# Mechanics Bank Trust Department

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1439743. Source: https://holderbook.com/funds/1439743-mechanics-bank-trust-department/

- Reported value: $808.2M
- Positions: 211
- Weight of the ten largest: 33.5%
- Filed: 2026-07-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $44.2M | 59,249 | 5.5% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $38.2M | 106,791 | 4.7% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $37.9M | 131,046 | 4.7% | 31 |
| MECHANICS BANCORP | [MCHB](https://holderbook.com/stocks/MCHB/) | $35.7M | 2,242,540 | 4.4% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $27.3M | 73,129 | 3.4% | 31 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $21.3M | 145,534 | 2.6% | 24 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $18.4M | 25,040 | 2.3% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $16.8M | 84,060 | 2.1% | 22 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $16.1M | 43,917 | 2.0% | 17 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $15.2M | 16,216 | 1.9% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $13.7M | 159,501 | 1.7% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $13.4M | 56,073 | 1.7% | 31 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $13.1M | 51,874 | 1.6% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $13.0M | 229,937 | 1.6% | 17 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $12.8M | 39,083 | 1.6% | 31 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $11.8M | 108,368 | 1.5% | 31 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $11.0M | 538,476 | 1.4% | 18 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $10.8M | 78,730 | 1.3% | 31 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $10.1M | 29,500 | 1.3% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $10.0M | 19,959 | 1.2% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $9.7M | 27,482 | 1.2% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $9.5M | 154,254 | 1.2% | 9 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $9.5M | 96,267 | 1.2% | 14 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $9.4M | 157,733 | 1.2% | 3 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $9.4M | 36,853 | 1.2% | 31 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $8.3M | 70,649 | 1.0% | 31 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $8.2M | 99,281 | 1.0% | 3 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $8.1M | 55,404 | 1.0% | 31 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $8.0M | 42,186 | 1.0% | 31 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $7.6M | 10,786 | 0.9% | 31 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $7.4M | 19,493 | 0.9% | 10 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $7.3M | 18,505 | 0.9% | 31 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $7.2M | 13,758 | 0.9% | 31 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $7.2M | 20,286 | 0.9% | 31 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $7.0M | 62,055 | 0.9% | 31 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $6.5M | 23,914 | 0.8% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $6.4M | 5,353 | 0.8% | 31 |
| FIDELITY COVINGTON TRUST | [FDLO](https://holderbook.com/stocks/FDLO/) | $6.4M | 93,546 | 0.8% | 21 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $6.4M | 9,285 | 0.8% | 11 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $6.1M | 51,532 | 0.7% | 31 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $5.9M | 35,692 | 0.7% | 31 |
| VANGUARD SCOTTSDALE FDS | [VCLT](https://holderbook.com/stocks/VCLT/) | $5.7M | 75,544 | 0.7% | 11 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $5.5M | 103,193 | 0.7% | 31 |
| ROSS STORES INC | [ROST](https://holderbook.com/stocks/ROST/) | $5.1M | 24,068 | 0.6% | 31 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $4.9M | 31,068 | 0.6% | 31 |
| QUANTA SVCS INC | [PWR](https://holderbook.com/stocks/PWR/) | $4.7M | 6,585 | 0.6% | 11 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $4.4M | 30,336 | 0.6% | 31 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $4.4M | 14,620 | 0.5% | 6 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $4.2M | 32,592 | 0.5% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.2M | 58,375 | 0.5% | 11 |
| REPUBLIC SVCS INC | [RSG](https://holderbook.com/stocks/RSG/) | $4.1M | 19,470 | 0.5% | 31 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $4.1M | 22,194 | 0.5% | 31 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $4.0M | 22,850 | 0.5% | 28 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $4.0M | 15,961 | 0.5% | 31 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $4.0M | 138,057 | 0.5% | 31 |
| VICTORY PORTFOLIOS II | [VFLO](https://holderbook.com/stocks/VFLO/) | $4.0M | 87,002 | 0.5% | 7 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $3.9M | 3,897 | 0.5% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $3.9M | 31,724 | 0.5% | 31 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $3.8M | 5,043 | 0.5% | 31 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $3.8M | 41,933 | 0.5% | 31 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $3.8M | 3,911 | 0.5% | 7 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.7M | 25,242 | 0.5% | 31 |
| INVESCO ACTIVELY MANAGED EXC | [GTO](https://holderbook.com/stocks/GTO/) | $3.7M | 78,613 | 0.5% | 20 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $3.4M | 15,381 | 0.4% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $3.4M | 38,894 | 0.4% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.4M | 4,576 | 0.4% | 31 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.4M | 21,341 | 0.4% | 31 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $3.4M | 41,237 | 0.4% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $3.3M | 42,685 | 0.4% | 31 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $3.1M | 14,062 | 0.4% | 28 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $3.1M | 7,072 | 0.4% | 7 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $3.1M | 16,904 | 0.4% | 31 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $3.0M | 18,829 | 0.4% | 31 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $3.0M | 8,733 | 0.4% | 13 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $2.9M | 28,844 | 0.4% | 31 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $2.7M | 20,307 | 0.3% | 31 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $2.6M | 8,323 | 0.3% | 16 |
| ANGEL OAK FUNDS TRUST | [UYLD](https://holderbook.com/stocks/UYLD/) | $2.6M | 51,359 | 0.3% | 11 |
| HONEYWELL INTL INC | [HON](https://holderbook.com/stocks/HON/) | $2.6M | 11,169 | 0.3% | 1 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $2.4M | 24,984 | 0.3% | 28 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $2.3M | 32,344 | 0.3% | 31 |
| ISHARES TR | [IBTH](https://holderbook.com/stocks/IBTH/) | $2.3M | 103,000 | 0.3% | 11 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $2.2M | 4,320 | 0.3% | 31 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $2.2M | 48,886 | 0.3% | 31 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $2.2M | 39,909 | 0.3% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.1M | 2,013 | 0.3% | 31 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $2.1M | 9,533 | 0.3% | 31 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $2.1M | 57,347 | 0.3% | 21 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $2.1M | 21,723 | 0.3% | 31 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $2.1M | 12,380 | 0.3% | 31 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.9M | 13,395 | 0.2% | 6 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $1.9M | 9,722 | 0.2% | 31 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $1.8M | 4,425 | 0.2% | 31 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.8M | 31,677 | 0.2% | 31 |
| ISHARES TR | [IBTK](https://holderbook.com/stocks/IBTK/) | $1.8M | 90,500 | 0.2% | 11 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $1.8M | 14,959 | 0.2% | 31 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.7M | 11,429 | 0.2% | 31 |
| FIDELITY COVINGTON TRUST | [FCOM](https://holderbook.com/stocks/FCOM/) | $1.6M | 23,616 | 0.2% | 31 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.6M | 8,428 | 0.2% | 25 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.5M | 5,070 | 0.2% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.7% | +14.8% | -5.2% | 100% |
| Q1 2026 | -2.6% | -4.6% | +2.0% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.9% | 100% |
| Q3 2025 | +7.0% | +7.8% | -0.8% | 100% |
| Q2 2025 | +6.4% | +10.5% | -4.0% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2024 | +1.0% | +2.1% | -1.2% | 100% |
| Q3 2024 | +5.4% | +5.4% | -0.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $808.2M | 211 |
| Q1 2026 | $722.2M | 199 |
| Q4 2025 | $763.6M | 203 |
| Q3 2025 | $712.1M | 205 |
| Q2 2025 | $697.5M | 213 |
| Q1 2025 | $732.8M | 217 |
| Q4 2024 | $750.3M | 218 |
| Q3 2024 | $751.2M | 202 |
| Q2 2024 | $699.0M | 197 |
| Q1 2024 | $681.3M | 192 |
| Q4 2023 | $641.1M | 183 |
| Q3 2023 | $599.0M | 166 |