# CANANDAIGUA NATIONAL BANK & TRUST CO

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1074266. Source: https://holderbook.com/funds/1074266-canandaigua-national-bank-trust-co/

- Reported value: $1.2B
- Positions: 310
- Weight of the ten largest: 38.4%
- Filed: 2026-10-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $89.2M | 808,409 | 7.7% | 9 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $72.8M | 591,567 | 6.3% | 9 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $53.8M | 1,000,732 | 4.7% | 9 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $47.5M | 62,231 | 4.1% | 9 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $41.4M | 80,667 | 3.6% | 20 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $36.2M | 108,761 | 3.1% | 20 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $31.0M | 350,786 | 2.7% | 9 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $26.2M | 79,303 | 2.3% | 20 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $22.2M | 83,885 | 1.9% | 20 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $22.2M | 217,243 | 1.9% | 9 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $17.3M | 166,123 | 1.5% | 8 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $16.0M | 86,405 | 1.4% | 14 |
| WISDOMTREE TR | [DEM](https://holderbook.com/stocks/DEM/) | $15.1M | 273,163 | 1.3% | 9 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $14.8M | 43,308 | 1.3% | 20 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $14.1M | 61,630 | 1.2% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $13.8M | 55,544 | 1.2% | 20 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $13.5M | 98,393 | 1.2% | 8 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $12.9M | 45,434 | 1.1% | 9 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $11.8M | 47,708 | 1.0% | 9 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $11.4M | 14,001 | 1.0% | 20 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $10.9M | 75,066 | 0.9% | 20 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $10.6M | 135,257 | 0.9% | 9 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $10.2M | 70,117 | 0.9% | 20 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $9.6M | 47,139 | 0.8% | 20 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $8.9M | 82,380 | 0.8% | 20 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $8.8M | 63,820 | 0.8% | 20 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $8.6M | 7,405 | 0.7% | 20 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $8.5M | 11,536 | 0.7% | 9 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $7.7M | 33,492 | 0.7% | 20 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $7.6M | 60,004 | 0.7% | 20 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $7.6M | 123,095 | 0.7% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $7.5M | 87,636 | 0.7% | 20 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $7.2M | 13,018 | 0.6% | 20 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $7.0M | 7,822 | 0.6% | 20 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $6.7M | 25,532 | 0.6% | 20 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $6.5M | 29,539 | 0.6% | 20 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.0M | 17,471 | 0.5% | 20 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $6.0M | 11,777 | 0.5% | 20 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $6.0M | 78,636 | 0.5% | 20 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $6.0M | 109,366 | 0.5% | 20 |
| FINANCIAL INSTITUTIONS INC | [FISI](https://holderbook.com/stocks/FISI/) | $5.8M | 149,700 | 0.5% | 20 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $5.8M | 54,360 | 0.5% | 8 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $5.8M | 34,834 | 0.5% | 8 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $5.7M | 9,319 | 0.5% | 9 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $5.6M | 56,372 | 0.5% | 20 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $5.5M | 17,855 | 0.5% | 20 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $5.3M | 53,484 | 0.5% | 20 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $5.1M | 18,216 | 0.4% | 20 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $5.1M | 18,228 | 0.4% | 9 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $5.0M | 64,789 | 0.4% | 8 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $4.9M | 171,242 | 0.4% | 20 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $4.8M | 4,516 | 0.4% | 6 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.5M | 6,241 | 0.4% | 20 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $4.5M | 10,623 | 0.4% | 20 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $4.4M | 6,595 | 0.4% | 20 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $4.4M | 42,095 | 0.4% | 20 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $4.2M | 9,306 | 0.4% | 15 |
| INNOVATOR ETFS TRUST | [ZAUG](https://holderbook.com/stocks/ZAUG/) | $4.1M | 147,101 | 0.4% | 7 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $4.1M | 30,795 | 0.4% | 20 |
| INNOVATOR ETFS TRUST | [ZJUL](https://holderbook.com/stocks/ZJUL/) | $3.9M | 129,266 | 0.3% | 7 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $3.9M | 37,500 | 0.3% | 8 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $3.8M | 13,410 | 0.3% | 20 |
| CONSTELLATION BRANDS INC | [STZ](https://holderbook.com/stocks/STZ/) | $3.8M | 33,512 | 0.3% | 20 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $3.7M | 25,303 | 0.3% | 9 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $3.7M | 19,407 | 0.3% | 20 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $3.6M | 28,892 | 0.3% | 9 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $3.5M | 15,131 | 0.3% | 17 |
| DIGITAL RLTY TR INC | [DLR](https://holderbook.com/stocks/DLR/) | $3.4M | 19,235 | 0.3% | 20 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.3M | 4,351 | 0.3% | 8 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.3M | 4,695 | 0.3% | 9 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $3.2M | 6,337 | 0.3% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.2M | 54,273 | 0.3% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $3.2M | 9,004 | 0.3% | 14 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $3.1M | 10,080 | 0.3% | 9 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $3.1M | 10,262 | 0.3% | 20 |
| INNOVATOR ETFS TRUST | [ZMAR](https://holderbook.com/stocks/ZMAR/) | $3.1M | 107,898 | 0.3% | 6 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $3.1M | 35,807 | 0.3% | 20 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $3.1M | 34,166 | 0.3% | 9 |
| THE CIGNA GROUP | [CI](https://holderbook.com/stocks/CI/) | $3.0M | 11,105 | 0.3% | 20 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $3.0M | 35,886 | 0.3% | 20 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $2.9M | 26,094 | 0.3% | 20 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $2.9M | 6,713 | 0.3% | 20 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $2.9M | 29,365 | 0.2% | 14 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $2.9M | 52,152 | 0.2% | 14 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $2.8M | 22,671 | 0.2% | 20 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.8M | 38,705 | 0.2% | 8 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.8M | 5,576 | 0.2% | 20 |
| SLB LIMITED | [SLB](https://holderbook.com/stocks/SLB/) | $2.7M | 56,221 | 0.2% | 20 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $2.7M | 17,400 | 0.2% | 20 |
| HCA HEALTHCARE INC | [HCA](https://holderbook.com/stocks/HCA/) | $2.7M | 6,255 | 0.2% | 6 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $2.6M | 7,362 | 0.2% | 20 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $2.6M | 7,865 | 0.2% | 20 |
| OTIS WORLDWIDE CORP | [OTIS](https://holderbook.com/stocks/OTIS/) | $2.6M | 40,227 | 0.2% | 14 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $2.6M | 3,782 | 0.2% | 20 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $2.6M | 16,778 | 0.2% | 8 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.5M | 7,076 | 0.2% | 20 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $2.5M | 23,981 | 0.2% | 20 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $2.5M | 20,623 | 0.2% | 20 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $2.5M | 36,984 | 0.2% | 8 |
| CARLISLE COS INC | [CSL](https://holderbook.com/stocks/CSL/) | $2.4M | 7,533 | 0.2% | 20 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2026 | -0.6% | -4.6% | +4.0% | 100% |
| Q4 2025 | +1.8% | +2.4% | -0.6% | 100% |
| Q3 2025 | +6.2% | +7.8% | -1.6% | 99% |
| Q2 2025 | +6.3% | +10.5% | -4.2% | 99% |
| Q1 2025 | -1.4% | -4.6% | +3.1% | 99% |
| Q4 2024 | -1.8% | +2.1% | -3.9% | 99% |
| Q3 2024 | +7.2% | +5.4% | +1.8% | 99% |
| Q2 2024 | -0.1% | +4.0% | -4.1% | 94% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $1.2B | 310 |
| Q2 2026 | $1.2B | 305 |
| Q4 2025 | $1.1B | 307 |
| Q3 2025 | $1.1B | 323 |
| Q2 2025 | $1.1B | 310 |
| Q1 2025 | $1.0B | 304 |
| Q4 2024 | $1.0B | 324 |
| Q3 2024 | $1.1B | 335 |
| Q2 2024 | $923.1M | 302 |
| Q1 2024 | $678.5M | 265 |
| Q4 2023 | $646.9M | 265 |
| Q3 2023 | $617.4M | 256 |