# HARBOR INVESTMENT ADVISORY, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1468792. Source: https://holderbook.com/funds/1468792-harbor-investment-advisory-llc/

- Reported value: $1.4B
- Positions: 1,310
- Weight of the ten largest: 38.3%
- Filed: 2026-07-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $197.2M | 532,039 | 13.8% | 27 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $92.2M | 317,765 | 6.4% | 27 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $60.8M | 169,993 | 4.2% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $54.7M | 229,466 | 3.8% | 27 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $35.0M | 93,724 | 2.4% | 27 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $32.0M | 64,040 | 2.2% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $22.6M | 64,099 | 1.6% | 27 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $18.9M | 57,733 | 1.3% | 27 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $18.6M | 24,813 | 1.3% | 27 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $17.6M | 47,452 | 1.2% | 27 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $17.4M | 202,475 | 1.2% | 27 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $16.2M | 74,540 | 1.1% | 27 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $16.1M | 80,399 | 1.1% | 27 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $15.5M | 73,046 | 1.1% | 27 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $15.1M | 21,966 | 1.1% | 27 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $14.1M | 178,090 | 1.0% | 18 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $13.8M | 40,154 | 1.0% | 27 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $13.4M | 26,097 | 0.9% | 27 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $13.3M | 60,119 | 0.9% | 27 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $12.2M | 10,157 | 0.8% | 27 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $11.5M | 12,914 | 0.8% | 27 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $10.6M | 41,765 | 0.7% | 27 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $10.3M | 27,896 | 0.7% | 27 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $10.1M | 51,274 | 0.7% | 27 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $10.0M | 26,459 | 0.7% | 27 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $9.7M | 105,408 | 0.7% | 14 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $9.4M | 30,695 | 0.7% | 27 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $9.0M | 93,457 | 0.6% | 27 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $8.5M | 29,392 | 0.6% | 27 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $8.3M | 22,827 | 0.6% | 27 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $8.1M | 84,289 | 0.6% | 27 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $8.0M | 76,734 | 0.6% | 27 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $7.7M | 13,596 | 0.5% | 27 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $7.6M | 10,112 | 0.5% | 27 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $7.5M | 99,517 | 0.5% | 27 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $7.3M | 58,453 | 0.5% | 27 |
| JANUS DETROIT STR TR | [JAAA](https://holderbook.com/stocks/JAAA/) | $7.3M | 143,662 | 0.5% | 14 |
| JANUS DETROIT STR TR | [JSI](https://holderbook.com/stocks/JSI/) | $7.2M | 141,273 | 0.5% | 6 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $7.2M | 18,223 | 0.5% | 27 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $6.9M | 121,497 | 0.5% | 27 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $6.8M | 7,049 | 0.5% | 8 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $6.6M | 85,072 | 0.5% | 27 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $6.4M | 6,831 | 0.4% | 27 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $6.4M | 8,372 | 0.4% | 27 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $6.4M | 26,243 | 0.4% | 27 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $6.3M | 55,836 | 0.4% | 27 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $6.3M | 178,444 | 0.4% | 6 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $6.1M | 14,748 | 0.4% | 27 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $6.1M | 5,985 | 0.4% | 27 |
| TIDAL TRUST I | [RISR](https://holderbook.com/stocks/RISR/) | $5.9M | 162,869 | 0.4% | 7 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $5.9M | 42,722 | 0.4% | 27 |
| VANECK ETF TRUST | [GDXJ](https://holderbook.com/stocks/GDXJ/) | $5.8M | 59,530 | 0.4% | 10 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $5.7M | 14,025 | 0.4% | 14 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $5.7M | 15,563 | 0.4% | 27 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $5.4M | 39,631 | 0.4% | 1 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $5.4M | 36,192 | 0.4% | 27 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $5.3M | 12,711 | 0.4% | 27 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $5.3M | 36,496 | 0.4% | 27 |
| ISHARES TR | [IWX](https://holderbook.com/stocks/IWX/) | $5.3M | 50,412 | 0.4% | 27 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $5.0M | 19,981 | 0.4% | 27 |
| AMERICAN BEACON SELECT FUNDS | [MGNR](https://holderbook.com/stocks/MGNR/) | $4.9M | 101,445 | 0.3% | 6 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $4.8M | 21,045 | 0.3% | 27 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $4.8M | 46,518 | 0.3% | 27 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $4.6M | 33,217 | 0.3% | 27 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $4.6M | 7,870 | 0.3% | 24 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $4.5M | 14,770 | 0.3% | 18 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $4.3M | 2,198 | 0.3% | 25 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $4.1M | 24,658 | 0.3% | 27 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $3.9M | 33,086 | 0.3% | 27 |
| T ROWE PRICE EXCHANGE-TRADED | [TCAF](https://holderbook.com/stocks/TCAF/) | $3.9M | 94,408 | 0.3% | 12 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $3.9M | 1,705 | 0.3% | 6 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $3.7M | 15,768 | 0.3% | 27 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $3.7M | 1,846 | 0.3% | 26 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $3.6M | 24,265 | 0.2% | 27 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.6M | 22,499 | 0.2% | 27 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $3.5M | 42,358 | 0.2% | 23 |
| J P MORGAN EXCHANGE TRADED F | [HELO](https://holderbook.com/stocks/HELO/) | $3.3M | 49,442 | 0.2% | 10 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $3.3M | 9,396 | 0.2% | 27 |
| AGNICO EAGLE MINES LTD | [AEM](https://holderbook.com/stocks/AEM/) | $3.3M | 21,232 | 0.2% | 18 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $3.3M | 2,794 | 0.2% | 9 |
| VERTIV HOLDINGS CO | [VRT](https://holderbook.com/stocks/VRT/) | $3.3M | 9,718 | 0.2% | 26 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $3.2M | 2,840 | 0.2% | 27 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $3.1M | 63,591 | 0.2% | 16 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $3.1M | 129,122 | 0.2% | 10 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $3.1M | 37,894 | 0.2% | 27 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $3.1M | 122,422 | 0.2% | 9 |
| CAMECO CORP | [CCJ](https://holderbook.com/stocks/CCJ/) | $3.1M | 29,963 | 0.2% | 22 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $3.0M | 18,366 | 0.2% | 27 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $3.0M | 12,158 | 0.2% | 27 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $2.9M | 15,209 | 0.2% | 27 |
| TEXAS ROADHOUSE INC | [TXRH](https://holderbook.com/stocks/TXRH/) | $2.8M | 14,563 | 0.2% | 27 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $2.8M | 14,811 | 0.2% | 26 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $2.8M | 18,539 | 0.2% | 27 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $2.7M | 5,653 | 0.2% | 26 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $2.6M | 46,866 | 0.2% | 22 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $2.6M | 28,617 | 0.2% | 27 |
| SPDR SERIES TRUST | [XBI](https://holderbook.com/stocks/XBI/) | $2.6M | 16,333 | 0.2% | 25 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $2.6M | 6,065 | 0.2% | 27 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $2.5M | 37,495 | 0.2% | 27 |
| ISHARES TR | [IBDR](https://holderbook.com/stocks/IBDR/) | $2.5M | 104,654 | 0.2% | 16 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.1% | +14.8% | -3.7% | 99% |
| Q1 2026 | -3.2% | -4.6% | +1.4% | 111% |
| Q4 2025 | +4.1% | +2.4% | +1.7% | 113% |
| Q3 2025 | +5.6% | +7.8% | -2.2% | 114% |
| Q2 2025 | +7.4% | +10.5% | -3.1% | 115% |
| Q1 2025 | -4.0% | -4.6% | +0.5% | 113% |
| Q4 2024 | +3.4% | +2.1% | +1.3% | 113% |
| Q3 2024 | +5.5% | +5.4% | +0.0% | 113% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.4B | 1,310 |
| Q1 2026 | $1.3B | 1,225 |
| Q4 2025 | $1.3B | 1,222 |
| Q3 2025 | $1.2B | 1,171 |
| Q2 2025 | $1.1B | 1,171 |
| Q1 2025 | $1.0B | 1,173 |
| Q4 2024 | $1.1B | 1,134 |
| Q3 2024 | $1.0B | 1,143 |
| Q2 2024 | $958.3M | 1,302 |
| Q1 2024 | $956.6M | 1,326 |
| Q4 2023 | $866.6M | 1,157 |
| Q3 2023 | $764.0M | 1,183 |