# BAKER BOYER NATIONAL BANK

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1079398. Source: https://holderbook.com/funds/1079398-baker-boyer-national-bank/

- Reported value: $364.1M
- Positions: 94
- Weight of the ten largest: 80.5%
- Filed: 2026-07-27

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $82.9M | 1,867,814 | 22.8% | 20 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $71.8M | 1,949,537 | 19.7% | 20 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $60.4M | 1,194,965 | 16.6% | 20 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $24.0M | 435,463 | 6.6% | 17 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $19.2M | 421,979 | 5.3% | 20 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $10.9M | 202,584 | 3.0% | 20 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $8.1M | 196,591 | 2.2% | 20 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $6.2M | 8,259 | 1.7% | 20 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.4M | 18,826 | 1.5% | 20 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $4.2M | 105,257 | 1.2% | 20 |
| EA SERIES TRUST | [IMOM](https://holderbook.com/stocks/IMOM/) | $4.0M | 92,523 | 1.1% | 20 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.9M | 10,352 | 1.1% | 20 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $3.7M | 62,299 | 1.0% | 14 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $3.2M | 9,265 | 0.9% | 18 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $2.9M | 35,649 | 0.8% | 20 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.8M | 4,032 | 0.8% | 18 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.8M | 25,890 | 0.5% | 20 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.7M | 6,696 | 0.5% | 20 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.6M | 7,418 | 0.4% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $1.5M | 2 | 0.4% | 3 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $1.4M | 11,249 | 0.4% | 9 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $1.4M | 2,220 | 0.4% | 20 |
| EA SERIES TRUST | [QVAL](https://holderbook.com/stocks/QVAL/) | $1.4M | 24,969 | 0.4% | 20 |
| EA SERIES TRUST | [QMOM](https://holderbook.com/stocks/QMOM/) | $1.3M | 17,017 | 0.4% | 20 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $1.3M | 12,379 | 0.4% | 9 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.3M | 10,408 | 0.4% | 20 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $1.3M | 15,403 | 0.4% | 20 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.2M | 1,158 | 0.3% | 20 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $1.2M | 9,297 | 0.3% | 3 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,216 | 0.3% | 20 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $1.1M | 7,875 | 0.3% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 3,093 | 0.3% | 20 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 4,572 | 0.3% | 20 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.1M | 2,978 | 0.3% | 20 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $1.0M | 1,732 | 0.3% | 5 |
| EA SERIES TRUST | [IVAL](https://holderbook.com/stocks/IVAL/) | $998.1K | 29,296 | 0.3% | 20 |
| EA SERIES TRUST | - | $960.5K | 18,780 | 0.3% | 1 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $867.2K | 7,142 | 0.2% | 8 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $866.7K | 1,732 | 0.2% | 20 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $806.1K | 2,982 | 0.2% | 20 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $697.2K | 4,206 | 0.2% | 20 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $695.5K | 1,972 | 0.2% | 20 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $677.2K | 11,212 | 0.2% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $675.4K | 1,199 | 0.2% | 12 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $674.3K | 26,706 | 0.2% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $657.6K | 11,017 | 0.2% | 20 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $654.4K | 2,406 | 0.2% | 20 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $616.8K | 3,251 | 0.2% | 20 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $587.9K | 2,716 | 0.2% | 20 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $577.3K | 1,124 | 0.2% | 20 |
| PACCAR INC | [PCAR](https://holderbook.com/stocks/PCAR/) | $558.0K | 4,645 | 0.2% | 20 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $550.3K | 4,025 | 0.2% | 20 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $503.5K | 1,197 | 0.1% | 20 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $501.7K | 1,784 | 0.1% | 20 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $496.8K | 3,388 | 0.1% | 20 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $487.0K | 2,556 | 0.1% | 5 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $466.6K | 1,360 | 0.1% | 12 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $459.0K | 2,294 | 0.1% | 9 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $441.1K | 1,979 | 0.1% | 20 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $437.2K | 613 | 0.1% | 4 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $409.2K | 3,233 | 0.1% | 20 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $379.4K | 7,339 | 0.1% | 3 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $367.2K | 3,126 | 0.1% | 5 |
| EA SERIES TRUST | [FRDM](https://holderbook.com/stocks/FRDM/) | $366.1K | 5,022 | 0.1% | 1 |
| XCEL ENERGY INC | [XEL](https://holderbook.com/stocks/XEL/) | $364.4K | 4,538 | 0.1% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $342.1K | 1,045 | 0.1% | 11 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $333.2K | 1,324 | 0.1% | 20 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $317.3K | 3,712 | 0.1% | 2 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $311.7K | 3,092 | 0.1% | 3 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $308.7K | 3,385 | 0.1% | 1 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $300.5K | 3,140 | 0.1% | 20 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $290.8K | 3,137 | 0.1% | 1 |
| HONEYWELL INTL INC | [HON](https://holderbook.com/stocks/HON/) | $289.4K | 1,293 | 0.1% | 1 |
| HONEYWELL AEROSPACE INC | [HONA](https://holderbook.com/stocks/HONA/) | $285.7K | 1,293 | 0.1% | 1 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $280.5K | 3,824 | 0.1% | 5 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $280.4K | 658 | 0.1% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $275.5K | 2,560 | 0.1% | 20 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $273.1K | 2,125 | 0.1% | 3 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $270.6K | 551 | 0.1% | 5 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $267.9K | 851 | 0.1% | 12 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $266.8K | 2,356 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $261.5K | 1,062 | 0.1% | 20 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $251.5K | 3,257 | 0.1% | 7 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $246.3K | 1,293 | 0.1% | 20 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $242.7K | 3,373 | 0.1% | 6 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $236.8K | 640 | 0.1% | 3 |
| BROOKFIELD ASSET MANAGMT LTD | [BAM](https://holderbook.com/stocks/BAM/) | $233.2K | 5,200 | 0.1% | 3 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $222.4K | 734 | 0.1% | 1 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $220.1K | 886 | 0.1% | 1 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $216.1K | 690 | 0.1% | 2 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $213.9K | 5,125 | 0.1% | 1 |
| NIKE INC | [NKE](https://holderbook.com/stocks/NKE/) | $208.6K | 5,081 | 0.1% | 20 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $207.3K | 940 | 0.1% | 11 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $206.3K | 172 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.4% | +14.8% | -6.4% | 100% |
| Q1 2026 | -0.2% | -4.6% | +4.5% | 100% |
| Q4 2025 | +2.5% | +2.4% | +0.1% | 100% |
| Q3 2025 | +5.5% | +7.8% | -2.3% | 100% |
| Q2 2025 | +5.8% | +10.5% | -4.6% | 100% |
| Q1 2025 | -0.3% | -4.6% | +4.2% | 100% |
| Q4 2024 | -2.3% | +2.1% | -4.5% | 100% |
| Q3 2024 | +5.2% | +5.4% | -0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $364.1M | 94 |
| Q1 2026 | $332.8M | 91 |
| Q4 2025 | $331.2M | 94 |
| Q3 2025 | $301.0M | 80 |
| Q2 2025 | $290.0M | 78 |
| Q1 2025 | $271.1M | 73 |
| Q4 2024 | $289.5M | 79 |
| Q3 2024 | $298.0M | 78 |
| Q2 2024 | $286.2M | 74 |
| Q1 2024 | $290.4M | 80 |
| Q4 2023 | $272.1M | 79 |
| Q3 2023 | $246.0M | 80 |