.3% | 1 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $488.7K | 2,116 | 0.3% | 8 |
| NBT BANCORP INC | [NBTB](https://holderbook.com/stocks/NBTB/) | $468.0K | 9,331 | 0.3% | 1 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $457.6K | 5,717 | 0.3% | 1 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $449.4K | 815 | 0.2% | 8 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.7% | +14.8% | -4.1% | 100% |
| Q1 2026 | -3.3% | -4.6% | +1.3% | 100% |
| Q4 2025 | +7.3% | +2.4% | +4.9% | 100% |
| Q3 2025 | +5.6% | +7.8% | -2.3% | 100% |
| Q2 2025 | +4.5% | +10.5% | -5.9% | 100% |
| Q1 2025 | -1.5% | -4.6% | +3.1% | 100% |
| Q4 2024 | -2.9% | +2.1% | -5.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $180.9M | 143 |
| Q1 2026 | $124.5M | 108 |
| Q4 2025 | $159.8M | 129 |
| Q3 2025 | $126.2M | 106 |
| Q2 2025 | $140.6M | 122 |
| Q1 2025 | $113.5M | 104 |
| Q4 2024 | $128.2M | 110 |
| Q3 2024 | $116.3M | 99 |