# STERLING INVESTMENT ADVISORS LLC /ADV

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1009198. Source: https://holderbook.com/funds/1009198-sterling-investment-advisors-llc-adv/

- Reported value: $222.6M
- Positions: 38
- Weight of the ten largest: 75.2%
- Filed: 2026-07-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $39.8M | 412,090 | 17.9% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $28.8M | 38,431 | 12.9% | 31 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $20.8M | 251,520 | 9.4% | 31 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $19.0M | 188,608 | 8.5% | 17 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $13.7M | 62,968 | 6.2% | 12 |
| ISHARES INC | [LEMB](https://holderbook.com/stocks/LEMB/) | $12.0M | 282,195 | 5.4% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $9.4M | 121,581 | 4.2% | 31 |
| ISHARES TR | [QLTA](https://holderbook.com/stocks/QLTA/) | $8.6M | 180,540 | 3.9% | 30 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $8.2M | 80,324 | 3.7% | 31 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $7.2M | 65,888 | 3.2% | 31 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $7.0M | 144,939 | 3.1% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $5.5M | 37,238 | 2.5% | 31 |
| SPDR INDEX SHS FDS | [GNR](https://holderbook.com/stocks/GNR/) | $5.5M | 81,023 | 2.4% | 31 |
| ISHARES ETHEREUM TR | [ETHA](https://holderbook.com/stocks/ETHA/) | $5.2M | 439,332 | 2.3% | 4 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $5.2M | 22,986 | 2.3% | 31 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $4.4M | 55,117 | 2.0% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $4.4M | 42,336 | 2.0% | 31 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $4.1M | 40,955 | 1.8% | 31 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $2.3M | 7,778 | 1.0% | 31 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.3M | 6,070 | 1.0% | 4 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $1.2M | 8,550 | 0.5% | 31 |
| ISHARES TR | [IYR](https://holderbook.com/stocks/IYR/) | $1.1M | 10,882 | 0.5% | 31 |
| STMICROELECTRONICS N V | [STM](https://holderbook.com/stocks/STM/) | $1.1M | 14,605 | 0.5% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $968.4K | 8,549 | 0.4% | 31 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $608.7K | 8,061 | 0.3% | 20 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $443.5K | 6,224 | 0.2% | 13 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $435.4K | 1,726 | 0.2% | 14 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $430.4K | 2,620 | 0.2% | 5 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $413.0K | 2,063 | 0.2% | 14 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $333.3K | 3,492 | 0.1% | 7 |
| OREILLY AUTOMOTIVE INC | [ORLY](https://holderbook.com/stocks/ORLY/) | $328.8K | 3,570 | 0.1% | 15 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $327.2K | 877 | 0.1% | 13 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $325.1K | 11,861 | 0.1% | 23 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $289.9K | 514 | 0.1% | 4 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $281.4K | 2,737 | 0.1% | 11 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $243.7K | 1,559 | 0.1% | 10 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $237.3K | 820 | 0.1% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $216.6K | 3,629 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.5% | +14.8% | -8.3% | 100% |
| Q1 2026 | -0.2% | -4.6% | +4.4% | 100% |
| Q4 2025 | +0.3% | +2.4% | -2.0% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 115% |
| Q2 2025 | +6.1% | +10.5% | -4.4% | 100% |
| Q1 2025 | +1.7% | -4.6% | +6.2% | 100% |
| Q4 2024 | -4.4% | +2.1% | -6.5% | 100% |
| Q3 2024 | +5.9% | +5.4% | +0.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $222.6M | 38 |
| Q1 2026 | $208.4M | 40 |
| Q4 2025 | $206.6M | 39 |
| Q3 2025 | $201.9M | 39 |
| Q2 2025 | $192.1M | 37 |
| Q1 2025 | $177.7M | 35 |
| Q4 2024 | $171.2M | 37 |
| Q3 2024 | $177.8M | 34 |
| Q2 2024 | $163.8M | 33 |
| Q1 2024 | $170.6M | 33 |
| Q4 2023 | $161.3M | 32 |
| Q3 2023 | $156.9M | 31 |